INTERIEUR CREATION
ActiveSummary
INTERIEUR CREATION has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141,309 and a net result of -€66,420. Equity is growing by ~70.2% per year across the filed fiscal years. Its solvency ranks better than 25% of 11508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability44▼-34
Solvency34▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.41 against 0.39 in 2024; short-term debt: 49.3% and cash: 0.8% of total assets), and 90.9% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
21 d late
2024
25 d late
2023
on the day
2022
46 d early
2021
30 d late
2020
30 d late
2019
18 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€141,309▼ 32.0%
2024 · €207,729
Total assets
€1.5m▼ 6.9%
2024 · €1.7m
Net result
-€66,420
2024 · €121,768
Working capital
-€450,460▲ 12.8%
2024 · -€516,466
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€19,678▲ 44.5%€19,543▼ 0.7%€62,827▲ 221%€123,370▲ 96.4%-€26,686
Net result€11,771within the sector's middle half▲ 65.4%€10,051within the sector's middle half▼ 14.6%€36,823above the sector's middle half▲ 266%€121,768above the sector's middle half▲ 231%-€66,420below the sector's middle half
Equity€26,688within the sector's middle half▲ 78.9%€36,738within the sector's middle half▲ 37.7%€73,561within the sector's middle half▲ 100%€207,729above the sector's middle half▲ 182%€141,309within the sector's middle half▼ 32.0%
Total assets€259,958within the sector's middle half▲ 3.3%€224,042within the sector's middle half▼ 13.8%€298,390within the sector's middle half▲ 33.2%€1.7mabove the sector's middle half▲ 457%€1.5mabove the sector's middle half▼ 6.9%
Debt€233,270▼ 1.5%€187,304▼ 19.7%€224,829▲ 20.0%€1.5m▲ 546%€1.4m▼ 3.3%
Working capital-€34,673below the sector's middle half▲ 24.1%-€36,304below the sector's middle half▼ 4.7%-€6,017within the sector's middle half▲ 83.4%-€516,466below the sector's middle half▼ 8,483%-€450,460below the sector's middle half▲ 12.8%
Solvency10.3%within the sector's middle half▲ 4.3pp16.4%within the sector's middle half▲ 6.1pp24.7%within the sector's middle half▲ 8.3pp12.5%within the sector's middle half▼ 12.1pp9.1%within the sector's middle half▼ 3.4pp
Current ratio0.80below the sector's middle half▲ 0.080.77below the sector's middle half▼ 0.040.97within the sector's middle half▲ 0.210.39below the sector's middle half▼ 0.590.41below the sector's middle half▲ 0.02
Return on assets (ROA)4.5%within the sector's middle half▲ 1.7pp4.5%within the sector's middle half=12.3%within the sector's middle half▲ 7.9pp7.3%within the sector's middle half▼ 5.0pp-4.3%below the sector's middle half▼ 11.6pp
Staff (FTE)1.1▼ 31.3%1.1=1▼ 9.1%3.7▲ 270%5.7▲ 54.1%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €26,686 after €123,370 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€1.2m ▼ 7.7%
Current assets
€312,182 ▼ 3.7%
Equity and liabilities €1.5m
Equity
€141,309 ▼ 32.0%
Debt
€1.4m ▼ 3.3%
Debt's share of the balance-sheet total rises from 87.5% to 90.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€155,038▼
2024 · €289,781
Cash flow
€115,304▼
2024 · €288,180
Quick ratio
0.38▲
2024 · 0.36
Debt to equity
9.94▲
2024 · 6.99
ROE
-47.0%▼
2024 · 58.6%
Interest coverage
3.65▼
2024 · 9.26
Debt ≤ 1 year
€762,642▼
2024 · €840,507
Debt > 1 year
€641,569▲
2024 · €612,287
Income taxes
€745▼
2024 · €38,800
Staff costs
€222,104▼
2024 · €282,139
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 849 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 92% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a small loss
4.6%
went bankrupt
3.3%
stopped otherwise
92%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 849 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €69,777 | €47,928 | €282,139 | €222,104 | ▼ 21.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,725 | €11,725 | €12,227 | €166,412 | €181,724 | ▲ 9.2% |
| Other operating charges640/8 | - | €152 | €154 | €4,492 | €4,371 | ▼ 2.7% |
| Gross operating margin9900 | €84,844 | €101,197 | €123,135 | €576,412 | €381,513 | ▼ 33.8% |
| Operating profit (loss)9901 | €19,678 | €19,543 | €62,827 | €123,370 | -€26,686 | ▼ 122% |
| Financial income75/76B | - | - | - | €68,496 | €3,511 | ▼ 94.9% |
| Recurring financial income75 | €1 | - | - | €68,496 | €3,511 | ▼ 94.9% |
| Financial charges65/66B | - | €4,389 | €6,299 | €31,297 | €42,500 | ▲ 35.8% |
| Recurring financial charges65 | €4,995 | €4,389 | €6,299 | €31,297 | €42,500 | ▲ 35.8% |
| Profit (loss) for the period before taxes9903 | €14,684 | €15,154 | €56,528 | €160,569 | -€65,675 | ▼ 141% |
| Income taxes67/77 | €2,912 | €5,103 | €19,705 | €38,800 | €745 | ▼ 98.1% |
| Profit (loss) for the period9904 | €11,771 | €10,051 | €36,823 | €121,768 | -€66,420 | ▼ 155% |
| Profit (loss) for the period to be appropriated9905 | €11,771 | €10,051 | €36,823 | €121,768 | -€66,420 | ▼ 155% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €259,958 | €224,042 | €298,390 | €1.7m | €1.5m | ▼ 6.9% |
| Fixed assets21/28 | €117,124 | €105,399 | €96,289 | €1.3m | €1.2m | ▼ 7.7% |
| Intangible fixed assets21 | - | - | - | €5,213 | €2,610 | ▼ 49.9% |
| Tangible fixed assets22/27 | €115,124 | €103,399 | €94,289 | €1.1m | €1.0m | ▼ 9.0% |
| Land and buildings22 | - | €97,783 | €94,061 | €676,456 | €705,493 | ▲ 4.3% |
| Plant, machinery and equipment23 | - | - | - | €208,227 | €152,768 | ▼ 26.6% |
| Furniture and vehicles24 | - | €5,616 | €228 | €91,896 | €55,540 | ▼ 39.6% |
| Leasing and similar rights25 | - | - | - | €142,929 | €105,329 | ▼ 26.3% |
| Financial fixed assets28 | €2,000 | €2,000 | €2,000 | €212,000 | €212,000 | = |
| Current assets29/58 | €142,834 | €118,643 | €202,101 | €324,042 | €312,182 | ▼ 3.7% |
| Stocks and contracts in progress3 | €7,759 | €9,213 | €8,073 | €19,845 | €20,829 | ▲ 5.0% |
| Stocks30/36 | - | €9,213 | €8,073 | €19,845 | €20,829 | ▲ 5.0% |
| Amounts receivable within one year40/41 | €120,681 | €79,914 | €190,887 | €300,928 | €274,402 | ▼ 8.8% |
| Trade receivables40 | - | €69,315 | €152,288 | €254,341 | €218,144 | ▼ 14.2% |
| Other amounts receivable41 | - | €10,599 | €38,599 | €46,587 | €56,258 | ▲ 20.8% |
| Cash at bank and in hand54/58 | €11,444 | €28,043 | €1,827 | €1,042 | €11,834 | ▲ 1,036% |
| Deferred charges and accrued income490/1 | - | €1,472 | €1,314 | €2,227 | €5,117 | ▲ 130% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €259,958 | €224,042 | €298,390 | €1.7m | €1.5m | ▼ 6.9% |
| Equity10/15 | €26,688 | €36,738 | €73,561 | €207,729 | €141,309 | ▼ 32.0% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €18,600 | €18,600 | = |
| Capital10 | - | €6,200 | €6,200 | - | - | - |
| Issued capital100 | - | €18,600 | €18,600 | - | - | - |
| Uncalled capital101 | - | €12,400 | €12,400 | - | - | - |
| Reserves13 | €20,488 | €30,538 | €67,361 | €189,129 | €189,129 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €28,678 | €65,501 | €187,269 | €187,269 | = |
| Profit (loss) carried forward14 | - | - | - | - | -€66,420 | - |
| Amounts payable17/49 | €233,270 | €187,304 | €224,829 | €1.5m | €1.4m | ▼ 3.3% |
| Amounts payable after more than one year17 | €55,264 | €32,119 | €16,467 | €612,287 | €641,569 | ▲ 4.8% |
| Financial debts170/4 | - | €32,119 | €16,467 | €612,287 | €641,569 | ▲ 4.8% |
| Amounts payable within one year42/48 | €177,506 | €154,947 | €208,118 | €840,507 | €762,642 | ▼ 9.3% |
| Current portion of amounts payable after more than one year42 | - | €23,145 | €15,652 | €90,071 | €98,993 | ▲ 9.9% |
| Financial debts43 | - | €50,000 | €91,640 | €197,100 | €175,000 | ▼ 11.2% |
| Credit institutions430/8 | - | €50,000 | €91,640 | €197,100 | €175,000 | ▼ 11.2% |
| Trade debts44 | €26,921 | €56,121 | €56,421 | €234,657 | €168,783 | ▼ 28.1% |
| Suppliers440/4 | - | €56,121 | €56,421 | €234,657 | €168,783 | ▼ 28.1% |
| Advances received on contracts in progress46 | - | €1,605 | €755 | €1,620 | €755 | ▼ 53.4% |
| Taxes, remuneration and social security45 | - | €17,590 | €37,165 | €59,826 | €59,715 | ▼ 0.2% |
| Taxes450/3 | - | €15,043 | €26,393 | €19,789 | €24,198 | ▲ 22.3% |
| Remuneration and social security454/9 | - | €2,546 | €10,771 | €40,037 | €35,517 | ▼ 11.3% |
| Other amounts payable47/48 | - | €6,486 | €6,486 | €257,233 | €259,395 | ▲ 0.8% |
| Accrued charges and deferred income492/3 | - | €238 | €243 | €240 | €402 | ▲ 67.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,771 | €10,051 | €36,823 | €121,768 | -€66,420 | ▼ 155% |
| + Depreciation and write-downs630 | €11,725 | €11,725 | €12,227 | €166,412 | €181,724 | ▲ 9.2% |
| Operating cash flow (approximation) | €23,496 | €21,775 | €49,050 | €288,180 | €115,304 | ▼ 60.0% |
| Investment in fixed assets (approximation) | - | €0 | -€3,117 | -€1.4m | -€78,743 | ▲ 94.4% |
| Change in cash | - | €16,599 | -€26,217 | -€785 | €10,792 | ▲ 1,476% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
08-07
State Gazette act
RestructuringPermanent representative: Frédéric DELHOUGNE · Founding capital · Capital conversion23 facts ▸
State Gazette act
Restructuring
Permanent representative: Frédéric DELHOUGNE · Founding capital · Capital conversion23 facts ▸
- Founding capital, €18.600
- Capital conversion, apports disponibles entièrement libérés
- Shareholding, 31-12-2025, actions
- Board composition, administrateur unique
- Permanent representative, Frédéric DELHOUGNE (permanent representative)
- Merger, fusion par absorption, fusion par absorption
- Accounting effect, 01-01-2026
- Other statement, rapports, dispense de rapports
- Other statement, détention de l'ensemble des actions représentatives des capitaux propres de la société absorbée par la société absorbante, absence d'attribution et de rapport d…
- Other statement, motivation de la fusion, cohérence, coordination, optimisation des ressources humaines, techniques et financières, simplification juridique et administrative, c…
- Other statement, avantages particuliers aux membres des organes de gestion, Néant
- Other statement, non soumise, articles 11 et 18§3, régime fiscal de la fusion
- +11 further facts in this act
2025
31-12
Financial
Weakest financial yearnet -€66,420
Net result drops to -€66,420, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2019net €121,768 ▲231%
Operating result €123,370, net result €121,768, both a record.
