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Generated 12-07-2026
Active BE 0727.543.649Private limited company

MEMORY PAY

Kolomstraat 1A ·1080 Sint-Jans-Molenbeek, Belgium· 7 yrs active
Sector: Renting & leasing (77330)
Conclusion Checked

The computed 12-month bankruptcy probability of MEMORY PAY is 3.0% (moderate). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 7 yrs
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
3.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate region +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview5 NBB filings
Financials being processed
NBB has 5 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 28-08-2025 2025-00425475
31-12-2023 micro 26-08-2024 2024-00370581
31-12-2022 micro 25-09-2023 2023-00454865
31-12-2021 micro 23-08-2022 2022-20313517
31-12-2020 micro 23-08-2021 2021-52000281
Legal Structure
NACE primary Renting & leasing(77330)
Legal form Private limited company(610)
Incorporation27-05-2019
StatusActive
Postal code1080
Establishment units 1 location
SMARTDOTS
Rue Emile Thilmans(ST) 31, 6182 CourcellesPrepress- en premediadiensten
since 20192.291.463.959
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21522B0623/00L000 Brussels 2,442 m² 1 · 406 m² 19.8 m · 2 fl.
52064B0094/00M002 Wallonia 427 m² 1 · 58 m² 9.7 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
26-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
21-05-2024
State Gazette act Registered-office change
2023
25-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
19-05-2023
State Gazette act Registered-office change
08-03-2023
State Gazette act Registered-office change
2022
23-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
23-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
Belgisch Staatsblad, acts 3 acts
Address history · 3
21-05-2024
Registered-office move
19-05-2023
Registered-office move
08-03-2023
Registered-office move
All acts · 3 updated 2 years ago
2024
21-05-2024 Registered office moved from Bruxelles to Auderghem Registered-office change
  • rue de la Colonne 1A, 1080 Bruxelles → Chaussée de Wavre 1110, 1160 Auderghem
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": null,
        "city": "Auderghem",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Chauss\u00E9e de Wavre",
        "country": "BE",
        "postcode": "1160",
        "box_number": null,
        "street_number": "1110",
        "locality_suffix": null
      },
      "old_address": {
        "raw": null,
        "city": "Bruxelles",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "rue de la Colonne",
        "country": "BE",
        "postcode": "1080",
        "box_number": null,
        "street_number": "1A",
        "locality_suffix": null
      },
      "effective_date": "2024-03-24",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire accepte \u00E0 l\u0027unanimit\u00E9 le transfert du si\u00E8ge social de la soci\u00E9t\u00E9 \u00E0 1080 Bruxelles, rue de la Colonne 1A avec effet imm\u00E9diat.",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2024-05-08",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2024-03-24",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0727.543.649",
    "name_full": "MEMORY PAY",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": []
}
2023
19-05-2023 Registered office moved from Forchies-la-marche to BRUXELLES Registered-office change
  • Rue Emile Vandervelde 33 Forchies la marche → chaussée de Wavre 1110 BRUXELLES 1160
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "chauss\u00E9e de Wavre 1110 BRUXELLES 1160",
        "city": "BRUXELLES",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "chauss\u00E9e de Wavre",
        "country": "BE",
        "postcode": "1160",
        "box_number": null,
        "street_number": null,
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Rue Emile Vandervelde 33 Forchies la marche",
        "city": "Forchies-la-marche",
        "region": "waals_gewest",
        "street": "Rue Emile Vandervelde",
        "country": "BE",
        "postcode": "6141",
        "box_number": null,
        "street_number": "33",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": true,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "not_specified",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": true,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": "2023-04-30",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0727.543.649",
    "name_full": "MEMORY PAY",
    "legal_form": "SRL",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Carlos Fernandez-Caceres",
    "org_rep_person_name": null,
    "person_role_at_subject": "President"
  },
  "co_filed_documents": [
    "Annexes du Moniteur belge"
  ]
}
08-03-2023 Registered office moved to Fontaine-l'Evêque Registered-office change
  • 6141 Fontaine-l'Evêque (Forchies-la-Marche) - rue Emile Vandervelde, 33.
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "6141 Fontaine-l\u0027Ev\u00EAque (Forchies-la-Marche) - rue Emile Vandervelde, 33.",
        "city": "Fontaine-l\u0027Ev\u00EAque",
        "region": "waals_gewest",
        "street": "rue Emile Vandervelde",
        "country": "BE",
        "postcode": "6141",
        "box_number": null,
        "street_number": "33",
        "locality_suffix": "(Forchies-la-Marche)"
      },
      "old_address": null,
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "inferred",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    },
    {
      "kind": "zetel_clause_amendment_no_move",
      "seat_type": "unite_exploitation",
      "new_address": null,
      "old_address": {
        "raw": "rue Emile Thilmans 31 - 6182 Courcelles",
        "city": "Courcelles",
        "region": "waals_gewest",
        "street": "rue Emile Thilmans",
        "country": "BE",
        "postcode": "6182",
        "box_number": null,
        "street_number": "31",
        "locality_suffix": "(ST)"
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-03-08",
    "filing_date": "2023-03-05",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": "2023-01-30",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0727.543.649",
    "name_full": "MEMORY PAY",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Carlos FERNANDEZ-CACERES",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad - 08/03/2023 - Annexes du Moniteur belge"
  ]
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Verhuur en lease van kantoormachines, inclusief computers77330Verhuur en lease van kantoormachines, inclusief computers77330
Primary activity highlighted.
Names & trade names
Legal nameFR MEMORY PAY
Registered office
Kolomstraat 1A
1080 Sint-Jans-Molenbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative