PENTAGOED
ActiveSummary
PENTAGOED has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 64% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability9▼-91
Solvency73▼-17
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 2.81 in 2024; short-term debt: 50.4% and cash: 64.5% of total assets), but 52.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.6%
Return on assets
-7.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
7 d early
2022
6 d early
2021
2 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 85.9%
2024 · €192k
Total assets
€57k▼ 80.8%
2024 · €296k
Net result
€-4k
2024 · €81k
Working capital
€20k▼ 89.6%
2024 · €188k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-107k€95k€-7k€102k€-5k
Net result€-109k€95k€-11k€81k€-4k
Equity€21k▼ 84.2%€122k▲ 494%€111k▼ 9.3%€192k▲ 73.3%€27k▼ 85.9%
Total assets€83k▼ 54.6%€224k▲ 169%€196k▼ 12.4%€296k▲ 51.3%€57k▼ 80.8%
Debt€63k▲ 16.0%€102k▲ 62.2%€85k▼ 16.0%€105k▲ 22.8%€30k▼ 71.7%
Working capital€17k▼ 82.8%€130k▲ 647%€104k▼ 19.8%€188k▲ 81.1%€20k▼ 89.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €102k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€9k ▲ 86.6%
Current assets
€48k ▼ 83.5%
Equity and liabilities €57k
Equity
€27k ▼ 85.9%
Debt
€30k ▼ 71.7%
Debt's share of the balance-sheet total rises from 35.4% to 52.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▼
2024 · €106k
Cash flow
€-2k▼
2024 · €84k
Current ratio
1.69▼
2024 · 2.81
Debt to equity
1.10▲
2024 · 0.55
ROE
-16.6%▼
2024 · 42.3%
ROA
-7.9%▼
2024 · 27.3%
Interest coverage
-45.17
Debt ≤ 1 year
€29k▼
2024 · €104k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €5k | €5k | €3k | €3k | ▼ 10.6% |
| Other operating charges640/8 | €818 | €700 | €791 | €587 | €724 | ▲ 23.2% |
| Non-recurring operating charges66A | - | €3k | - | - | - | - |
| Gross operating margin9900 | €-99k | €103k | €-2k | €106k | €-1k | ▼ 101% |
| Operating profit (loss)9901 | €-107k | €95k | €-7k | €102k | €-5k | ▼ 105% |
| Financial income75/76B | €14 | - | €73 | - | €362 | - |
| Recurring financial income75 | €14 | - | €73 | - | €362 | - |
| Financial charges65/66B | €2k | - | €4k | - | €42 | - |
| Recurring financial charges65 | €2k | - | €4k | - | €42 | - |
| Profit (loss) for the period before taxes9903 | €-109k | €95k | €-11k | €102k | €-4k | ▼ 104% |
| Income taxes67/77 | €146 | €-351 | - | €21k | - | - |
| Profit (loss) for the period9904 | €-109k | €95k | €-11k | €81k | €-4k | ▼ 106% |
| Profit (loss) for the period to be appropriated9905 | €-109k | €95k | €-11k | €81k | €-4k | ▼ 106% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €83k | €224k | €196k | €296k | €57k | ▼ 80.8% |
| Fixed assets21/28 | €23k | €12k | €8k | €5k | €9k | ▲ 86.6% |
| Tangible fixed assets22/27 | €23k | €12k | €8k | €5k | €9k | ▲ 86.6% |
| Plant, machinery and equipment23 | €1k | €884 | €636 | €388 | €141 | ▼ 63.8% |
| Furniture and vehicles24 | €16k | €7k | €3k | €1k | - | - |
| Other tangible fixed assets26 | €6k | €5k | €4k | €3k | €8k | ▲ 175% |
| Current assets29/58 | €60k | €211k | €188k | €292k | €48k | ▼ 83.5% |
| Amounts receivable after more than one year29 | - | - | - | - | €7k | - |
| Other amounts receivable291 | - | - | - | - | €7k | - |
| Stocks and contracts in progress3 | - | €133k | - | - | - | - |
| Stocks30/36 | - | €133k | - | - | - | - |
| Amounts receivable within one year40/41 | €42k | €56k | €160k | €172k | €5k | ▼ 97.0% |
| Trade receivables40 | €42k | €56k | €160k | €172k | - | - |
| Other amounts receivable41 | - | €9 | - | - | €5k | - |
| Cash at bank and in hand54/58 | €18k | €22k | €29k | €120k | €37k | ▼ 69.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €83k | €224k | €196k | €296k | €57k | ▼ 80.8% |
| Equity10/15 | €21k | €122k | €111k | €192k | €27k | ▼ 85.9% |
| Contributions10/11 | €12k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €8k | €103k | €92k | €173k | €17k | ▼ 89.9% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €6k | €101k | €92k | €173k | €17k | ▼ 89.9% |
| Profit (loss) carried forward14 | - | - | - | - | €-9k | - |
| Amounts payable17/49 | €63k | €102k | €85k | €105k | €30k | ▼ 71.7% |
| Amounts payable after more than one year17 | €20k | €20k | - | - | - | - |
| Financial debts170/4 | €20k | €20k | - | - | - | - |
| Amounts payable within one year42/48 | €43k | €82k | €84k | €104k | €29k | ▼ 72.5% |
| Trade debts44 | €731 | €23k | €15k | €745 | €2k | ▲ 214% |
| Suppliers440/4 | €731 | €23k | €15k | €745 | €2k | ▲ 214% |
| Taxes, remuneration and social security45 | €42k | €21k | €31k | €63k | €26k | ▼ 59.0% |
| Taxes450/3 | €42k | €21k | €31k | €63k | €26k | ▼ 59.0% |
| Other amounts payable47/48 | €386 | €38k | €39k | €40k | €435 | ▼ 98.9% |
| Accrued charges and deferred income492/3 | - | - | €1k | €1k | €1k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-109k | €95k | €-11k | €81k | €-4k | ▼ 106% |
| + Depreciation and write-downs630 | €7k | €5k | €5k | €3k | €3k | ▼ 10.6% |
| Operating cash flow (approximation) | €-102k | €100k | €-7k | €84k | €-2k | ▼ 102% |
| Investment in fixed assets (approximation) | - | €6k | €0 | €0 | €-7k | - |
| Change in cash | - | €4k | €7k | €92k | €-84k | ▼ 191% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €81k
Net result €81k after one loss-making year.
31-12
Financial
Equity above €150kEq €192k ▲73.3%
Equity rises from €111k to €192k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €95k
Net result €95k after one loss-making year.
31-12
Financial
Equity above €100kEq €122k ▲494%
Equity rises from €21k to €122k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-109k
Net result drops to €-109k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €100k ▲10,141%
Operating result €136k, net result €100k, both a record.
Show earlier events
31-12
Financial
Equity above €100kEq €129k ▲332%
3 profitable years in a row build equity to €129k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2017
Ground area
946 m²
Building footprint
191 m²
Parcel 72003C0889/00T008, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PENTAGOED
since 20172.269.658.359
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003C0889/00T008 | Flanders | 946 m² | 1 · 190 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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flex co
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BRIK HOUSES
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,384. 4,411 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
64210Activities of holding companies
68310Real estate agency activities
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.