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MELCHIOR SERVICES

Active
Private limited company (pre-2019)founded 201312 yrs activeRue du Bois Impérial 40, 1380 Lasne, BelgiumKBO/BCE: BE 0540.843.294
Summary

MELCHIOR SERVICES has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€22,604) and a net result of -€7,012. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 36981 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
MELCHIOR SERVICESActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Retail sale of flowers, plants, seeds and fertilisers NACE 47761Business consulting NACE 70220
1 site
Size
€111,622total assets 2025
Equity
-€22,604
Loss
-€7,012
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts 2 d early0 of 2 deeds read
Why 53Capped at 59: negative equity- Negative equity -€22,604- Loss of €7,012, the second in a row (FY 2025)+ Size: total assets €111,622+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 15% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 5-8
equity -20.3% of total assets
Liquidity 44-2
short-term debt 29.6% · cash 4.6%
Profitability 36+36
return on assets -6.3%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,788 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +1.0% vs 03-2025 05-2025: 0.1%▼ -4.9% vs 04-2025 06-2025: 0.1%▼ -2.1% vs 05-2025lowest value 07-2025: 0.7%▲ +643% vs 06-2025 08-2025: 0.7%● 0.0% vs 07-2025 09-2025: 0.7%● 0.0% vs 08-2025 10-2025: 0.7%● 0.0% vs 09-2025 11-2025: 0.7%▼ -0.8% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%● 0.0% vs 12-2025 02-2026: 0.7%● 0.0% vs 01-2026 03-2026: 0.7%● 0.0% vs 02-2026 04-2026: 0.7%▲ +1.1% vs 03-2026 05-2026: 0.7%▼ -3.5% vs 04-2026 06-2026: 0.7%▼ -1.5% vs 05-2026 07-2026: 0.7%▲ +7.7% vs 06-2026highest value 08-2026: 0.3%▼ -55.2% vs 07-2026 09-2026: 0.3%● 0.0% vs 08-2026 10-2026: 0.3%● 0.0% vs 09-2026
  • Size: total assets €111,622 lowers the probability for this profile
  • Negative equity -€22,604 raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Loss of €7,012, the second in a row (FY 2025) raises the probability
No credit on open account
Liquidity short (current ratio 0.36 against 0.43 in 2024; short-term debt: 29.6% and cash: 4.6% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 6%, liquidity 23%, profitability 18%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €111,622
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€22,604
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Loss of €7,012, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€22,604
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
45 d early
2023
50 d early
2022
28 d late
2021
23 d early
2020
31 d late
2019
26 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€36,169

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€22,604 View
  • Caution: Among the weakest 5% on equitysector median €79,901 · 37,012 companies -€22,604 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€7,012 View

By topic

Financials

Fiscal year
2025
Total assets
€111,622
Loss
-€7,012
Solvency
-20.3%
Total assets▼ 12.7%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 29-07-2026Annual accounts filed
  2. 16-06-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Business and other management consultancyNACE 70200
Founded
15-10-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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