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Complete company report
Generated 22-08-2026
Active BE 0438.932.324Public limited company

MERCELIS VERZEKERINGEN

Koning Albertstraat 51 ·2381 Ravels, Belgium· 36 yrs active
Sector: Handel in eigen onroerend goed (68110)
Conclusion Checked

The computed 12-month bankruptcy probability of MERCELIS VERZEKERINGEN is 0.2% (very low). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 36 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1989, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-09-2025 verkort 03-04-2026 2026-00071949
30-09-2024 verkort 10-02-2025 2025-00032190
30-09-2023 verkort 29-03-2024 2024-00052915
30-09-2022 verkort 15-03-2023 2023-00043056
30-09-2021 verkort 23-03-2022 2022-08300466
30-09-2020 verkort 01-04-2021 2021-09400331
30-09-2019 verkort 16-03-2020 2020-06700381
30-09-2018 verkort 23-04-2019 2019-10300114
30-09-2017 verkort 12-04-2018 2018-09900174
30-09-2016 verkort 29-03-2017 2017-07900116
Legal Structure
NACE primary Handel in eigen onroerend goed(68110)
Legal form Public limited company(014)
Incorporation13-11-1989
StatusActive
Postal code2381
Establishment units 1 location
Koning Albertstraat 51, 2381 Ravels
Ondersteunende activiteiten i.v.m. het verzekeringswezen en pensioenfondsen
since 19892.045.993.383
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13048A0347/00E003 Flanders 858 m² 1 · 156 m² 12.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
03-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
10-02-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
29-03-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
15-03-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
14-03-2023
State Gazette act Director changes
2022
23-03-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
01-04-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
16-03-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
23-04-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
12-04-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
29-03-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgian State Gazette reading coverage 0 of 9 acts read

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
14-03-2023 6 reappointed Director changes
  • Onyx Invest BV, Bestuurder
  • A l'Eau NV, Bestuurder
  • Onyx Invest BV, Gedelegeerd bestuurder
  • A l'Eau NV, Gedelegeerd bestuurder
  • Marc Mercelis, Voorzitter
  • Kathleen Mercelis, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": null,
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": "0876.309.480",
        "name": "Onyx Invest BV",
        "address": "Koningsstraat 61, 2381 Weelde",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering besluit te herbenoemen tot bestuurder voor een periode ingaand op heden en eindigend onmiddellijk na de jaarvergadering van 30/09/2027",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2027"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": null,
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": "0748.829.013",
        "name": "A l\u0027Eau NV",
        "address": "Koning Albertstraat 51, 2381 Weelde",
        "country": "BE",
        "legal_form": "NV"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering besluit te herbenoemen tot bestuurder voor een periode ingaand op heden en eindigend onmiddellijk na de jaarvergadering van 30/09/2027",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2027"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": null,
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": "0876.309.480",
        "name": "Onyx Invest BV",
        "address": "Koningsstraat 61, 2381 Weelde",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De raad van bestuur besluit, met eenparigheid van stemmen, te herbenoemen voor een periode ingaand op heden en eindigend onmiddellijk na de jaarvergadering van 30/09/2027",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2027"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": null,
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": "0748.829.013",
        "name": "A l\u0027Eau NV",
        "address": "Koning Albertstraat 51, 2381 Weelde",
        "country": "BE",
        "legal_form": "NV"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De raad van bestuur besluit, met eenparigheid van stemmen, te herbenoemen voor een periode ingaand op heden en eindigend onmiddellijk na de jaarvergadering van 30/09/2027",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2027"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "voorzitter",
      "person": {
        "rrn": null,
        "name": "Marc Mercelis",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": "0876.309.480",
        "name": "Onyx Invest BV",
        "address": "Koningsstraat 61, 2381 Weelde",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Onyx Invest BV (Ondernemingsnummer: BE0876309480), met zetel te Koningsstraat 61, 2381 Weelde, vertegenwoordigd door haar vaste vertegenwoordiger, de heer Mercelis Marc, tot gedelegeerd bestuurder en voorzitter.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2027"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Kathleen Mercelis",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": "0748.829.013",
        "name": "A l\u0027Eau NV",
        "address": "Koning Albertstraat 51, 2381 Weelde",
        "country": "BE",
        "legal_form": "NV"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "A l\u0027Eau NV (Ondememingsnummer: BE 0748.829.013), met zetel te Koning Albertstraat 51, 2381 Weelde, vertegenwoordigd door haar vaste vertegenwoordiger, mevrouw Mercelis Kathleen, tot gedelegeerd bestuurder.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2027"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-03-14",
    "filing_date": "2023-02-28",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "jaarvergadering",
      "date": "2022-03-05",
      "unanimous": null
    },
    {
      "body": "raad_van_bestuur",
      "date": "2022-03-05",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0438.932.324",
    "name_full": "MERCELIS VERZEKERINGEN",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0876.309.480",
    "org_name": "Onyx Invest BV",
    "person_name": null,
    "org_rep_person_name": "Marc Mercelis",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsmakelaars en -agenten67201Handel in eigen onroerend goed68110
Primary activity highlighted.
Names & trade names
Legal nameNL MERCELIS VERZEKERINGEN
Registered office
Koning Albertstraat 51 bus A
2381 Ravels, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative