Equity
€100,337 ▲ 25.0%
MICDEV has made a profit in every financial year since 2023.
MICDEV
Overview
Lifetime
3 annual accounts with figures on one time axispeak €80,973 (2023)
€41,428▼ 32.5%
peak €41,797 (2023)
€20,045▼ 45.1%
peak €100,337 (2025)
€100,337▲ 25.0%
€88,673▼ 11.8%
Board2 names since 2022
1 directorRENIER Mickaël Olivier Ghislain
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Gross margin from €61,364 to €41,428Result from €36,494 to €20,045Equity from €80,291 to €100,337Cash from €31,381 to €44,334
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 55% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.7%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.2%▼ -0.5 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.1%▼ -0.1 percentage points vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.2 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 2.92, cash €44,334
Size: total assets €189,009
Figures for financial year 2025 (filed on 01-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 46% of them on solvency, 62% on liquidity, 43% on profitability and 69% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as MICDEV has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MICDEV itself is lower: < 0.1% within 12 months. It rests on far more data about MICDEV than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for MICDEV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.92 (2.11 in 2024), above the usual 1.5. Short-term debt is 11.1% and cash 23.5% of total assets. 46.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 day early
2024
2 days early
2023
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 9 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (3 of the last 3 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0785738996
Resignation: Safa ZAHI (director)
Mickaël RENIER holds all the shares · General meeting of 31-10-2024 · Gazette deed
Registered office moved from Soignies to Froyennes
New registered office: 4, Clos de la Warwanne B-7503 Froyennes · Previous registered office: 41, Rue de la Granitière Hanuise B-7060 Soignies · General meeting of 03-05-2024 · Gazette deed
Incorporation
Founding capital of €2,000, 100 shares · Founders: RENIER Mickaël Olivier Ghislain and ZAHI Safa · Appointments: RENIER Mickaël Olivier Ghislain (director) and ZAHI Safa (director) · published on 09-05-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MICDEV Tournai | €189,009 | €41,428 | 53.1% | - |
| Vitrus Scherpenheuvel-Zichem | €191,633 | €41,831 | 55.4% | - |
| D-IT Antwerp | €187,364 | €41,012 | 81.5% | - |
| K&S Technologies Consultancy Molenbeek-Saint-Jean | €186,986 | €41,290 | 17.4% | - |
| SOFTGAIA Brussels | €183,729 | €42,138 | 62.5% | - |
| Negative space Sint-Lievens-Houtem | €196,171 | €42,492 | 73.9% | - |
| CS CONSULTING SERVICES Dilbeek | €193,267 | €39,370 | 83.3% | - |
These companies have the same main activity as MICDEV: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €184,000 and €196,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 05-05-2022Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 5 others
- Establishment unit
- 2.331.335.9097503 Tournai, since 05-05-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 25-09-2025
Annual accounts 2025
- €41,428▼ 32.5%
- €20,045▼ 45.1%
- €100,337▲ 25.0%
- €189,009▲ 4.5%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on MICDEV
MICDEV files the micro format. That format states no turnover. The gross margin fell from €80,973 in 2023 to €41,428 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-07-2026, 1 day before the deadline€41,428
▼ 32.5%
€29,161
▼ 42.3%
€20,045
▼ 45.1%
€40,396
▲ 78.9%
53.1%
▲ 8.7 percentage points
2.92
▲ 0.81
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €140,000. Estimated: probably between €110,000 and €190,000.
Balance sheet
balance sheet total €189,009 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
53.1%
Higher than 44% of 21,208 companies in 2025.
2.92
Higher than 57% of 20,571 companies in 2025.
10.6%
Higher than 36% of 20,746 companies in 2025.
