Financials
- Fiscal year
- 2025
- Total assets
- €742,121
- Profit
- €81,104
- Solvency
- 12.3%
Menuiserie Schmitz
ActiveSummary
Menuiserie Schmitz has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91,104 and a net result of €81,104. Its solvency ranks better than 14% of 8593 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
Joinery installation
NACE 43320
1 site
Size
€742,121total assets 2025
- Staff
- 3.7 FTE
- Equity
- €91,104
- Profit
- €81,104
Turnover not published (abridged schema)
Structure
Accounts 43 d early0 of 1 deed read
Why 65- Equity €91,104 (12.3% of total assets)- Founded in 2025+ Liquidity: current ratio 1.57, cash €120,487+ Figures for FY 2025 (filed 18-06-2026)Show the evidence
Checked score
Score 2025
65
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 45% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
37
equity 12.3% of total assets
Liquidity
59
short-term debt 28.0% · cash 16.2%
Profitability
82
return on assets 10.9%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 1.2%highest value
08-2026: 1.2%● 0.0% vs 07-2026highest value
09-2026: 1.2%● 0.0% vs 08-2026highest value
10-2026: 1.2%● 0.0% vs 09-2026highest value
- Equity €91,104 (12.3% of total assets) raises the probability
- Founded in 2025 raises the probability for this profile
- Liquidity: current ratio 1.57, cash €120,487 lowers the probability
- Figures for FY 2025 (filed 18-06-2026) lowers the probability
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 1.57; short-term debt: 28% and cash: 16.2% of total assets), but 87.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 15%, liquidity 56%, profitability 65%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 8593 sector peers (2025).
NBB · sector comparisonPosition among 8593 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
43 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 18-06-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 18-06-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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