DC ALU is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €260k and a net result of €274k. Its solvency ranks better than 32% of 5523 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€260k
Net result
€274k
Total assets
€821k
Solvency
31.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €821k
Fixed assets
€92k
Current assets
€729k
Equity and liabilities €821k
Equity
€260k
Debt
€561k
Debt finances 68.3% of the balance-sheet total.
Key figures and ratios
Solvency
31.7%
ROE
105.1%
ROA
33.3%
Debt
€561k
Debt ≤ 1 year
€500k
Debt > 1 year
€47k
Income taxes
€37k
Staff costs
€366k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€821k
Fixed assets21/28€92k
Tangible fixed assets22/27€92k
Plant, machinery and equipment23€3k
Furniture and vehicles24€41k
Other tangible fixed assets26€48k
Current assets29/58€729k
Stocks and contracts in progress3€221k
Stocks30/36€221k
Amounts receivable within one year40/41€432k
Trade receivables40€424k
Other amounts receivable41€8k
Cash at bank and in hand54/58€72k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€821k
Equity10/15€260k
Contributions10/11€2k
Reserves13€258k
Distributable reserves133€258k
Profit (loss) carried forward14€0
Amounts payable17/49€561k
Amounts payable after more than one year17€47k
Financial debts170/4€47k
Amounts payable within one year42/48€500k
Current portion of amounts payable after more than one year42€13k
Trade debts44€190k
Suppliers440/4€190k
Taxes, remuneration and social security45€57k
Taxes450/3€38k
Remuneration and social security454/9€19k
Other amounts payable47/48€241k
Accrued charges and deferred income492/3€14k
Income statement
Code2025
Remuneration, social security and pensions62€366k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k
Other operating charges640/8€1k
Gross operating margin9900€702k
Operating profit (loss)9901€314k
Financial income75/76B€26
Recurring financial income75€26
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€311k
Income taxes67/77€37k
Profit (loss) for the period9904€274k
Profit (loss) for the period to be appropriated9905€274k
Appropriation of the result
Profit (loss) to be appropriated9906€274k
Transfer to equity691/2€114k
To other reserves6921€114k
Profit to be distributed694/7€160k
Directors or managers695€160k
Social balance
Average headcount (FTE)90875.7
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leenstraat 109750 KruisemGround area
3,449 m²
Building footprint
2,224 m²
Volume, LiDAR
10,975 m³
Parcel 45036A0205/00L000, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DC ALU
since 20252.369.008.036
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45036A0205/00L000 | Flanders | 3,449 m² | 1 · 2,224 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 319 EUR awarded · 319 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 319 EUR | 319 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,672 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2025
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
64210Activities of holding companies
25110Manufacture of metal structures and parts of structures
41001General construction of residential buildings
43110Demolition
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.