MICDEV
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
189,009 | 180,818 | 153,913 | |
21/28 |
127,581 | 137,847 | 135,194 | |
22/27 |
127,581 | 137,847 | 135,194 | |
22 |
119,984 | 127,563 | 124,642 | |
23 |
3,528 | 4,006 | 2,575 | |
24 |
4,070 | 6,277 | 7,977 | |
29/58 |
61,428 | 42,971 | 18,719 | |
40/41 |
16,668 | 11,186 | - | |
40 |
58 | - | - | |
41 |
16,610 | 11,186 | - | |
54/58 |
44,334 | 31,381 | 18,340 | |
490/1 |
426 | 404 | 379 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
189,009 | 180,818 | 153,913 | |
10/15 |
100,337 | 80,291 | 43,797 | |
10/11 |
2,000 | 2,000 | 2,000 | |
13 |
41,790 | 41,790 | 41,790 | |
133 |
41,790 | 41,790 | 41,790 | |
14 |
56,547 | 36,501 | 7 | |
17/49 |
88,673 | 100,527 | 110,116 | |
17 |
67,641 | 80,133 | 86,160 | |
170/4 |
67,641 | 80,133 | 86,160 | |
42/48 |
21,032 | 20,394 | 23,955 | |
42 |
12,492 | 12,479 | 9,777 | |
44 |
1,632 | 1,430 | 381 | |
440/4 |
1,632 | 1,430 | 381 | |
45 |
6,908 | 6,484 | 13,798 | |
450/3 |
6,908 | 6,484 | 13,798 | |
| Income statement | ||||
9900 |
41,428 | 61,364 | 80,973 | |
630 |
11,769 | 10,368 | 6,845 | |
640/8 |
498 | 482 | 12,796 | |
9901 |
29,161 | 50,515 | 61,331 | |
75/76B |
628 | 336 | 1 | |
75 |
628 | 336 | 1 | |
65/66B |
3,856 | 4,448 | 2,631 | |
65 |
3,856 | 4,448 | 2,631 | |
9903 |
25,933 | 46,403 | 58,701 | |
67/77 |
5,887 | 9,909 | 16,903 | |
9904 |
20,045 | 36,494 | 41,797 | |
9905 |
20,045 | 36,494 | 41,797 | |
| Appropriation of the result | ||||
9906 |
56,547 | 36,501 | 41,797 | |
14P |
36,501 | 7 | - | |
691/2 |
- | - | 41,790 | |
6921 |
- | - | 41,790 | |
| Document | ||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 40,930 | 60,882 | 68,176 | ||
| 31,814 | 46,862 | 48,643 | ||
| 1,503 | 13,021 | 142,039 | ||
| 12,953 | 13,041 | - | ||
| 40,396 | 22,578 | -5,236 | ||
| 53.1% | 44.4% | 28.5% | ||
| 2.92 | 2.11 | 0.78 | ||
| 0.88 | 1.25 | 2.51 | ||
| 20.0% | 45.5% | 95.4% | ||
| 10.6% | 20.2% | 27.2% | ||
| 10.62 | 13.69 | 25.91 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €1,503 | €13,021 | €142,039 |
| €11,769 | €10,368 | €6,845 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on MICDEV
The operating result for 2025 is 42% lower than in 2024 and the lowest since 2023. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 55.6% to 46.9%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, no change since 2024Director (not named in the articles)
since 05-05-2022
term without a fixed end
listed in the 2025 annual accounts, filed on 30-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 09-05-2022
Mandates through the years
2 names, the dashed line is todayRENIER Mickaël Olivier Ghislain
Director (not named in the articles)
Director (not named in the articles)
ZAHI Safa
Director (not named in the articles)
Director (not named in the articles)
BoardEarlier
Mandates as a list
- RENIER Mickaël Olivier Ghislain
- Director (not named in the articles), from 05-05-2022 to date
- ZAHI Safa
- Director (not named in the articles), from 05-05-2022 to 23-10-2024
Control
Shareholder
Mickaël RENIER
This company
MICDEV
Equity €100,337
Profit €20,045 in 2025
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €1,003 in 2025
- Source
- deed of 09-05-2022
Articles of association
deed of 09-05-2022 (in French)- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “L'assemblée qui nomme fixe leur nombre, la durée de leur mandat et, en cas de pluralité, leurs pouvoirs, un ou plusieurs administrateurs…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Shareholders
Stated in the deed
deed of 03-12-2024 ↗
- Mickaël RENIER all shares
At incorporation
deed of 09-05-2022 ↗
- RENIER Mickaël Olivier Ghislain 50 shares (50%) · €1,000
- ZAHI Safa 50 shares (50%) · €1,000
Network & group
No group
MICDEV has no parent and no holdings in its annual accounts. RENIER Mickaël Olivier Ghislain is the only director. MICDEV shares no director with another company.
Timeline
Timeline
11 events since 2022Board
Filings
Financial
Establishments
Address
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 1 day before the deadline
2025
Weakest financial year net €20,045 ▼45.1% The net result drops to €20,045, the lowest from 2023 to 2025.
Equity above €100,000 equity €100,337 ▲25% With a profit in every financial year since 2023, equity grows to €100,337.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0785738996
Annual accounts 2024 filed PDFmicro format · 2 days before the deadline
2024
Liquidity more than doubled current ratio 2.11 The current ratio rises from 0.78 to 2.11. Short-term debt falls from €23,955 to €20,394.
