MHM construct
The computed 12-month bankruptcy probability of MHM construct is 2.8% (moderate). The 2025 annual accounts show equity of €14k and a net result of €10k. Its solvency ranks better than 12% of 2873 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €14k |
| Net result | €10k |
| Staff (FTE) | 3.8 |
| Better than sector | 12% |
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 7.0% | 43.4% | |
| Net result | €10k | €13k | |
| Equity | €14k | €44k | |
| Gross operating margin | €209k | €39k | |
| Staff costs | €178k | €30k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €30k |
| Net profit | €10k |
| Cash flow | €20k |
| Staff costs | €178k |
| Income taxes | €169 |
| Dividends | €833 |
| Total assets | €208k |
| Equity | €14k |
| Debt | €193k |
| of which ≤ 1y | €193k |
| of which > 1y | - |
| Working capital | €-16k |
| Employees (FTE) | 3.8 |
| 2025 | |
|---|---|
| Current ratio | 0.92 |
| Quick ratio | 0.70 |
| Working capital ratio | -7.7% |
| Solvency | 7.0% |
| Debt / equity | 13.38 |
| Long-term debt ratio | - |
| Interest coverage | 3.13 |
| Gross margin | - |
| Net margin | - |
| ROA | 4.8% |
| ROE | 69.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €208k |
| Fixed assets | 21/28 | €30k |
| Tangible fixed assets | 22/27 | €30k |
| Financial fixed assets | 28 | €404 |
| Current assets | 29/58 | €177k |
| Stocks & contracts in progress | 3 | €43k |
| Amounts receivable within one year | 40/41 | €120k |
| Cash & bank | 54/58 | €11k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €208k |
| Equity | 10/15 | €14k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €9k |
| Amounts payable | 17/49 | €193k |
| Amounts payable within one year | 42/48 | €193k |
| Trade debts payable within one year | 44 | €92k |
| Income statement | ||
| Gross operating margin | 9900 | €209k |
| Operating result | 9901 | €20k |
| Financial charges | 65 | €10k |
| Result before taxes | 9903 | €10k |
| Income taxes | 67/77 | €169 |
| Net result for the period | 9904 | €10k |
| Result to be appropriated | 9905 | €10k |
| NACE primary | Installatie van isolatie(43230) |
| Legal form | Private limited company(610) |
| Incorporation | 15-02-2023 |
| Status | Active |
| Postal code | 4800 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63059B0172/00M000 | Wallonia | 1,047 m² | 1 · 133 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
23-02-2026 Registered office moved from HERVE to PETIT-RECHAIN
- Rue du Bê Pâki 19, 4650 HERVE → Rue de Grand-Rechain 13, 4800 PETIT-RECHAIN
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "PETIT-RECHAIN",
"region": null,
"street": "Rue de Grand-Rechain",
"country": "BE",
"postcode": "4800",
"box_number": null,
"street_number": "13"
},
"old_address": {
"city": "HERVE",
"region": null,
"street": "Rue du B\u00EA P\u00E2ki",
"country": "BE",
"postcode": "4650",
"box_number": null,
"street_number": "19"
},
"effective_date": "2026-01-01",
"evidence_quote": "R\u00E9solution 1 - Modification du si\u00E8ge social L\u0027actionnaire unique d\u00E9cide de proc\u00E9der au transfert du si\u00E8ge social \u00E0 l\u0027adresse suivante: 4800 \u0420\u0415TIT-RECHAIN - Rue de Grand-Rechain, 13 Le transf\u00E8re s\u0027op\u00E8re \u00E0 la date du 1er janvier 2026."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0798.473.316",
"name_full": "MHM CONSTRUCT",
"legal_form": "SRL"
}
}10-05-2024 Registered office moved from Verviers to BATTICE
- Rue de Battice 151, 4800 Verviers → Rue Bé Paki 19, 4651 BATTICE
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "BATTICE",
"region": null,
"street": "Rue B\u00E9 Paki",
"country": "BE",
"postcode": "4651",
"box_number": null,
"street_number": "19"
},
"old_address": {
"city": "Verviers",
"region": null,
"street": "Rue de Battice",
"country": "BE",
"postcode": "4800",
"box_number": null,
"street_number": "151"
},
"effective_date": "2024-01-01",
"evidence_quote": "L\u0027actionnaire unique d\u00E9cide de proc\u00E9der au transfert du si\u00E8ge social \u00E0 l\u0027adresse suivante : 4651 BATTICE - Rue B\u00E9 Paki, 19 Le transf\u00E8re s\u0027op\u00E8re \u00E0 la date du 1er janvier 2024."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0798.473.316",
"name_full": "MHM CONSTRUCT",
"legal_form": "SRL"
}
}17-02-2023 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "4800 Petit-Rechain, Rue de Battice 151",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1984-08-11",
"name": "CLERDENT C\u00E9dric Emile Raymond",
"niss": null,
"address": "4800 VERVIERS, rue de Battice 151"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 5000,
"holder_person_name": "CLERDENT C\u00E9dric Emile Raymond",
"is_subscriber_only": true,
"n_shares_subscribed": 5000,
"amount_subscribed_eur": 5000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 5000,
"subject_company": {
"kbo": "0798.473.316",
"name_full": "MHM construct",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2023-02-10",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | MHM construct |