Credit risk
Bankruptcy probability (12 mo)
0.2%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Annual accounts: healthy financial profile
−
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
Financials
Equity€97k+29.9%
Total assets€132k+12.6%
Net result€22k-51.0%
Working capital€74k+14.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
fiscal year 2025 · micro schemaSector comparison
Fiscal year 2025 · NACE 86, Human health · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 73.4% | 57.9% | |
| Net result | €22k | €59k | |
| Equity | €97k | €74k | |
| Gross operating margin | €41k | €95k | |
| Total assets | €132k | €187k |
€39k
-43.2%
23-25
€33k
-40.2%
23-25
€6k
-51.1%
23-25
€35k
-17.7%
23-25
€17k
+16.1%
23-25
€18k
-35.0%
23-25
5.40
-1.4%
23-25
5.40
-1.4%
23-25
73.4%
+15.4%
23-25
0.36
-36.6%
23-25
23.0%
-62.3%
23-25
16.9%
-56.5%
23-25
27.19
-29.5%
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €39k |
| Net profit | €22k |
| Cash flow | €33k |
| Staff costs | - |
| Income taxes | €6k |
| Dividends | - |
| Total assets | €132k |
| Equity | €97k |
| Debt | €35k |
| of which ≤ 1y | €17k |
| of which > 1y | €18k |
| Working capital | €74k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 5.40 |
| Quick ratio | 5.40 |
| Working capital ratio | 56.0% |
| Solvency | 73.4% |
| Debt / equity | 0.36 |
| Long-term debt ratio | 0.19 |
| Interest coverage | 27.19 |
| Gross margin | - |
| Net margin | - |
| ROA | 16.9% |
| ROE | 23.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €132k |
| Fixed assets | 21/28 | €41k |
| Tangible fixed assets | 22/27 | €41k |
| Financial fixed assets | 28 | €50 |
| Current assets | 29/58 | €91k |
| Amounts receivable within one year | 40/41 | €29k |
| Investments | 50/53 | €40k |
| Cash & bank | 54/58 | €21k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €132k |
| Equity | 10/15 | €97k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €94k |
| Amounts payable | 17/49 | €35k |
| Amounts payable after one year | 17 | €18k |
| Amounts payable within one year | 42/48 | €17k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €41k |
| Operating result | 9901 | €28k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €29k |
| Income taxes | 67/77 | €6k |
| Net result for the period | 9904 | €22k |
| Result to be appropriated | 9905 | €22k |
Signals
1 signal
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 19-05-2026 | 73 d early | 2026-00114295 |
| 31-12-2024 | 31-07-2025 | 30-06-2025 | 31 d early | 2025-00200339 |
| 31-12-2023 | 31-07-2024 | 01-08-2024 | 1 d late | 2024-00325123 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keizer Karelstraat(MEL) 109120 Beveren-Kruibeke-ZwijndrechtEstablishment units
1 locationMEDILIS
since 20232.345.645.189
Parcels2
Ground area596 m²
Buildings2
Building footprint319 m²
Volume (LiDAR)1,629 m³
Tallest building9.9 m · ±2 fl.
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B1103/00G002 | Flanders | 390 m² | 1 · 204 m² | 9.9 m · 2 fl. |
| 46016G0750/00V005 | Flanders | 206 m² | 1 · 115 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar
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How this selection is made
We hold annual accounts for 2,101 of the 9,112 companies in this sector. 1,838 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van huisartspraktijken86210