Equity
€27,033 from €191,521 in 2024
Equity fell by 86% in 1 year.
PENTAGOED
Lifetime
8 annual accounts with figures on one time axispeak €139,917 (2020)
-€1,194▼ €107,450
lowest -€108,922 (2021)
-€4,489▼ €85,510
peak €191,521 (2024)
€27,033▼ 85.9%
€29,747▼ 71.7%
Board1 name since 2021
1 directorMEUWIS Bert
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €106,256 to -€1,194Loss of €4,489Dividend €160,000Equity from €191,521 to €27,033Debts from €104,975 to €29,747Investments €6,858
Key points
from the 2025 annual accountsResult
-€4,489 -€4,489
From profit to loss in 2025, after a profit of €81,021 in 2024.
Investments
€6,858 2.4 × depreciation
Green is investment, beige is depreciation.
Turnover not published (micro format)
Checked score
93
Excellent
Financially stronger than 41% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value
08-2025: < 0.1%▼ -0.3 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €4,489 (financial year 2025)
lowers risk
Liquidity: current ratio 1.69, cash €36,648, halved
Sector: Real estate activities (NACE 68)
Size: total assets €56,780
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 63% of them on solvency, 83% on liquidity, 12% on profitability and 7% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,440 companies had the same profile as PENTAGOED has now. Each dot stands for 9 companies, two years later.
90.1%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PENTAGOED itself is lower: 0.1% within 12 months. It rests on far more data about PENTAGOED than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for PENTAGOED. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.69 (2.81 in 2024), above the usual 1.5. Short-term debt is 50.4% and cash 64.5% of total assets. However, 52.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
4 days early
2024
1 day early
2023
7 days early
2022
6 days early
2021
2 days early
2020
2 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0681463701
Change of role: MEUWIS Bert, from statutory manager to statutory director
Director discharge: MEUWIS Bert · General meeting of 18-12-2023 · Gazette deed
Incorporation
published on 27-09-2017 · Gazette deed
First establishment
Vinkstraat 32, Bocholt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PENTAGOED Bocholt | €56,780 | -€1,194 | 47.6% | - |
| Bouwprojecten Luys Bree | €53,203 | -€2,632 | 98.3% | - |
| JEMA PROJECTS Genk | €52,071 | -€6,941 | 98.2% | - |
| Naya Kortenberg | €57,718 | -€1,928 | 75.1% | - |
| EasyTravaux Genappe | €56,106 | €568 | -109.9% | - |
| ITHAK Huy | €51,045 | -€17,882 | 99.0% | - |
| BFL Construct Nandrin | €55,968 | -€6,427 | 100.0% | - |
These companies have the same main activity as PENTAGOED: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €51,000 and €57,700, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 14-09-2017Normal situation
- Activity
- Development of residential building projectsNACE 68121and 3 others
- Establishment unit
- 2.269.658.3593950 Bocholt, since 14-09-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 13-02-2026
Annual accounts 2025
- €56,780▼ 80.8%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on PENTAGOED
PENTAGOED files the micro format. That format states no turnover. The gross margin fell from €24,613 in 2018 to -€1,194 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PENTAGOED
- What is the company number of PENTAGOED?
- The company number of PENTAGOED is 0681.463.701. The VAT number is the same number with BE in front: BE 0681.463.701.
- Where is PENTAGOED based?
- The registered office is at Vinkstraat 32, 3950 Bocholt.Company details
- What does PENTAGOED do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of PENTAGOED?
- PENTAGOED is a private limited company (BV).
- When was PENTAGOED founded?
- PENTAGOED was founded on 14-09-2017.
- Is PENTAGOED still active?
- Yes, PENTAGOED is an active enterprise in the KBO register.
- What is the turnover of PENTAGOED?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is PENTAGOED profitable?
- In financial year 2025, PENTAGOED made a loss of €4,489.
- Where can I find the annual accounts of PENTAGOED?
- PENTAGOED filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PENTAGOED due?
- PENTAGOED must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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