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Complete company report
Generated 21-08-2026
Active BE 0429.898.159Non-profit association

Mic-Ados Asbl

Marche, Rue des Brasseurs 21 ·6900 Marche-en-Famenne, Belgium· 42 yrs active
Sector: Overige vormen van onderwijs (85599)
Conclusion Checked

The computed 12-month bankruptcy probability of Mic-Ados Asbl is < 0.1% (very low). The 2025 annual accounts show equity of €227k and a net result of €51k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 43% of 292 sector peers (fiscal year 2025). The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.
Key figures
Equity €227k
Net result €51k
Staff (FTE) 11.4
Better than sector 43%
Financial profile 5 of 5 axes measured · computed by Checked
Health86Profitability100Solvency79Growth52Stability100
83 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 86
Profitability 100
Solvency 79
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1984, 42 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 29-05-2026 with the NBB · fiscal year 2025 · volledig
€-20k€0€20k€40k€60kOperating result 2021: €-4k€-4kNet result 2021: €3k€3kOperating result 2022: €12k€12kNet result 2022: €8k€8kOperating result 2023: €34k€34kNet result 2023: €30k€30kOperating result 2024: €20k€20kNet result 2024: €16k€16kOperating result 2025: €51k€51kNet result 2025: €51k€51k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~8%/year over 8 fiscal years, indicative, assuming unchanged policy.
€100k€150k€200k€250k€300k2026: €217k (€199k - €236k)2027: €235k (€214k - €256k)2028: €254k (€225k - €282k)2018: €133k2019: €126k2020: €138k2021: €136k2022: €133k2023: €175k2024: €185k2025: €227k20182019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 85 · compared across all schema types (micro, abbreviated and full combined)
Metric This company Sector median Position in the sector
Solvency 36.3% 43.5%
better than 43% of 292 sector peers
Net result €51k €12k
better than 82% of 291 sector peers
Equity €227k €27k
better than 86% of 292 sector peers
Gross operating margin €859k €32k
better than 95% of 286 sector peers
Staff costs €791k €114k
higher than 81% of 81 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€67k
+83.3% 18-25
Net profit
€51k
+210.7% 18-25
Cash flow
€67k
+104.5% 18-25
Total assets
€625k
+10.8% 18-25
Equity
€227k
+22.4% 18-25
Working capital
€270k
+49.7% 18-25
Employees (FTE)
11
-6.6% 18-25
Staff costs
€791k
+3.0% 18-25
Show 11 other metrics
Income taxes
€5
-44.9% 18-25
Debt
€399k
+5.1% 18-25
Debt ≤ 1y
€230k
-5.8% 18-25
Debt > 1y
€58k
-12.9% 18-25
Current ratio
2.18
+25.0% 18-25
Quick ratio
2.18
+25.0% 18-25
Solvency
36.3%
+10.5% 18-25
Debt / equity
1.76
-14.2% 18-25
ROE
22.6%
+153.8% 18-25
ROA
8.2%
+180.5% 18-25
Interest coverage
9.63
-21.0% 18-25
Figures by fiscal year
Fiscal year2025
Depositvolledig
Revenue-
EBITDA€67k
Net profit€51k
Cash flow€67k
Staff costs€791k
Income taxes-
Dividends-
Total assets€625k
Equity€227k
Debt€399k
of which ≤ 1y€230k
of which > 1y€58k
Working capital€270k
Employees (FTE)11.4
Ratios (computed)
2025
Current ratio2.18
Quick ratio2.18
Working capital ratio43.2%
Solvency36.3%
Debt / equity1.76
Long-term debt ratio0.25
Interest coverage-
Gross margin-
Net margin-
ROA8.2%
ROE22.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding24d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€625k
Fixed assets 21/28€126k
Tangible fixed assets 22/27€125k
Financial fixed assets 28€25
Current assets 29/58€500k
Amounts receivable within one year 40/41€134k
Cash & bank 54/58€353k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€625k
Equity 10/15€227k
Accumulated profits (losses) 14€181k
Amounts payable 17/49€399k
Amounts payable after one year 17€58k
Amounts payable within one year 42/48€230k
Trade debts payable within one year 44€8k
Income statement
Gross operating margin 9900€859k
Operating result 9901€51k
Financial income 75€23
Result before taxes 9903€51k
Net result for the period 9904€51k
Result to be appropriated 9905€51k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 10 directors
Directors derived from a single State Gazette act, under verification
All 5 current directors first appear in the same act (25101892). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Christophe Barbeaux
    Director
    State Gazette act 25101892 (11-08-2025)
    Current
    11-08-2025 → present
  • Daniel Delloye
    Director
    State Gazette act 25101892 (11-08-2025)
    Current
    11-08-2025 → present
  • Isabelle Lefèvre
    Director
    State Gazette act 25101892 (11-08-2025)
    Current
    11-08-2025 → present
  • Sarah Stévenin
    Director
    State Gazette act 25101892 (11-08-2025)
    Current
    11-08-2025 → present
  • Sophie Bouchat
    Director
    State Gazette act 25101892 (11-08-2025)
    Current
    11-08-2025 → present
Former directors (5)
  • Catherine Hector
    Director
    State Gazette act 24123345 (20-08-2024)
    Former
    20-08-2024 → 11-08-2025
    2 events
    • 11-08-2025 Resigned· Director
    • 20-08-2024 Appointed· Director
  • Jacqueline Gille
    Director
    State Gazette act 25101892 (11-08-2025)
    Former
    - → 11-08-2025
  • Marie Bourgeois
    Director
    State Gazette act 25101892 (11-08-2025)
    Former
    - → 11-08-2025
  • Sylvie Dardenne
    Director
    State Gazette act 25101892 (11-08-2025)
    Former
    - → 11-08-2025
  • François Debatty
    Director
    State Gazette act 24123345 (20-08-2024)
    Former
    - → 20-08-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Overige vormen van onderwijs(85599)
Legal form Non-profit association(017)
Incorporation18-06-1984
StatusActive
Postal code6900
Establishment units 1 location
Mic-Ados
Marche, Rue des Brasseurs 21, 6900 Marche-en-FamenneOverige vormen van onderwijs
since 20082.195.878.575
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
29-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2025
11-08-2025
State Gazette act Director changes
13-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
20-08-2024
State Gazette act Director changes
04-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
27-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
13-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
29-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
11-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
29-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
15-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
19-05-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
Belgian State Gazette reading coverage 0 of 11 acts read

We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2025
11-08-2025 5 directors appointed, 4 resigning Director changes
  • Daniel Delloye, Bestuurder
  • Isabelle Lefèvre, Bestuurder
  • Sarah Stévenin, Bestuurder
  • Christophe Barbeaux, Bestuurder
  • Sophie Bouchat, Bestuurder
  • Jacqueline Gille, Bestuurder
  • Sylvie Dardenne, Bestuurder
  • Marie Bourgeois, Bestuurder
Technical details 
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    {
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      "person": {
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        "name": "Christophe Barbeaux",
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  "notary": {
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  },
  "act_meta": {
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2024
20-08-2024 1 director appointed, 1 resigning, 1 reappointed Director changes
  • Catherine Hector, Bestuurder
  • François Debatty, Bestuurder
  • Catherine Hector, Bestuurder
Technical details 
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Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Overige vormen van onderwijs85599
Primary activity highlighted.
Names & trade names
Legal nameFR Mic-Ados Asbl
Registered office
Marche, Rue des Brasseurs 21
6900 Marche-en-Famenne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative