Med & Coach
ActiveSummary
Med & Coach has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €204k and a net result of €24k. Equity is growing by ~31.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 19913 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability83▼-17
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 36.05 against 33.77 in 2023; short-term debt: 2.7% and cash: 97.8% of total assets), and 2.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
30 d early
2022
48 d early
2021
51 d early
2020
39 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€204k▲ 13.0%
2023 · €181k
Total assets
€210k▲ 12.8%
2023 · €186k
Net result
€24k▼ 50.2%
2023 · €47k
Working capital
€201k▲ 12.9%
2023 · €178k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€60k-€43k▼ 27.7%€73k▲ 67.6%€64k▼ 11.5%€31k▼ 51.1%
Net result€43k-€32k▼ 26.3%€53k▲ 65.6%€47k▼ 10.5%€24k▼ 50.2%
Equity€48k-€80k▲ 66.1%€133k▲ 65.9%€181k▲ 35.5%€204k▲ 13.0%
Total assets€66k-€92k▲ 40.5%€153k▲ 66.2%€186k▲ 21.4%€210k▲ 12.8%
Debt€17k-€12k▼ 31.3%€20k▲ 68.3%€5k▼ 72.6%€6k▲ 4.6%
Working capital€47k-€80k▲ 68.8%€132k▲ 65.1%€178k▲ 35.1%€201k▲ 12.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 51% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €210k
Fixed assets
€3k ▲ 23.4%
Current assets
€207k ▲ 12.6%
Equity and liabilities €210k
Equity
€204k ▲ 13.0%
Debt
€6k ▲ 4.6%
Debt's share of the balance-sheet total falls from 2.9% to 2.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▼
2023 · €65k
Cash flow
€25k▼
2023 · €48k
Current ratio
36.05▲
2023 · 33.77
Debt to equity
0.03▼
2023 · 0.03
ROE
11.5%▼
2023 · 26.2%
ROA
11.2%▼
2023 · 25.4%
Interest coverage
1287.78▲
2023 · 822.22
Debt ≤ 1 year
€6k▲
2023 · €5k
Income taxes
€11k▼
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €36 | €580 | €564 | €534 | €1k | ▲ 119% |
| Other operating charges640/8 | - | - | - | €732 | €387 | ▼ 47.1% |
| Gross operating margin9900 | €60k | €44k | €73k | €66k | €33k | ▼ 49.7% |
| Operating profit (loss)9901 | €60k | €43k | €73k | €64k | €31k | ▼ 51.1% |
| Financial income75/76B | - | - | - | €800 | €3k | ▲ 281% |
| Recurring financial income75 | - | - | - | €800 | €3k | ▲ 281% |
| Financial charges65/66B | - | €78 | €72 | €79 | €25 | ▼ 67.9% |
| Recurring financial charges65 | €96 | €78 | €72 | €79 | €25 | ▼ 67.9% |
| Profit (loss) for the period before taxes9903 | €60k | €43k | €73k | €65k | €35k | ▼ 47.0% |
| Income taxes67/77 | €17k | €11k | €20k | €18k | €11k | ▼ 38.3% |
| Profit (loss) for the period9904 | €43k | €32k | €53k | €47k | €24k | ▼ 50.2% |
| Profit (loss) for the period to be appropriated9905 | €43k | €32k | €53k | €47k | €24k | ▼ 50.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €66k | €92k | €153k | €186k | €210k | ▲ 12.8% |
| Fixed assets21/28 | €1k | €543 | €2k | €3k | €3k | ▲ 23.4% |
| Tangible fixed assets22/27 | €1k | €543 | €2k | €3k | €3k | ▲ 23.4% |
| Furniture and vehicles24 | - | €543 | €2k | €3k | €3k | ▲ 23.4% |
| Current assets29/58 | €65k | €92k | €152k | €183k | €207k | ▲ 12.6% |
| Amounts receivable within one year40/41 | €10k | €13k | €6k | €6k | €1k | ▼ 77.7% |
| Trade receivables40 | - | €1k | €1k | €748 | €1k | ▲ 75.0% |
| Other amounts receivable41 | - | €12k | €5k | €5k | €15 | ▼ 99.7% |
| Current investments50/53 | - | - | - | €100k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €54k | €78k | €146k | €77k | €205k | ▲ 168% |
| Deferred charges and accrued income490/1 | - | - | - | €901 | €180 | ▼ 80.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €66k | €92k | €153k | €186k | €210k | ▲ 12.8% |
| Equity10/15 | €48k | €80k | €133k | €181k | €204k | ▲ 13.0% |
| Contributions10/11 | - | €5k | €5k | €5k | €5k | = |
| Reserves13 | €43k | €75k | €128k | €176k | €199k | ▲ 13.4% |
| Distributable reserves133 | - | €75k | €128k | €176k | €199k | ▲ 13.4% |
| Profit (loss) carried forward14 | €5 | €22 | €63 | €120 | €183 | ▲ 52.6% |
| Amounts payable17/49 | €17k | €12k | €20k | €5k | €6k | ▲ 4.6% |
| Amounts payable within one year42/48 | €17k | €12k | €20k | €5k | €6k | ▲ 5.5% |
| Trade debts44 | €646 | €417 | €197 | €3k | €176 | ▼ 93.8% |
| Suppliers440/4 | - | €417 | €197 | €3k | €176 | ▼ 93.8% |
| Taxes, remuneration and social security45 | - | €11k | €20k | €3k | €6k | ▲ 121% |
| Taxes450/3 | - | €11k | €20k | €3k | €6k | ▲ 121% |
| Other amounts payable47/48 | - | - | - | €75 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | €48 | €48 | €48 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €43k | €32k | €53k | €47k | €24k | ▼ 50.2% |
| + Depreciation and write-downs630 | €36 | €580 | €564 | €534 | €1k | ▲ 119% |
| Operating cash flow (approximation) | €43k | €33k | €54k | €48k | €25k | ▼ 48.4% |
| Investment in fixed assets (approximation) | - | €0 | €-2k | €-2k | €-2k | ▼ 10.0% |
| Change in cash | - | €24k | €67k | €-69k | €129k | ▲ 286% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €24k ▼50.2%
Net result drops to €24k, the lowest in the series.
31-12
Financial
Equity above €200kEq €204k ▲13%
5 profitable years in a row build equity to €204k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 33.77
Current ratio from 7.60 to 33.77; short-term debt falls from €20k to €5k.
31-12
Financial
Equity above €150kEq €181k ▲35.5%
4 profitable years in a row build equity to €181k.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €53k ▲65.6%
Operating result €73k, net result €53k, both a record.
31-12
Financial
Equity above €100kEq €133k ▲65.9%
3 profitable years in a row build equity to €133k.
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 7.74
Current ratio from 3.74 to 7.74; short-term debt falls from €17k to €12k.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2019
Ground area
1,854 m²
Building footprint
169 m²
Volume, LiDAR
1,057 m³
Parcel 92135B0220/00S000, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Med & Coach
since 20192.293.843.825
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92135B0220/00S000 | Wallonia | 1,854 m² | 1 · 169 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,630 companies in sector 86220 we hold annual accounts for 7,979. 6,734 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
85592Vocational training
85593Socio-cultural adult education
85699Other educational support services
96999Other personal services
Contact
E-mail
patlal@hotmail.be
Phone
+32477316042
Scores and ratios are computed by Checked and are not a credit decision.