31-12
Financial
Equity above €200,000Eq €207,729 ▲182%
6 profitable years in a row build equity to €207,729.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2019
18-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Welkenraedt · 1 establishment unit since 2018
Ground area
2,819 m²
Building footprint
295 m²
Volume, LiDAR
1,540 m³
2 parcels, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
INTERIEUR CREATION
since 20182.271.747.918
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63032F0190/00D000 | Wallonia | 2,724 m² | 1 · 212 m² | 5.2 m · 1 fl. |
| 63003B0514/00E000 | Wallonia | 95 m² | 1 · 83 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
Les menuiseries extérieures et intérieures (cuisine, salle de bains, chambres, bureaux, salles à manger, salons...), portes (à l'exception des portes automatiques et tambours)…
Full purpose (14 activities)
- Les menuiseries extérieures et intérieures (cuisine, salle de bains, chambres, bureaux, salles à manger, salons...), portes (à l'exception des portes automatiques et tambours), portes blindées, portes coupe-feu, fenêtres, dormants de portes et de fenêtres, escaliers, en bois, en matières plastiques, verre, métal ou en d'autres matériaux
- Les placards de cuisines équipées (incluant les branchements électriques, sanitaires), d'équipements pour magasins ou bureaux, en bois, en matières plastiques, en métal ou en d'autres matériaux
- Les meubles de laboratoire et les mobiliers modulaires en bois, en matières plastiques, en métal ou en d'autres matériaux
- Les aménagements intérieurs tels le montage de cloisons mobiles (en toutes matières), le recouvrement de murs et de sols
- La création, la réalisation et la mise en place de mobilier de jardin
- L'installation de portes de garage, de volets, de persiennes, de grillages, de grilles, en bois, matières plastiques, métal ou en d'autres matériaux
- L'installation de serres, de vérandas, ... en bois, matières plastiques, verre, métal ou en d'autres matériaux
- Le montage de cloisons mobiles ou de séparation en toutes matières; revêtement de murs, de plafonds
- Le placement de puits de lumière ou de verrières
- La fabrication et le placement de charpentes
- La création et la fabrication de chaises, tables et sièges d'ameublement, de bureau ou pour salles de spectacle
- La menuiserie métallique
- Le commerce de gros et de détail de tout ce qui précède
- Conception, création, fabrication et commercialisation de tous travaux de menuiserie
Registered office clause
4840 WELKENRAEDT, Rue des Prés, 1А
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2025 annual accounts of INTERIEUR CREATION and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
1 transactionTook over:ABRIBOIS
Capital and shareholders
Shareholders according to the acts
At incorporation
act of 08-07-2026 ↗
- ABRIBOIS (BE 0844.473.882) founder
- Frédéric DELHOUGNE 99 shares
- Stéphanie RANDAXHE 1 share
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 08-07-2026 Incorporation · 18,600 EUR · 186 shares
- 08-07-2026 Incorporation · 18,600 EUR · 100 shares
- 08-07-2026 Converted to available equity · 18,600 EUR
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Of 334 companies in sector 46471 we hold annual accounts for 190. 144 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
46471Wholesale trade
47551Retail sale of household furniture
43320Joinery installation
46499Wholesale of other household goods
Contact
E-mail
frederic.delhougne@interieur-creation.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0686573324
Also
9925:BE0686573324
Registered
08-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.