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MEUBLES CHOC

Active
Private limited companyfounded 2020active for 6 yearsRue Vandervelde 67, 6041 Charleroi, BelgiumKBO/BCE: BE 0751.692.887
Summary

The computed 12-month bankruptcy probability of MEUBLES CHOC is 1.9% (moderate). The 2025 annual accounts show equity of €188,512 and a net result of €19,125. Equity is growing by about 24% per year across the filed financial years. Its solvency ranks better than 27% of 12,411 sector peers (NACE 47, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of household furniture
NACE 47551
3 sites
Size
€1.2mtotal assets 2025
Staff
6.3 FTE
Equity
€188,512
Profit
€19,125
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Structure
Accounts 9 days early0 of 1 deed read
Why 54raises riskSize: 6.3 FTE, total assets €1.2mFounded in 2020Equity €188,512 (16.1% of total assets)lowers riskFigures for financial year 2025 (filed 22-07-2026)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 39% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 41-3
equity 16.1% of total assets
Liquidity 17+2
short-term debt 73.2% · cash 5.5%
Profitability 66-9
return on assets 1.6%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,189 companies, NACE 47, micro)
Last 24 months 11-2024: 2.5% 12-2024: 2.5%● unchanged vs 11-2024 01-2025: 2.6%▲ +0.1 percentage points vs 12-2024 02-2025: 2.6%● unchanged vs 01-2025 03-2025: 2.6%● unchanged vs 02-2025 04-2025: 2.8%▲ +0.2 percentage points vs 03-2025 05-2025: 2.8%● unchanged vs 04-2025 06-2025: 2.9%▲ +0.1 percentage points vs 05-2025 07-2025: 3.0%▲ +0.1 percentage points vs 06-2025 08-2025: 4.0%▲ +1.0 percentage point vs 07-2025highest value 09-2025: 2.7%▼ -1.3 percentage points vs 08-2025 10-2025: 2.7%● unchanged vs 09-2025 11-2025: 2.6%▼ -0.1 percentage points vs 10-2025 12-2025: 2.6%● unchanged vs 11-2025 01-2026: 2.6%● unchanged vs 12-2025 02-2026: 2.6%● unchanged vs 01-2026 03-2026: 2.6%● unchanged vs 02-2026 04-2026: 2.7%▲ +0.1 percentage points vs 03-2026 05-2026: 2.6%▼ -0.1 percentage points vs 04-2026 06-2026: 2.5%▼ -0.1 percentage points vs 05-2026 07-2026: 2.8%▲ +0.3 percentage points vs 06-2026 08-2026: 2.0%▼ -0.8 percentage points vs 07-2026 09-2026: 2.0%● unchanged vs 08-2026 10-2026: 1.9%▼ -0.1 percentage points vs 09-2026lowest value
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.1, compared with 1.12 in 2024, below the usual 1.5; short-term debt: 73.2% and cash: 5.5% of total assets), and 83.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 32% on solvency, 16% on liquidity, 46% on profitability and 63% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: 6.3 FTE, total assets €1.2m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Equity €188,512 (16.1% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 22-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
9 days early
2024
11 days late
2023
21 days late
2022
4 days early
2021
110 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 18 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
14-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet €19,125 ▼57.3%
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €19,125 5 years View
  • Total assets 20255 financial years filed €1.2m View
  • Active since 2020founded 31-07-2020 6 years View

By topic

Financials

Financial year
2025
Total assets
€1.2m
Profit
€19,125
Solvency
16.1%
Total assets▲ 31.9%
Net result
20212025
Go to Financials

Timeline

Events
8
Since
2022
Next accounts
by 31-07-2027
  1. 31-12-2024Equity above €150,000
  2. 21-08-2024Annual accounts filed
  3. 31-12-2023Equity above €100,000
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Retail sale of household furnitureNACE 47551
Founded
31-07-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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