Méan Invest
ActiveMéan Invest has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €220k and a net result of €34k. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 1304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+2
Solvency61▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.14 in 2024; short-term debt: 27% and cash: 3.6% of total assets), and 63.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.2%
Return on assets
5.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
26 d late
2024
25 d late
2023
28 d late
2022
31 d late
2021
19 d late
2020
26 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€220k▲ 18.0%
2024 · €186k
2018: €22k
2019: €23k
2020: €55k
2021: €98k
2022: €154k
2023: €159k
2024: €186k
2018 → 2025
Total assets
€607k▼ 7.5%
2024 · €656k
2018: €709k
2019: €708k
2020: €732k
2021: €663k
2022: €621k
2023: €645k
2024: €656k
2018 → 2025
Net result
€34k▲ 22.5%
2024 · €27k
2018: €4k
2019: €780
2020: €32k
2021: €23k
2022: €54k
2023: €5k
2024: €27k
2018 → 2025
Working capital
€-137k▲ 22.3%
2024 · €-176k
2018: €-389k
2019: €-425k
2020: €-393k
2021: €-322k
2022: €-218k
2023: €-189k
2024: €-176k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€154k▲ 56.6%€159k▲ 3.3%€186k▲ 17.2%€220k▲ 18.0%
Operating result€81k-€90k▲ 11.2%€27k▼ 70.2%€51k▲ 88.8%€62k▲ 22.5%
Net result€23k-€54k▲ 135%€5k▼ 90.7%€27k▲ 440%€34k▲ 22.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €607k
Fixed assets
€580k▼ 7.5%
Current assets
€28k▼ 7.1%
Equity and liabilities €607k
Equity
€220k▲ 18.0%
Debt
€387k▼ 17.6%
The debt ratio falls from 71.6% to 63.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€131k▲
2024 · €123k
Cash flow
€103k▲
2024 · €100k
Solvency
36.2%▲
2024 · 28.4%
Current ratio
0.17▲
2024 · 0.14
Quick ratio
0.15▲
2024 · 0.13
Debt / equity
1.76▼
2024 · 2.52
ROE
15.3%▲
2024 · 14.7%
ROA
5.5%▲
2024 · 4.2%
Interest coverage
11.43▲
2024 · 9.20
Debt
€387k▼
2024 · €470k
Debt ≤ 1 year
€164k▼
2024 · €206k
Debt > 1 year
€223k▼
2024 · €264k
Income taxes
€17k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€656k€607k▼
Fixed assets21/28€627k€580k▼
Intangible fixed assets21€24k€16k▼
Tangible fixed assets22/27€603k€564k▼
Land and buildings22€404k€389k▼
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€44k€50k▲
Other tangible fixed assets26€143k€116k▼
Current assets29/58€30k€28k▼
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€6k€379▼
Other amounts receivable41€6k€379▼
Cash at bank and in hand54/58€14k€22k▲
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€656k€607k▼
Equity10/15€186k€220k▲
Contributions10/11€19k€19k=
Reserves13€158k€191k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€156k€189k▲
Profit (loss) carried forward14€10k€10k=
Amounts payable17/49€470k€387k▼
Amounts payable after more than one year17€264k€223k▼
Financial debts170/4€264k€223k▼
Amounts payable within one year42/48€206k€164k▼
Current portion of amounts payable after more than one year42€61k€66k▲
Trade debts44€8k€6k▼
Suppliers440/4€8k€6k▼
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€7k€6k▼
Other amounts payable47/48€129k€86k▼
Income statement
Code20242025
Remuneration, social security and pensions62€7k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€69k▼
Other operating charges640/8€6k€51k▲
Gross operating margin9900€136k€182k▲
Operating profit (loss)9901€51k€62k▲
Financial income75/76B€16€2▼
Recurring financial income75€16€2▼
Financial charges65/66B€13k€11k▼
Recurring financial charges65€13k€11k▼
Profit (loss) for the period before taxes9903€37k€51k▲
Transfer from deferred taxes780€5k-
Income taxes67/77€15k€17k▲
Profit (loss) for the period9904€27k€34k▲
Profit (loss) for the period to be appropriated9905€27k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€44k▲
Profit (loss) brought forward from the previous period14P€10k€10k▲
Transfer to equity691/2€27k€34k▲
To other reserves6921€27k€34k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Equity above €200kEq €220k ▲18%
8 profitable years in a row build equity to €220k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €54k ▲135%
Operating result €90k, net result €54k, both a record.
31-12
Financial
Equity above €150kEq €154k ▲56.6%
5 profitable years in a row build equity to €154k.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Weakest financial yearnet €780 ▼81.9%
Net result drops to €780, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Isi-Collin 234000 LiègeGround area
3,935 m²
Building footprint
343 m²
Volume, LiDAR
1,121 m³
2 parcels, Wallonia · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Grande-Hoursinne 28, 6997 Erezée
since 20162.257.699.645
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83038B1773/00F000 | Wallonia | 3,622 m² | 1 · 246 m² | - |
| 62802D0022/00G002 | Wallonia | 314 m² | 1 · 97 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteErezée2.257.699.645
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Of 2,395 companies in sector 55100 we hold annual accounts for 1,517. 1,112 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2016
Fiscal year end31-12
Activities, NACEBEL
55100Hotels and similar accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.