Michelle Lambert Architect
ActiveSummary
Michelle Lambert Architect has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €17k. Its solvency ranks better than 87% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency100=
Growth52
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity ample (current ratio 7.79 against 4.13 in 2024; short-term debt: 12.7% and cash: 45.9% of total assets), and 12.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.3%
Return on assets
19.7%
Age of the figures
18 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 10-02-2026, 102 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
102 d late
2024
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€73k▲ 29.2%
2024 · €57k
2024: €57k
2024 → 2025
Total assets
€84k▲ 12.2%
2024 · €75k
2024: €75k
2024 → 2025
Net result
€17k▼ 69.2%
2024 · €54k
2024: €54k
2024 → 2025
Working capital
€72k▲ 27.9%
2024 · €57k
2024: €57k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€57k-€73k▲ 29.2%
Operating result€69k-€23k▼ 66.2%
Net result€54k-€17k▼ 69.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€937
Current assets
€83k
Equity and liabilities €84k
Equity
€73k ▲ 29.2%
Debt
€11k ▼ 41.0%
Debt's share of the balance-sheet total falls from 24.2% to 12.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▼
2024 · €71k
Cash flow
€17k▼
2024 · €56k
Current ratio
7.79▲
2024 · 4.13
Debt to equity
0.15▼
2024 · 0.32
ROE
22.6%▼
2024 · 94.7%
ROA
19.7%▼
2024 · 71.8%
Interest coverage
56.78▼
2024 · 1089.21
Debt ≤ 1 year
€11k▼
2024 · €18k
Income taxes
€8k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€75k€84k▲
Formation expenses20€141€0▼
Fixed assets21/28-€937
Tangible fixed assets22/27-€937
Furniture and vehicles24-€937
Current assets29/58€75k€83k▲
Amounts receivable within one year40/41€26k€44k▲
Trade receivables40-€7k
Other amounts receivable41€26k€37k▲
Cash at bank and in hand54/58€48k€38k▼
Deferred charges and accrued income490/1€501€574▲
Equity and liabilities
Total equity and liabilities10/49€75k€84k▲
Equity10/15€57k€73k▲
Contributions10/11€3k€3k=
Reserves13€54k€70k▲
Distributable reserves133€54k€70k▲
Profit (loss) carried forward14€79€0▼
Amounts payable17/49€18k€11k▼
Amounts payable within one year42/48€18k€11k▼
Trade debts44€343€580▲
Suppliers440/4€343€580▲
Taxes, remuneration and social security45€18k€10k▼
Taxes450/3€18k€8k▼
Remuneration and social security454/9-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€251▼
Other operating charges640/8€758€902▲
Gross operating margin9900€72k€24k▼
Operating profit (loss)9901€69k€23k▼
Financial income75/76B€0€2k▲
Recurring financial income75€0€2k▲
Financial charges65/66B€65€413▲
Recurring financial charges65€65€413▲
Profit (loss) for the period before taxes9903€69k€25k▼
Income taxes67/77€15k€8k▼
Profit (loss) for the period9904€54k€17k▼
Profit (loss) for the period to be appropriated9905€54k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€17k▼
Profit (loss) brought forward from the previous period14P-€79
Transfer to equity691/2€54k€17k▼
To other reserves6921€54k€17k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 102 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beversesteenweg 2448800 RoeselareGround area
72 m²
Building footprint
72 m²
Parcel 36015A1038/00D003, Flanders. Linked by address, not a title deed.
1 establishment unit
Michelle Lambert Architect
since 20232.344.505.638
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36015A1038/00D003 | Flanders | 72 m² | 1 · 72 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
agmen architecten
BE 0666.474.528
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KLARTÉ ARCHITECTEN
BE 0749.761.597
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Bouckaert Architecture
BE 0770.409.632
Liège · Eq €73,260
IMMO FACTO
BE 0843.858.923
Duffel · Eq €73,265
ARCHITECTENBUREAU WERCK NANCY
BE 0867.211.573
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,468 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2023
Fiscal year end31-03
Abbreviation NL
MLA
Activities, NACEBEL 2025
71111Activities of building architects
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.