Skip to content
Checked.be
Complete company report
Generated 07-08-2026
Active BE 0788.809.047Private limited company

MF Create U energy

Noorweegse Kaai 11 ·8000 Brugge, Belgium· 4 yrs active
Sector: Wholesale trade (46130)
Conclusion Checked

The computed 12-month bankruptcy probability of MF Create U energy is 1.8% (moderate). The 2024 annual accounts show equity of €42k and a net result of €2k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 85% of 3351 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €42k
Net result €2k
Better than sector 85%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health94Profitability27Solvency100Growth32Stability94
69 / 100

Strong profile, led by solvency.

Health 94
Profitability 27
Solvency 100
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
1.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
94 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 09-09-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20k€40k€60kOperating result 2022: €56k€56kNet result 2022: €43k€43kOperating result 2023: €-3k€-3kNet result 2023: €-5k€-5kOperating result 2024: €6k€6kNet result 2024: €2k€2k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~3.4%/year over 3 fiscal years, indicative, assuming unchanged policy.
€30k€35k€40k€45k2025: €41k (€37k - €44k)2026: €39k (€36k - €43k)2027: €38k (€34k - €41k)2022: €45k2023: €40k2024: €42k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 74.9% 25.2%
better than 85% of 3351 sector peers
Net result €2k €4k
better than 46% of 3338 sector peers
Equity €42k €23k
better than 62% of 3358 sector peers
Gross operating margin €8k €19k
better than 39% of 3324 sector peers
Total assets €56k €105k
better than 33% of 3356 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€7k
- -83% vs sector
Net profit
€2k
- -85% vs sector
Cash flow
€4k
- -89% vs sector
Total assets
€56k
-6.5% -86% vs sector
Equity
€42k
+5.8% +11% vs sector
Working capital
€40k
+11.1% far above sector median
Income taxes
€2k
+89.2% -28% vs sector
Debt
€14k
-30.5% -96% vs sector
Debt ≤ 1y
€14k
-30.5% -80% vs sector
Current ratio
3.81
+38.1% far above sector median
Quick ratio
3.81
+38.1% far above sector median
Solvency
74.9%
+13.1% far above sector median
Debt / equity
0.33
-34.3% -96% vs sector
ROE
5.5%
- -86% vs sector
ROA
4.1%
- +117% vs sector
Interest coverage
4.23
- +118% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€7k
Net profit€2k
Cash flow€4k
Staff costs-
Income taxes€2k
Dividends-
Total assets€56k
Equity€42k
Debt€14k
of which ≤ 1y€14k
of which > 1y-
Working capital€40k
Employees (FTE)-
Ratios (computed)
2024
Current ratio3.81
Quick ratio3.81
Working capital ratio70.5%
Solvency74.9%
Debt / equity0.33
Long-term debt ratio-
Interest coverage4.23
Gross margin-
Net margin-
ROA4.1%
ROE5.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€56k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€54k
Cash & bank 54/58€21k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€56k
Equity 10/15€42k
Contributions / capital 10/11€3k
Reserves 13€40k
Amounts payable 17/49€14k
Amounts payable within one year 42/48€14k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€8k
Operating result 9901€6k
Financial income 75€600
Financial charges 65€2k
Result before taxes 9903€5k
Income taxes 67/77€2k
Net result for the period 9904€2k
Result to be appropriated 9905€2k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Wholesale trade(46130)
Legal form Private limited company(610)
Incorporation22-07-2022
StatusActive
Postal code8000
Establishment units 1 location
MF Create U energy
Noorweegse Kaai 11, 8000 BruggeHandelsbemiddeling in de niet-gespecialiseerde groothandel
since 20222.334.098.825
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31807G0253/00G004
ProtectedMonumentDamse Vaart met kanaalbeplanting van opgaande populierenSource ↗
 Flanders 921 m² 1 · 162 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
09-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
20-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
13-06-2024
State Gazette act Registered-office change
2023
23-06-2023
State Gazette act Registered-office change
16-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
Belgisch Staatsblad, acts 2 acts
Address history · 2
13-06-2024
Registered-office move
23-06-2023
Registered-office move
All acts · 2 updated 2 years ago
2024
13-06-2024 Registered office moved from Beernem to Brugge Registered-office change
  • Zeldonkstraat 36/A 8730 Beernem → de Noorweegse Kaai 11 Bus 0201 8000 Brugge
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "de Noorweegse Kaai 11 Bus 0201 8000 Brugge",
        "city": "Brugge",
        "region": "vlaams_gewest",
        "street": "de Noorweegse Kaai",
        "country": "BE",
        "postcode": "8000",
        "box_number": "0201",
        "street_number": "11",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Zeldonkstraat 36/A 8730 Beernem",
        "city": "Beernem",
        "region": "vlaams_gewest",
        "street": "Zeldonkstraat",
        "country": "BE",
        "postcode": "8730",
        "box_number": "A",
        "street_number": "36",
        "locality_suffix": null
      },
      "effective_date": "2024-01-15",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-06-13",
    "filing_date": "2074-06-04",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "enig_aandeelhouder_schriftelijk",
    "date": "2024-01-15",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0788.809.047",
    "name_full": "MF CREATE U ENERGY",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Marie-Fleur Cornilly",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
2023
23-06-2023 Registered office moved from Brugge to Sint-Joris Beernem Registered-office change
  • Noorweegse Kaai 11/201 8000 Brugge → Zeldonckstraat 36 A 8730 Sint-Joris Beernem
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Zeldonckstraat 36 A 8730 Sint-Joris Beernem",
        "city": "Sint-Joris Beernem",
        "region": "vlaams_gewest",
        "street": "Zeldonckstraat",
        "country": "BE",
        "postcode": "8730",
        "box_number": "A",
        "street_number": "36",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Noorweegse Kaai 11/201 8000 Brugge",
        "city": "Brugge",
        "region": "vlaams_gewest",
        "street": "Noorweegse Kaai",
        "country": "BE",
        "postcode": "8000",
        "box_number": "201",
        "street_number": "11",
        "locality_suffix": null
      },
      "effective_date": "2023-05-12",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-06-23",
    "filing_date": "2023-06-14",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "enige_bestuurder",
    "date": "2023-06-14",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0788.809.047",
    "name_full": "MF Create U Energy",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Mare-Fleur Cornilly",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Sta\u00E4tsblad - 23/06-2023-Annexes du Moniteur belge"
  ]
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in hout en bouwmaterialen46130Handelsbemiddeling in de groothandel in hout en bouwmaterialen46130Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL MF Create U energy
Registered office
Noorweegse Kaai 11 bus 201
8000 Brugge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
Liepro BE 0755.401.257 · Destelbergen
KEMPE BE 0761.441.981 · Beersel
DAVO GROUP BE 0690.740.463 · Aartselaar
PALLET NATIE BE 0553.503.972 · Etterbeek
LEMMENS CONSULTING BE 0753.753.841 · Genk
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative