Active BE 0889.363.207Private limited company (pre-2019)

MICHIEL SCHAEVERBEKE

Langestraat 50 ·9050 Gent, Belgium· 19 yrs active

Sector: Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten (62200)

Conclusion Checked

The computed 12-month bankruptcy probability of MICHIEL SCHAEVERBEKE is 0.2% (very low). The 2025 annual accounts show equity of €26k and a net result of €29k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 2763 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€26k
Net result	€29k
Better than sector	26%
Active	19 yrs

Snowflake analysis 5 of 5 axes measured · computed by Checked

79 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 81

Profitability 100

Solvency 54

Growth 58

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2007, 19 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

81 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 14-01-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	22.4%	62.1%	better than 26% of 2763 sector peers
Net result	€29k	€39k	better than 40% of 2765 sector peers
Equity	€26k	€62k	better than 32% of 2764 sector peers
Gross operating margin	€66k	€62k	better than 53% of 2765 sector peers
Total assets	€115k	€121k	better than 47% of 2765 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€61k

+172.0% 19-25

Net profit

€29k

- 19-25

Cash flow

€52k

+200.0% 19-25

Total assets

€115k

+21.2% 19-25

Equity

€26k

- 19-25

Working capital

€65k

+409.8% 19-25

Debt

€89k

-8.9% 19-25

Debt ≤ 1y

€7k

-62.9% 19-25

Debt > 1y

€82k

+4.6% 19-25

Current ratio

10.00

+504.6% 19-25

Quick ratio

10.00

+504.6% 19-25

Solvency

22.4%

- 19-25

Debt / equity

3.46

- 19-25

ROE

111.7%

-46.2% 19-25

ROA

25.1%

- 19-25

Interest coverage

7.38

+61.5% 19-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€61k
Net profit	€29k
Cash flow	€52k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€115k
Equity	€26k
Debt	€89k
of which ≤ 1y	€7k
of which > 1y	€82k
Working capital	€65k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	10.00
Quick ratio	10.00
Working capital ratio	56.7%
Solvency	22.4%
Debt / equity	3.46
Long-term debt ratio	3.18
Interest coverage	7.38
Gross margin	-
Net margin	-
ROA	25.1%
ROE	111.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €42k · 37.0% Current assets €72k · 63.0%

Equity & liabilities

Equity €26k · 22.4% Debt €89k · 77.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€115k
Fixed assets	21/28	€42k
Tangible fixed assets	22/27	€42k
Current assets	29/58	€72k
Amounts receivable within one year	40/41	€31k
Cash & bank	54/58	€41k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€115k
Equity	10/15	€26k
Contributions / capital	10/11	€12k
Reserves	13	€36k
Accumulated profits (losses)	14	€-23k
Amounts payable	17/49	€89k
Amounts payable after one year	17	€82k
Amounts payable within one year	42/48	€7k
Trade debts payable within one year	44	€345
Income statement
Gross operating margin	9900	€66k
Operating result	9901	€37k
Financial charges	65	€8k
Result before taxes	9903	€29k
Net result for the period	9904	€29k
Result to be appropriated	9905	€29k

You are seeing the latest fiscal year only. 4 prior years (figures + ratios) are in a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten(62200)
Legal form	Private limited company (pre-2019)(015)
Incorporation	10-05-2007
Status	Active
Postal code	9050

Establishment units 1 location

Michiel Schaeverbeke

Langestraat 50, 9050 GentOntwerpen en programmeren van computerprogramma's

since 20092.178.042.750

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44032A0178/00A005	Flanders	390 m²	1 · 121 m²	14.6 m · 4 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

14-01-2026