MEDICONFORT
ActiveSummary
The computed 12-month bankruptcy probability of MEDICONFORT is 1.7% (moderate). The 2025 annual accounts show equity of €2.48M and a net result of €369k. Equity is growing by ~17.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 10359 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+4
Solvency76=
Growth73▼-3
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 2.42 against 2.14 in 2024; short-term debt: 25.6% and cash: 11.9% of total assets), and 49.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.6%
Return on assets
7.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
34 d early
2023
34 d late
2022
83 d early
2021
67 d early
2020
18 d early
2019
69 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€8.61M▼ 5.8%
2024 · €9.14M
2018: €4.55M
2019: €4.56M
2020: €7.12M
2021: €6.63M
2022: €6.41M
2023: €7.07M
2024: €9.14M
2018 → 2025
EBIT margin
5.6%▲ 2.0pp
2024 · 3.6%
2018: 5.2%
2019: 4.3%
2020: 9.6%
2021: 8.9%
2022: 5.9%
2023: 4.0%
2024: 3.6%
2018 → 2025
Net result
€369k▲ 36.7%
2024 · €270k
2018: €129k
2019: €99k
2020: €541k
2021: €409k
2022: €284k
2023: €184k
2024: €270k
2018 → 2025
Working capital
€1.78M▲ 14.5%
2024 · €1.55M
2018: €301k
2019: €350k
2020: €716k
2021: €965k
2022: €1.17M
2023: €1.33M
2024: €1.55M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€6.63M-€6.41M▼ 3.3%€7.07M▲ 10.2%€9.14M▲ 29.4%€8.61M▼ 5.8%
Equity€1.47M-€1.69M▲ 14.9%€1.85M▲ 9.1%€2.12M▲ 14.6%€2.48M▲ 17.4%
Operating result€594k-€377k▼ 36.4%€282k▼ 25.3%€328k▲ 16.3%€484k▲ 47.7%
Net result€409k-€284k▼ 30.4%€184k▼ 35.4%€270k▲ 46.8%€369k▲ 36.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 48% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.91M
Fixed assets
€1.88M ▲ 48.5%
Current assets
€3.03M ▲ 4.0%
Equity and liabilities €4.91M
Equity
€2.48M ▲ 17.4%
Debt
€2.42M ▲ 17.4%
Debt's share of the balance-sheet total stays at 49.4%.
Key figures and ratios
EBITDA
€665k▲
2024 · €501k
Cash flow
€549k▲
2024 · €443k
Current ratio
2.42▲
2024 · 2.14
Quick ratio
1.32▲
2024 · 1.17
Debt to equity
0.98=
2024 · 0.98
ROE
14.8%▲
2024 · 12.7%
ROA
7.5%▲
2024 · 6.4%
Interest coverage
21.62▲
2024 · 19.15
Debt ≤ 1 year
€1.25M▼
2024 · €1.36M
Debt > 1 year
€1.17M▲
2024 · €676k
Income taxes
€128k▲
2024 · €106k
Staff costs
€1.45M▲
2024 · €1.40M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 64 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.18M€4.91M▲
Fixed assets21/28€1.26M€1.88M▲
Tangible fixed assets22/27€1.17M€1.78M▲
Land and buildings22€830k€1.35M▲
Plant, machinery and equipment23€1k€17k▲
Furniture and vehicles24€12k€12k▼
Leasing and similar rights25€311k€350k▲
Other tangible fixed assets26€15k€50k▲
Financial fixed assets28€92k€92k=
Current assets29/58€2.92M€3.03M▲
Stocks and contracts in progress3€1.32M€1.37M▲
Stocks30/36€1.32M€1.37M▲
Amounts receivable within one year40/41€894k€576k▼
Trade receivables40€762k€434k▼
Other amounts receivable41€132k€142k▲
Current investments50/53€375k€500k▲
Cash at bank and in hand54/58€331k€584k▲
Equity and liabilities
Total equity and liabilities10/49€4.18M€4.91M▲
Equity10/15€2.12M€2.48M▲
Contributions10/11€19k€19k=
Reserves13€1.03M€1.21M▲
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Tax-exempt reserves132€465k€549k▲
Distributable reserves133€560k€660k▲
Profit (loss) carried forward14€1.07M€1.25M▲
Amounts payable17/49€2.06M€2.42M▲
Amounts payable after more than one year17€676k€1.17M▲
Financial debts170/4€676k€1.17M▲
Amounts payable within one year42/48€1.36M€1.25M▼
Current portion of amounts payable after more than one year42€206k€317k▲
Financial debts43€5k€8k▲
Credit institutions430/8€5k€8k▲
Trade debts44€698k€476k▼
Suppliers440/4€698k€476k▼
Taxes, remuneration and social security45€316k€304k▼
Taxes450/3€50k€48k▼
Remuneration and social security454/9€266k€256k▼
Other amounts payable47/48€139k€149k▲
