MICDEV
ActiveSummary
MICDEV has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €20k. Equity is growing by ~35.2% per year across the filed fiscal years. Its solvency ranks better than 44% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-12
Solvency78▲+9
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.92 against 2.11 in 2024; short-term debt: 11.1% and cash: 23.5% of total assets), and 46.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.1%
Return on assets
10.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€100k▲ 25.0%
2024 · €80k
2023: €44k
2024: €80k
2023 → 2025
Total assets
€189k▲ 4.5%
2024 · €181k
2023: €154k
2024: €181k
2023 → 2025
Net result
€20k▼ 45.1%
2024 · €36k
2023: €42k
2024: €36k
2023 → 2025
Working capital
€40k▲ 78.9%
2024 · €23k
2023: €-5k
2024: €23k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€44k-€80k▲ 83.3%€100k▲ 25.0%
Operating result€61k-€51k▼ 17.6%€29k▼ 42.3%
Net result€42k-€36k▼ 12.7%€20k▼ 45.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 42% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets
€128k ▼ 7.4%
Current assets
€61k ▲ 43.0%
Equity and liabilities €189k
Equity
€100k ▲ 25.0%
Debt
€89k ▼ 11.8%
Debt's share of the balance-sheet total falls from 55.6% to 46.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▼
2024 · €61k
Cash flow
€32k▼
2024 · €47k
Current ratio
2.92▲
2024 · 2.11
Debt to equity
0.88▼
2024 · 1.25
ROE
20.0%▼
2024 · 45.5%
ROA
10.6%▼
2024 · 20.2%
Interest coverage
10.62▼
2024 · 13.69
Debt ≤ 1 year
€21k▲
2024 · €20k
Debt > 1 year
€68k▼
2024 · €80k
Income taxes
€6k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€181k€189k▲
Fixed assets21/28€138k€128k▼
Tangible fixed assets22/27€138k€128k▼
Land and buildings22€128k€120k▼
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€43k€61k▲
Amounts receivable within one year40/41€11k€17k▲
Trade receivables40-€58
Other amounts receivable41€11k€17k▲
Cash at bank and in hand54/58€31k€44k▲
Deferred charges and accrued income490/1€404€426▲
Equity and liabilities
Total equity and liabilities10/49€181k€189k▲
Equity10/15€80k€100k▲
Contributions10/11€2k€2k=
Reserves13€42k€42k=
Distributable reserves133€42k€42k=
Profit (loss) carried forward14€37k€57k▲
Amounts payable17/49€101k€89k▼
Amounts payable after more than one year17€80k€68k▼
Financial debts170/4€80k€68k▼
Amounts payable within one year42/48€20k€21k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€482€498▲
Gross operating margin9900€61k€41k▼
Operating profit (loss)9901€51k€29k▼
Financial income75/76B€336€628▲
Recurring financial income75€336€628▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€46k€26k▼
Income taxes67/77€10k€6k▼
Profit (loss) for the period9904€36k€20k▼
Profit (loss) for the period to be appropriated9905€36k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€57k▲
Profit (loss) brought forward from the previous period14P€7€37k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €20k ▼45.1%
Net result drops to €20k, the lowest in the series.
31-12
Financial
Equity above €100kEq €100k ▲25%
3 profitable years in a row build equity to €100k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 2.11
Current ratio from 0.78 to 2.11; short-term debt falls from €24k to €20k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2022
Ground area
202 m²
Building footprint
64 m²
Volume, LiDAR
367 m³
Parcel 57031B0624/00L002, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Clos de la Warwanne 4, 7503 Tournai
since 20222.331.335.909
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57031B0624/00L002 | Wallonia | 202 m² | 1 · 64 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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SOFT4U
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MAWICON
BE 0695.939.762
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Lovitas.invest
BE 0555.922.539
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,391. 15,567 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47120Other non-specialised retail sale
62900Other information technology and computer services
62100Computer programming
74120Graphic design and visual communication
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mickael.renier@hotmail.com
Phone:+32474721330