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METAPHRASIS

Active
Private limited companyfounded 2006active for 20 yearsRue Ottiamont 9, 5140 Sombreffe, BelgiumKBO/BCE: BE 0881.548.173
Summary

METAPHRASIS has been active since 2006 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry. The 2025 annual accounts show equity of €17,824 and a net result of -€1,527. Equity has been growing by about 6.3% per year since 2018. Its solvency ranks better than 40% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 29-05-2006 Normal situation
Activity
Insulation installation NACE 43230and 5 others
Establishment unit
2.154.325.755 1332 Rixensart, since 08-06-2006
Financial year end
31 December
Peppol
Reachable since 25-03-2026

Board and ownership

Board

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€8,000
▼ 31.1%
Turnover
≈ €78,000
estimated
Loss
€1,527
▲ 19.2%
Equity
€17,824
▼ 7.9%
Total assets
€47,181
▼ 10.3%
Filed on 23-07-2026, 8 days before the deadline
Score breakdownraises risk1 change of registered office in 24 months1 of the last 3 accounts latelowers riskFigures for financial year 2025 (filed on 23-07-2026)Founded in 2006Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 38% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 63+1
equity 37.8% of total assets
Liquidity 57+8
short-term debt 21.3% · cash 10.9%
Profitability 65-1
return on assets -3.2%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 2.1% 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.1%● unchanged vs 01-2025 03-2025: 0.9%▼ -1.2 percentage points vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025lowest value 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.4%▲ +0.4 percentage points vs 07-2025 09-2025: 0.9%▼ -0.5 percentage points vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 1.9%▲ +1.0 percentage point vs 10-2025 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.9%● unchanged vs 12-2025 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 1.8%▼ -0.1 percentage points vs 02-2026 04-2026: 1.9%▲ +0.1 percentage points vs 03-2026 05-2026: 2.2%▲ +0.3 percentage points vs 04-2026 06-2026: 2.1%▼ -0.1 percentage points vs 05-2026 07-2026: 2.2%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 1.0%▼ -1.2 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026 11-2026: 1.0%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.86 (2.77 in 2024), above the usual 1.5. Short-term debt is 21.3% and cash 10.9% of total assets. However, 62.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 40% of them on solvency, 53% on liquidity, 31% on profitability and 26% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Figures for financial year 2025 (filed on 23-07-2026)
NBB · annual accounts
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
22 days late
2023
60 days late
2022
24 days late
2021
24 days late
2020
30 days late
2019
94 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Strikeout withdrawal
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline

Key points

  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€1,527 View

Recent changes

  1. · Gazette deed Registered office moved within SombreffeAppointment: VERKAEREN André Philippe Robert Marcelle (statutory director)
  2. · Gazette deed Registered office moved from Sart-dames-Avelines to Boignée
  3. · KBO administration Strikeout withdrawalevent 02-11-2020
All 18 events

Comparable companies

These companies have the same main activity as METAPHRASIS: insulation installation (NACE 43230). They are comparable in size and age: total assets between €44,700 and €69,500, founded between 1997 and 2010.

CompanyTotal assetsGross margin
METAPHRASIS Sombreffe€47,181€8,000
VDFM Wortegem-Petegem€50,897€6,430
Vercaigne Benny Retie€44,664€6,617
DECOR PROJECT Brussel€66,024€10,578
ISOLATIEWERKEN DE CLERCQ-MALEGO Dentergem€62,960€6,466
ISO CONFORT Jemeppe-sur-Sambre€69,496€11,336
FEMI BUZAKI PARACHEVEMENTS Gembloux€64,130€10,888
Full comparison

Key facts about METAPHRASIS

What is the company number of METAPHRASIS?
The company number of METAPHRASIS is 0881.548.173. The VAT number is the same number with BE in front: BE 0881.548.173.
Where is METAPHRASIS based?
The registered office is at Rue Ottiamont 9, 5140 Sombreffe.Company details
What does METAPHRASIS do?
According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of METAPHRASIS?
The legal form of METAPHRASIS is Private limited company (BV).
When was METAPHRASIS founded?
METAPHRASIS was founded on 29-05-2006.
Is METAPHRASIS still active?
Yes, METAPHRASIS is an active enterprise in the KBO register.
What is the turnover of METAPHRASIS?
The turnover in financial year 2025 is ≈ €78,000. This figure is estimated from the gross margin of €8,000 and 31 comparable companies (NACE 43230). It probably lies between €42,000 and €180,000. It is a rough estimate.Financials
Is METAPHRASIS profitable?
In financial year 2025, METAPHRASIS made a loss of €1,527.
Where can I find the annual accounts of METAPHRASIS?
METAPHRASIS filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of METAPHRASIS due?
METAPHRASIS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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