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MI Façade

Active
Private limited companyfounded 20251 yr activeRue Célestin-Demblon 2, 4030 Liège, BelgiumKBO/BCE: BE 1021.731.484
Summary

The computed 12-month bankruptcy probability of MI Façade is 7.0% (elevated). The 2025 annual accounts show equity of €4,350 and a net result of €1,350. Its solvency ranks better than 93% of 8619 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€4,981total assets 2025
Equity
€4,350
Profit
€1,350
Turnover not published (abridged schema)
Financial health
39 Weak Checked score 2025
Bankruptcy chance 12 m
7.0%
Structure
Accounts 38 d early0 of 3 deeds read
Why 39- 2 changes of registered office in 24 months- Founded in 2025- Sector Construction of residential and non-residential buildings (NACE 41)- Size: total assets €4,981Show the evidence

Checked score

Score 2025
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 83% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 100
equity 87.3% of total assets
Liquidity 61
short-term debt 12.7% · cash 9.9%
Profitability 100
return on assets 27.1%
Bankruptcy probability, 12 months
7.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,211 companies)
Last 24 months 05-2026: 10.8% 06-2026: 11.0%▲ +1.6% vs 05-2026highest value 07-2026: 6.8%▼ -38.2% vs 06-2026lowest value 08-2026: 7.0%▲ +2.2% vs 07-2026 09-2026: 7.0%▲ +1.1% vs 08-2026 10-2026: 7.0%● 0.0% vs 09-2026
  • 2 changes of registered office in 24 months raises the probability
  • Founded in 2025 raises the probability for this profile
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Size: total assets €4,981 raises the probability for this profile
No publishable credit limit; credit only on tighter terms
balance sheet total too small for a liquidity verdict.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 92%, liquidity 66%, profitability 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Size: total assets €4,981
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
38 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Caution: Among the weakest 16% on equitysector median €46,327 · 8,627 companies €4,350 View
  • Total assets 2025first fiscal year filed €4,981 View
  • Active since 2025founded 01-04-2025 1 years View

By topic

Financials

Fiscal year
2025
Total assets
€4,981
Profit
€1,350
Solvency
87.3%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
01-04-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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