Active BE 0803.621.244Private limited company

Menuiserie Andréa Costa

Rue Francval 14 ·4800 Verviers, Belgium· 3 yrs active

Sector: Schrijnwerk (43320)

Conclusion Checked

The computed 12-month bankruptcy probability of Menuiserie Andréa Costa is 4.7% (elevated). The 2024 annual accounts show negative equity (€-62k) and a net result of €-27k. Its solvency ranks better than 7% of 11120 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€-62k
Net result	€-27k
Better than sector	7%
Active	3 yrs

Financial profile 5 of 5 axes measured · computed by Checked

63 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 28

Profitability 100

Solvency 33

Growth 58

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

4.7% Elevated

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

28 / 100 Weak

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 11-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-12.7%	40.9%	better than 7% of 11120 sector peers
Net result	€-27k	€11k	better than 5% of 11103 sector peers
Equity	€-62k	€34k	better than 5% of 11124 sector peers
Gross operating margin	€41k	€35k	better than 56% of 11092 sector peers
Staff costs	€1k	€24k	higher than 21% of 4053 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€39k

- 23-24

Net profit

€-27k

+40.4% 23-24

Cash flow

€27k

- 23-24

Total assets

€486k

-13.3% 23-24

Equity

€-62k

-76.7% 23-24

Working capital

€-153k

+6.8% 23-24

Staff costs

€1k

+700.1% 23-24

Debt

€547k

-8.0% 23-24

Show 9 other metrics

Debt ≤ 1y

€178k

-16.1% 23-24

Debt > 1y

€369k

-3.5% 23-24

Current ratio

0.14

-37.8% 23-24

Quick ratio

0.11

-47.7% 23-24

Solvency

-12.7%

-103.7% 23-24

Debt / equity

-8.87

+47.9% 23-24

ROE

43.4%

-66.3% 23-24

ROA

-5.5%

+31.3% 23-24

Interest coverage

2.87

- 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€39k
Net profit	€-27k
Cash flow	€27k
Staff costs	€1k
Income taxes	-
Dividends	-
Total assets	€486k
Equity	€-62k
Debt	€547k
of which ≤ 1y	€178k
of which > 1y	€369k
Working capital	€-153k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.14
Quick ratio	0.11
Working capital ratio	-31.6%
Solvency	-12.7%
Debt / equity	-8.87
Long-term debt ratio	-5.98
Interest coverage	2.87
Gross margin	-
Net margin	-
ROA	-5.5%
ROE	43.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €461k · 94.8% Current assets €25k · 5.2%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€486k
Fixed assets	21/28	€461k
Tangible fixed assets	22/27	€461k
Current assets	29/58	€25k
Stocks & contracts in progress	3	€6k
Amounts receivable within one year	40/41	€15k
Cash & bank	54/58	€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€486k
Equity	10/15	€-62k
Contributions / capital	10/11	€10k
Accumulated profits (losses)	14	€-72k
Amounts payable	17/49	€547k
Amounts payable after one year	17	€369k
Amounts payable within one year	42/48	€178k
Trade debts payable within one year	44	€8k
Income statement
Gross operating margin	9900	€41k
Operating result	9901	€-14k
Financial income	75	€989
Financial charges	65	€14k
Result before taxes	9903	€-27k
Net result for the period	9904	€-27k
Result to be appropriated	9905	€-27k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Schrijnwerk(43320)
Legal form	Private limited company(610)
Incorporation	05-07-2023
Status	Active
Postal code	4800

Establishment units 1 location

Menuiserie Andréa Costa

Rue Francval 14, 4800 VerviersVervaardiging van eetkamer-, zitkamer-, slaapkamer- en badkamermeubelen

since 20232.347.513.331

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
63043B0538/00W000	Wallonia	699 m²	1 · 100 m²	5.9 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

11-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

08-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

12-10-2023

State Gazette act Registered-office change

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

Address history · 1

12-10-2023

Registered-office move

All acts · 1 updated 2 years ago

2023

12-10-2023 Registered office moved to VERVIERS Registered-office change

Rue Francval 14, à 4800 VERVIERS

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "combined",
      "new_address": {
        "raw": "Rue Francval 14, \u00E0 4800 VERVIERS",
        "city": "VERVIERS",
        "region": "waals_gewest",
        "street": "Rue Francval",
        "country": "BE",
        "postcode": "4800",
        "box_number": null,
        "street_number": "14",
        "locality_suffix": null
      },
      "old_address": null,
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "inferred",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": null,
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": null
    },
    {
      "kind": "zetel_transfer",
      "seat_type": "combined",
      "new_address": {
        "raw": "Rue Francval 14, \u00E0 4800",
        "city": "VERVIERS",
        "region": "waals_gewest",
        "street": "Rue Francval",
        "country": "BE",
        "postcode": "4800",
        "box_number": null,
        "street_number": "14",
        "locality_suffix": null
      },
      "old_address": null,
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "inferred",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": null,
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-10-12",
    "filing_date": "2023-10-03",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-09-04",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0803.621.244",
    "name_full": "TRIBUNAL DE L\u0027ENTREPRISE DE LIEGE",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Andr\u00E9a Costa",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [
    "proc\u00E8s-verbal de l\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire du 4 septembre 2023"
  ]
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Schrijnwerk43320Schrijnwerk43320Installatie van isolatie43230Isolatiewerkzaamheden43291Glaszetten43343Glaszetten43343Dakwerkzaamheden43410Dakwerkzaamheden43910

Primary activity highlighted.

Names & trade names

Legal nameFR

Menuiserie Andréa Costa

Registered office

Rue Francval 14

4800 Verviers, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Same sector and region · no size comparison possible · 2,300 of 20,017 with filed accounts

About de Bois - ABventil BE 0549.997.621 · Verviers

AMPJ BE 0849.004.376 · Verviers

APPUI BE 0453.443.524 · Verviers

BALHAN BE 0454.540.713 · Verviers

BARDES BE 0729.917.377 · Verviers