CP Architecten

Active

Private limited companyfounded 20233 yrs activeHeiveldstraat 197, 9040 Gent, BelgiumKBO/BCE: BE 0799.270.102

Summary

CP Architecten has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91,012 and a net result of €36,107. Its solvency ranks better than 85% of 2227 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

CP ArchitectenActiveChecked score 98/100

Risk analysis Report Compare

What they do

Activities of building architects

NACE 71111

1 site

How big

€114,427total assets 2025

Equity: €91,012
Profit: €36,107

Turnover not published (abridged schema)

Financially healthy?

98 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Who decides

Accounts 4 d early0 of 1 deed read

Why 98- Founded in 2023+ Liquidity: current ratio 3.39, cash €70,941+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Equity €91,012 (79.5% of total assets)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 87% of its sector peers (NACE 71, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+22

equity 79.5% of total assets

Liquidity 93+16

short-term debt 20.5% · cash 62.0%

Profitability 100=

return on assets 31.6%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,633 companies)

Last 3 months 08-2026: < 0.1%highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value

Liquidity: current ratio 3.39, cash €70,941 lowers the probability
Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
Founded in 2023 raises the probability for this profile
Equity €91,012 (79.5% of total assets) lowers the probability

Credit up to €8,000 at 30 days acceptable

Liquidity ample (current ratio 3.39 against 1.64 in 2024; short-term debt: 20.5% and cash: 62% of total assets), and 20.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 87%, liquidity 86%, profitability 88%, growth against the median 86%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 3.39, cash €70,941

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Architectural and engineering activities; technical testing and analysis (NACE 71)

In the bankruptcy model this factor lowers the probability.

KBO

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Equity €91,012 (79.5% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

4 d early

2024

19 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

27-07-26 Annual accounts filedfiscal year 2025 · abbreviated…
31-12-25 Liquidity doublescurrent ratio 3.39
12-07-25 Annual accounts filedfiscal year 2024 · abbreviated…

Key points

Positive: Among the best 16% on solvencysector median 46.9% · 2,227 companies 79.5% View
Total assets 20252 fiscal years filed €114,427 View
Active since 2023founded 07-03-2023 3 years View