Accrued charges and deferred income492/3€25k-
Income statement
Code20242025
Turnover70€9.14M€8.61M▼
Non-recurring operating income76A€5k€24k▲
Goods, raw materials, services and sundry goods60/61€7.26M€6.49M▼
Remuneration, social security and pensions62€1.40M€1.45M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€173k€181k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k€4k▼
Other operating charges640/8€68k€128k▲
Non-recurring operating charges66A€15k€25k▲
Gross operating margin9900€1.99M€2.28M▲
Operating profit (loss)9901€328k€484k▲
Financial income75/76B€74k€43k▼
Recurring financial income75€74k€43k▼
Financial charges65/66B€26k€31k▲
Recurring financial charges65€26k€31k▲
Profit (loss) for the period before taxes9903€376k€496k▲
Income taxes67/77€106k€128k▲
Profit (loss) for the period9904€270k€369k▲
Transfer to tax-exempt reserves689€84k€84k=
Profit (loss) for the period to be appropriated9905€185k€284k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.23M€1.35M▲
Profit (loss) brought forward from the previous period14P€1.04M€1.07M▲
Transfer to equity691/2€160k€100k▼
To other reserves6921€160k€100k▼
Social balance
Average headcount (FTE)908731.132.8▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €2MEq €2.12M ▲14.6%
7 profitable years in a row build equity to €2.12M.
03-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 34 days late
2023
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €541k ▲448%
Operating result €685k, net result €541k, both a record.
31-12
Financial
Equity above €1MEq €1.09M ▲97.7%
3 profitable years in a row build equity to €1.09M.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 69 days late
2019
31-12
Financial
Weakest financial yearnet €99k ▼23.3%
Net result drops to €99k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €553k ▲15.4%
2 profitable years in a row build equity to €553k.
Show earlier events
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dour · 8 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Decrucq 487370 DourGround area
1.6 ha
Building footprint
1.3 ha
Volume, LiDAR
94,910 m³
8 parcels, Wallonia · tallest building 14.2 m, ±3 floors. Linked by address, not a title deed.
8 establishment units
MEDICONFORT
since 20082.170.096.470
MEDICONFORT
since 20162.251.319.025
MEDICONFORT
since 20162.251.319.124
MEDICONFORT
since 20162.257.397.361
mediconfort dour
since 20172.280.551.360
MEDICONFORT HERSTAL
since 20182.280.551.459
Show 2 more locations
MEDICONFORT NAMUR
since 20242.361.433.227
MEDICONFORT MOUSCRON
since 20262.384.529.422
8 parcels
Wallonia
8
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57463L0155/00R003 | Wallonia | 6,686 m² | 1 · 1.0 ha | 14.2 m · 2 fl. |
| 53014A1408/00G002indicative | Wallonia | 4,398 m² | - | - |
| 55022A0403/00N000 | Wallonia | 2,124 m² | 1 · 1,000 m² | 5.5 m · 2 fl. |
| 53020A0397/00A002 | Wallonia | 1,470 m² | 1 · 1,315 m² | 12.3 m · 3 fl. |
| 92039B0040/00M004 | Wallonia | 856 m² | 1 · 125 m² | 7.4 m · 2 fl. |
| 52040B0340/00T004 | Wallonia | 249 m² | 1 · 165 m² | 7.8 m · 2 fl. |
| 54432C0179/00D002indicative | Wallonia | 205 m² | 1 · 205 m² | 8.8 m · 2 fl. |
| 92121B0516/00W000indicative | Wallonia | 78 m² | 1 · 95 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 7
5 of 8 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Labotoxico
BE 0432.685.722
Damme · Eq €2.48M
Helan Zorgwinkel
BE 0420.367.316
Antwerpen · Eq €2.39M
Association du Diabète
BE 0412.382.038
Schaarbeek · Eq €2.36M
ESPACE -SANTE-MEDITEX
BE 0458.377.062
Tournai · Eq €2.62M
Decover
BE 0422.429.060
Waregem · Eq €2.63M
Of 1,070 companies in sector 47741 we hold annual accounts for 644. 271 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2008
Fiscal year end31-12
Activities, NACEBEL 2025
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.mediconfort.be
Phone:065601689