MERCURE INVEST IMMO
ActiveSummary
MERCURE INVEST IMMO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €21k. Equity is growing by ~24.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+7
Solvency45▲+8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.11 against 0.2 in 2024; short-term debt: 39.1% and cash: 3.2% of total assets), and 79.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 06-11-2025, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
18 d early
2023
28 d early
2022
23 d early
2021
15 d early
2020
6 d early
2019
4 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-04-2026 close24-09-2026 today30-11-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 70.3%
2024 · €30k
2019: €3k
2020: €9k
2021: €24k
2022: €20k
2023: €24k
2024: €30k
2019 → 2025
Total assets
€257k▼ 1.4%
2024 · €260k
2019: €342k
2020: €330k
2021: €319k
2022: €287k
2023: €273k
2024: €260k
2019 → 2025
Net result
€21k▲ 224%
2024 · €7k
2019: €9k
2020: €6k
2021: €15k
2022: €-4k
2023: €4k
2024: €7k
2019 → 2025
Working capital
€-89k▼ 16.2%
2024 · €-77k
2019: €-50k
2020: €-47k
2021: €-68k
2022: €-76k
2023: €-88k
2024: €-77k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€20k▼ 15.2%€24k▲ 17.4%€30k▲ 27.8%€52k▲ 70.3%
Operating result€19k-€-253€6k€14k▲ 121%€40k▲ 177%
Net result€15k-€-4k€4k€7k▲ 87.3%€21k▲ 224%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 177% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €257k
Fixed assets
€245k ▲ 1.5%
Current assets
€11k ▼ 38.8%
Equity and liabilities €257k
Equity
€52k ▲ 70.3%
Debt
€205k ▼ 10.9%
Debt's share of the balance-sheet total falls from 88.3% to 79.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▲
2024 · €39k
Cash flow
€35k▲
2024 · €32k
Current ratio
0.11▼
2024 · 0.20
Debt to equity
3.96▼
2024 · 7.57
ROE
41.3%▲
2024 · 21.7%
ROA
8.3%▲
2024 · 2.5%
Interest coverage
6.94▼
2024 · 7.82
Debt ≤ 1 year
€100k▲
2024 · €95k
Debt > 1 year
€98k▼
2024 · €126k
Income taxes
€11k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€260k€257k▼
Fixed assets21/28€242k€245k▲
Tangible fixed assets22/27€242k€245k▲
Land and buildings22€242k€245k▲
Current assets29/58€19k€11k▼
Amounts receivable within one year40/41€4k€2k▼
Trade receivables40€4k€2k▼
Cash at bank and in hand54/58€15k€8k▼
Deferred charges and accrued income490/1€203€671▲
Equity and liabilities
Total equity and liabilities10/49€260k€257k▼
Equity10/15€30k€52k▲
Contributions10/11€19k€19k=
Reserves13€12k€33k▲
Distributable reserves133€12k€33k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€230k€205k▼
Amounts payable after more than one year17€126k€98k▼
Financial debts170/4€126k€98k▼
Amounts payable within one year42/48€95k€100k▲
Current portion of amounts payable after more than one year42€29k€29k▼
Trade debts44€0€103▲
Suppliers440/4€0€103▲
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€3k€8k▲
Other amounts payable47/48€63k€63k▼
Accrued charges and deferred income492/3€9k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€14k▼
Other operating charges640/8€8k€7k▼
Gross operating margin9900€47k€61k▲
Operating profit (loss)9901€14k€40k▲
Financial charges65/66B€5k€8k▲
Recurring financial charges65€5k€8k▲
Profit (loss) for the period before taxes9903€9k€32k▲
Income taxes67/77€3k€11k▲
Profit (loss) for the period9904€7k€21k▲
Profit (loss) for the period to be appropriated9905€7k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€21k▲
Profit (loss) brought forward from the previous period14P€-103€0▲
Transfer to equity691/2€7k€21k▲
To other reserves6921€7k€21k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
06-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-04
Financial
Highest result since 2019net €21k ▲224%
Operating result €40k, net result €21k, both a record.
2024
12-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
02-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-04
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
2022
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-04
Financial
Weakest financial yearnet €-4k ▼124%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
2021
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
04-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2018
06-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
22-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Le Roeulx · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Blanc Boquet(GOT) 97070 Le RoeulxGround area
759 m²
Building footprint
136 m²
Parcel 55542B0171/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
MERCURE INVEST IMMO
since 20142.227.580.452
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55542B0171/00E000 | Wallonia | 759 m² | 1 · 136 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2014
Fiscal year end30-04
Abbreviation FR
M.I.I.
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.