Michael De Roeck
Michael De Roeck is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €175k and a net result of €59k. Equity is growing by ~47.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 1204 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €175k |
| Net result | €59k |
| Better than sector | 83% |
| Active | 4 yrs |
Strong profile, led by profitability.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 81.0% | 47.4% | |
| Net result | €59k | €44k | |
| Equity | €175k | €84k | |
| Gross operating margin | €74k | €70k | |
| Total assets | €216k | €211k |
| Fiscal year | 2025 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €59k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €15k |
| Dividends | - |
| Total assets | €216k |
| Equity | €175k |
| Debt | €41k |
| of which ≤ 1y | €41k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 81.0% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 27.1% |
| ROE | 33.5% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €216k |
| Fixed assets | 21/28 | €5k |
| Tangible fixed assets | 22/27 | €5k |
| Current assets | 29/58 | €211k |
| Amounts receivable within one year | 40/41 | €2k |
| Investments | 50/53 | €67k |
| Cash & bank | 54/58 | €140k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €216k |
| Equity | 10/15 | €175k |
| Contributions / capital | 10/11 | €15k |
| Reserves | 13 | €160k |
| Amounts payable | 17/49 | €41k |
| Amounts payable within one year | 42/48 | €41k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €74k |
| Operating result | 9901 | €73k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €74k |
| Income taxes | 67/77 | €15k |
| Net result for the period | 9904 | €59k |
| Result to be appropriated | 9905 | €59k |
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 18-07-2022 |
| Status | Active |
| Postal code | 2018 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3592/00P002 | Flanders | 186 m² | 1 · 183 m² | 15.7 m · 5 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
02-04-2026 Act object · Seat change · General meeting · Power of attorney
- Act object: Wijziging maatschappelijke zetel · MICHAEL DE ROECK
- Filing: 2026-03-25 · MICHAEL DE ROECK
- Publication: 2026-04-02 · MICHAEL DE ROECK
- Seat change: new: Paleisstraat 92 Bus 101, 2018 Antwerpen, België, old: Moonsstraat 29, 2018 Antwerpen, effective_date: 2026-02-25 · MICHAEL DE ROECK
- General meeting: date: 2026-02-24, type: bijzondere algemene vergadering · MICHAEL DE ROECK
- Power of attorney: scope: alle nodige formaliteiten te vervullen omtrent bovenstaande wijziging bij de Kruispuntbank voor Ondernemingen en/of andere administratieve diensten. Zij is tevens gemachtigd om de nodige documenten te ondertekenen ten behoeve van de bekendmaking in de Bijlage tot het Belgisch Staatsblad., representative: Serge Martens · Juribel Partners BV
Technical details
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}20-07-2022 Incorporation of a new BV
Technical details
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Michael De Roeck |