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MF PLAFONNAGE

Active
Private limited companyfounded 2024active for 2 yearsExcelsiorlaan 71, 1930 Zaventem, Belgium287 active companies are registered at this addressKBO/BCE: BE 1008.623.321
Summary

MF PLAFONNAGE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,955 and a net result of €25,160. Its solvency ranks better than 67% of 17,012 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Development of residential building projects
NACE 68121Plastering work NACE 43310
1 site
Size
€51,977total assets 2025
Equity
€26,955
Profit
€25,160
Turnover not published (micro format)
Financial health
71 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
Accounts filed 75 days late
Why 71raises riskLatest accounts 75 days late; 2 of the last 3 lateSize: total assets €51,977lowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 1.88, cash €14,653Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 83% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Strong
Solvency 77+41
equity 51.9% of total assets
Liquidity 61+60
short-term debt 48.1% · cash 28.2%
Profitability 100+62
return on assets 48.4%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,610 companies, NACE 68, micro)
Last 24 months 05-2025: 1.1% 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.2%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.3%▲ +0.1 percentage points vs 08-2025 10-2025: 1.4%▲ +0.1 percentage points vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.5%▲ +0.1 percentage points vs 11-2025 01-2026: 3.7%▲ +2.2 percentage points vs 12-2025 02-2026: 3.7%● unchanged vs 01-2026 03-2026: 3.8%▲ +0.1 percentage points vs 02-2026 04-2026: 4.0%▲ +0.2 percentage points vs 03-2026 05-2026: 3.8%▼ -0.2 percentage points vs 04-2026 06-2026: 3.6%▼ -0.2 percentage points vs 05-2026 07-2026: 3.6%● unchanged vs 06-2026 08-2026: 4.3%▲ +0.7 percentage points vs 07-2026 09-2026: 5.2%▲ +0.9 percentage points vs 08-2026highest value 10-2026: 0.8%▼ -4.4 percentage points vs 09-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.88, compared with 0.82 in 2024, above the usual 1.5; short-term debt: 48.1% and cash: 28.2% of total assets), and 48.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 66% on solvency, 73% on liquidity, 95% on profitability and 99% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 1.88, cash €14,653
NBB · annual accounts
raises risk · Latest accounts 75 days late; 2 of the last 3 late
NBB · filings
raises risk · Size: total assets €51,977
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-10-2026, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
75 days late
2024
140 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 108 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
23-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €25,160
  3. Liquidity more than doubledcurrent ratio 1.88

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 75 days View
  • One director decidessole director in office 1 View
  • Total assets 20252 financial years filed €51,977 View

By topic

Financials

Financial year
2025
Total assets
€51,977
Profit
€25,160
Solvency
51.9%
Total assets▲ 220%
Net result
20242025
Go to Financials

Timeline

Events
6
Since
2024
Next accounts
by 31-07-2027
  1. 18-12-2025Annual accounts filed
  2. 13-11-2024Registered office
  3. 24-04-2024Incorporation
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
22-04-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
29
Who signs
Each director alone
Annual meeting
Third Friday of June at 18:00
Purpose
“Algemene aanneming,bouw,grondwerken,leggen van kabels en leidingen,renovatie en…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

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