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Conversio Management

Active
Private limited companyfounded 20224 yrs activeBas Rejet(RUM) 149, 7540 Tournai, BelgiumKBO/BCE: BE 0787.527.855

Conversio Management has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €73k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
79 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency64▼-36
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 6.0 in 2024; short-term debt: 61.2% and cash: 84.7% of total assets), but 61.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
38.8%
Return on assets
26.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
95 d early
2024
13 d late
2023
13 d early
2022
46 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€108k▼ 59.8%
2024 · €269k
2022: €58k 2023: €187k 2024: €269k
2022 → 2025
Total assets
€279k▼ 13.1%
2024 · €321k
2022: €112k 2023: €249k 2024: €321k
2022 → 2025
Net result
€73k▼ 32.2%
2024 · €108k
2022: €68k 2023: €128k 2024: €108k
2022 → 2025
Working capital
€98k▼ 62.1%
2024 · €259k
2022: €57k 2023: €176k 2024: €259k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€58k-€187k▲ 221%€269k▲ 44.5%€108k▼ 59.8%
Operating result€92k-€180k▲ 95.2%€138k▼ 23.3%€94k▼ 31.8%
Net result€68k-€128k▲ 88.4%€108k▼ 15.9%€73k▼ 32.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150k€200kOperating result 2022: €92k€92kNet result 2022: €68k€68kOperating result 2023: €180k€180kNet result 2023: €128k€128kOperating result 2024: €138k€138kNet result 2024: €108k€108kOperating result 2025: €94k€94kNet result 2025: €73k€73k2022202320242025
The operating result has fallen two years in a row; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €279k
Fixed assets €10k▼ 2.4%
Current assets €269k▼ 13.5%
Equity and liabilities €279k
Equity €108k▼ 59.8%
Debt €171k▲ 229%
The debt ratio rises from 16.1% to 61.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€96k
2024 · €139k
Cash flow
€75k
2024 · €109k
Solvency
38.8%
2024 · 83.9%
Current ratio
1.57
2024 · 6.00
Quick ratio
1.57
2024 · 6.00
Debt / equity
1.58
2024 · 0.19
ROE
67.6%
2024 · 40.1%
ROA
26.2%
2024 · 33.6%
Interest coverage
107.80
2024 · 222.07
Debt
€171k
2024 · €52k
Debt ≤ 1 year
€171k
2024 · €52k
Income taxes
€22k
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€321k€279k
Fixed assets21/28€11k€10k
Tangible fixed assets22/27€11k€10k
Furniture and vehicles24€3k€3k
Other tangible fixed assets26€8k€8k=
Current assets29/58€311k€269k
Amounts receivable within one year40/41€126k€32k
Trade receivables40€120k€22k
Other amounts receivable41€6k€10k
Current investments50/53€50k€0
Cash at bank and in hand54/58€134k€236k
Deferred charges and accrued income490/1€993€379
Equity and liabilities
Total equity and liabilities10/49€321k€279k
Equity10/15€269k€108k
Contributions10/11€5k€5k=
Reserves13€264k€103k
Distributable reserves133€264k€103k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€52k€171k
Amounts payable within one year42/48€52k€171k
Financial debts43€7k€10k
Other loans439€7k€10k
Trade debts44€3k€3k
Suppliers440/4€3k€3k
Taxes, remuneration and social security45€42k€22k
Taxes450/3€42k€22k
Other amounts payable47/48-€135k
Accrued charges and deferred income492/3€116€73
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k
Other operating charges640/8€121€67
Non-recurring operating charges66A-€187
Gross operating margin9900€140k€96k
Operating profit (loss)9901€138k€94k
Financial income75/76B€2k€1k
Recurring financial income75€2k€1k
Financial charges65/66B€628€888
Recurring financial charges65€628€888
Profit (loss) for the period before taxes9903€140k€95k
Income taxes67/77€32k€22k
Profit (loss) for the period9904€108k€73k
Profit (loss) for the period to be appropriated9905€108k€73k
Appropriation of the result
Profit (loss) to be appropriated9906€108k€73k
Transfer from equity791/2€25k€161k
Transfer to equity691/2€108k€0
To other reserves6921€108k€0
Profit to be distributed694/7€25k€234k
Return on contributions (dividend)694€25k€234k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
13-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial Equity above €200kEq €269k ▲44.5%
3 profitable years in a row build equity to €269k.
18-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2022net €128k ▲88.4%
Operating result €180k, net result €128k, both a record.
31-12
Financial Equity above €150kEq €187k ▲221%
2 profitable years in a row build equity to €187k.
15-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bas Rejet(RUM) 1497540 Tournai
Ground area
1,051 m²
Building footprint
164 m²
Volume, LiDAR
1,000 m³
Parcel 57073B0147/00Z000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Conversio Management
Bas Rejet(RUM) 149, 7540 TournaiBusiness consulting
since 20222.333.096.458
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57073B0147/00Z000 Wallonia 1,051 m² 1 · 164 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,720 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-06-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.