Resignation: Safa ZAHI (director)Mickaël RENIER holds all the shares · General meeting of 31-10-20243 points ▸
- General meeting, 31-10-2024
- Mickaël RENIER holds all the shares
- Director resignation, Safa ZAHI
Annual accounts 2023 filed PDFmicro format · 30 days late
Registered office moved from Soignies to FroyennesNew registered office: 4, Clos de la Warwanne B-7503 Froyennes · Previous registered office: 41, Rue de la Granitière Hanuise B-7060 Soignies · General meeting of 03-05-20244 points ▸
- General meeting, 03-05-2024
- Registered-office move, 4, Clos de la Warwanne B-7503 Froyennes
- Board composition, Renier Mickaël (director)
- Board composition, Zahi Safa (director)
- The deed holds 1 more point.
2022
IncorporationFounding capital of €2,000, 100 shares · Founders: RENIER Mickaël Olivier Ghislain and ZAHI Safa · Appointments: RENIER Mickaël Olivier Ghislain (director) and ZAHI Safa (director) · published on 09-05-20227 points ▸
- Founder, RENIER Mickaël Olivier Ghislain
- Founder, ZAHI Safa
- Founding capital, €2,000, 100 shares
- 100 shares
- Registered office clause, rue de la Granitière Hanuise 41, 7060 Soignies
- Director appointment, RENIER Mickaël Olivier Ghislain (director (not named in the articles))
- Director appointment, ZAHI Safa (director (not named in the articles))
- The deed holds 2 more points.
First establishment Clos de la Warwanne 4, Tournai
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 5 May 2022, MICDEV was incorporated as a private limited company by two natural persons, with a starting capital of €2,000.12 In 2024 the registered office moved to Froyennes.3 RENIER Mickaël Olivier Ghislain has served as director since 2022.4 Total assets went from €153,913 in 2023 to €189,009 in 2025.5
Company details
Identity
- Enterprise number
- 0785.738.996
- VAT number
- BE 0785.738.996
- Peppol ID
- 0208:0785738996
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 05-05-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 18:00deed of 09-05-2022 (in French)
- Peppol
- Reachable since 25-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- MICDEV in French
- Entity type
- Legal entity
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
62100
Computer programming
85599
Other education
Codes under NACEBEL 2008
62020
IT consultancy main activity
47910
Retail trade
62010
Computer programming, consultancy and related activities
62090
Computer programming, consultancy and related activities
74103
Other professional, scientific and technical activities
85599
Other education
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toutes activités ayant un rapport direct ou indirect avec l’informatique; Le conseil et l'assistance dans le domaine informatique, la…”deed of 09-05-2022 (in French)
13 activities
- Toutes activités ayant un rapport direct ou indirect avec l’informatique
- Le conseil et l'assistance dans le domaine informatique, la conception, la réalisation, la commercialisation ou la modification de tout système ou matériel informatique, électrique, électronique, domotique, mécanique ou hydraulique tant pour des systèmes simples que composés
- La conception, la réalisation, la commercialisation et la réalisation de programmes et de logiciels
- La vente, location, gestion, exploitation de solutions informatiques, techniques, électroniques, électriques, domotiques ou hydrauliques
- L'étude, le développement, la maintenance de logiciels
- La consultance en général
- Toutes activités de création, d’impression et de production graphique sur tout type de support ainsi que toutes activités en rapport direct ou indirect avec l’infographie (publicité, photographie, graphisme, mise en page, création de sites internet…)
- Toutes activités et services photographiques en ce compris le commerce de matériel photographique et la production photographique
- Toutes activités toutes activités liées à la formation et à l’enseignement sous toutes ses formes ; l’organisation et la dispensation de cours, séminaires, formations, évènements, etc…
- Le commerce de détail, de demi-gros et de gros en général, de tous biens et marchandises diverses, notamment en ligne sur internet
- Toutes opérations généralement quelconques, industrielles, commerciales, financières, mobilières ou immobilières, se rapportant directement ou indirectement
- À l’achat, la vente, l’échange, la location, la sous-location, la cession, la mise en valeur ou la construction de maisons, bureaux, appartements, magasins, terrains, terres, bois et domaines et de la manière générale de tous biens immobiliers
- À la gestion de portefeuille de valeurs mobilières belges ou étrangères
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Clos de la Warwanne 4 registered office 7503 Tournai | 05-05-2022 | 2.331.335.909 |
1 former office
- 41,Rue de la Granitière Hanuise B, 7060 Soignies until 03-05-2024 · deed of 24-07-2024
Buildings and parcels at the address
- Ground area
- 202 m²
- Buildings
- 64 m²
- Volume, LiDAR
- 367 m³
- Tallest building
- 7.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 57031B0624/00L002 | 202 m² | 1 · 64 m² | 7.7 m · 2 |
Contact
E-mail
mickael.renier@hotmail.com
Phone
+32 474 72 13 30