Mic Mac Minuscule
ActiveMic Mac Minuscule has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €12k. Equity is growing by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+2
Solvency39▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.96 against 2.91 in 2024; short-term debt: 33.8% and cash: 83.1% of total assets), but 86% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
27 d late
2024
56 d late
2023
23 d late
2022
5 d early
2021
4 d early
2020
26 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 41.3%
2024 · €29k
2019: €13k
2020: €13k
2021: €15k
2022: €16k
2023: €23k
2024: €29k
2019 → 2025
Total assets
€291k▲ 32.3%
2024 · €220k
2019: €84k
2020: €115k
2021: €114k
2022: €89k
2023: €156k
2024: €220k
2019 → 2025
Net result
€12k▲ 111%
2024 · €6k
2019: €125
2020: €248
2021: €2k
2022: €1k
2023: €7k
2024: €6k
2019 → 2025
Working capital
€193k▲ 33.6%
2024 · €144k
2019: €-4k
2020: €84k
2021: €61k
2022: €22k
2023: €42k
2024: €144k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€16k▲ 8.1%€23k▲ 45.3%€29k▲ 24.4%€41k▲ 41.3%
Operating result€4k-€3k▼ 17.2%€11k▲ 260%€9k▼ 13.9%€18k▲ 84.7%
Net result€2k-€1k▼ 33.3%€7k▲ 504%€6k▼ 21.7%€12k▲ 111%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 85% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €291k
Equity
€41k▲ 41.3%
Debt
€250k▲ 30.9%
The debt ratio falls from 86.9% to 86.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €11k
Cash flow
€12k▲
2024 · €7k
Solvency
14.0%▲
2024 · 13.1%
Current ratio
2.96▲
2024 · 2.91
Quick ratio
2.96▲
2024 · 2.91
Debt / equity
6.16▼
2024 · 6.64
ROE
29.2%▲
2024 · 19.6%
ROA
4.1%▲
2024 · 2.6%
Interest coverage
37.62▲
2024 · 13.20
Debt
€250k▲
2024 · €191k
Debt ≤ 1 year
€98k▲
2024 · €76k
Debt > 1 year
€152k▲
2024 · €116k
Income taxes
€6k▲
2024 · €3k
Staff costs
€48k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€220k€291k▲
Fixed assets21/28€282-
Tangible fixed assets22/27€282-
Furniture and vehicles24€282-
Current assets29/58€220k€291k▲
Amounts receivable within one year40/41-€38k
Trade receivables40-€24k
Other amounts receivable41-€14k
Current investments50/53€11k€11k=
Cash at bank and in hand54/58€208k€242k▲
Equity and liabilities
Total equity and liabilities10/49€220k€291k▲
Equity10/15€29k€41k▲
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€2k€14k▲
Non-distributable reserves130/1€20€20=
Reserves not available under the articles1311€20€20=
Distributable reserves133€2k€14k▲
Profit (loss) carried forward14€14k€14k▲
Amounts payable17/49€191k€250k▲
Amounts payable after more than one year17€116k€152k▲
Financial debts170/4€116k€152k▲
Amounts payable within one year42/48€76k€98k▲
Trade debts44€46k€84k▲
Suppliers440/4€46k€84k▲
Taxes, remuneration and social security45€28k€9k▼
Taxes450/3€21k€1k▼
Remuneration and social security454/9€7k€8k▲
Other amounts payable47/48€894€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€39k€48k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€282▼
Other operating charges640/8€678€627▼
Gross operating margin9900€50k€67k▲
Operating profit (loss)9901€9k€18k▲
Financial income75/76B€26€547▲
Recurring financial income75€26€547▲
Financial charges65/66B€801€474▼
Recurring financial charges65€801€474▼
Profit (loss) for the period before taxes9903€9k€18k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€6k€12k▲
Profit (loss) for the period to be appropriated9905€6k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€26k▲
Profit (loss) brought forward from the previous period14P€8k€14k▲
Transfer to equity691/2-€12k
To other reserves6921-€12k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-06
Financial
Highest result since 2019net €12k ▲111%
Operating result €18k, net result €12k, both a record.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
30-06
Financial
Liquidity doublescurrent ratio 2.91
Current ratio from 1.37 to 2.91; short-term debt falls from €113k to €76k.
23-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-06
Financial
Liquidity times 8current ratio 7.70
Current ratio from 0.95 to 7.70; short-term debt falls from €65k to €13k.
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hélène Maréchalhof 109050 GentGround area
816 m²
Building footprint
152 m²
Volume, LiDAR
1,042 m³
Parcel 44022A0200/00N000, Flanders · tallest building 26.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hélène Maréchalhof 10, 9050 Gent
since 20172.266.458.052
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44022A0200/00N000 | Flanders | 815 m² | 1 · 152 m² | 26.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LoSt
BE 0659.773.115
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Bebe d'amore
BE 0805.604.497
Kortrijk · Eq €42k
BIBOO
BE 0720.789.281
Sint-Lambrechts-Woluwe · Eq €37k
GREEN STORE
BE 0673.874.440
Waterloo · Eq €45k
CDL STORE
BE 0755.926.740
Jurbise · Eq €36k
Of 284 companies in sector 47554 we hold annual accounts for 92. 67 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2017
Fiscal year end30-06
Activities, NACEBEL
47554Retail trade
47793Retail sale of other second-hand goods, excluding clothing
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.