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MDW CONSTRUCTIES

Active
Private limited company (pre-2019)founded 200520 yrs activeGrote Kouterstraat(VRA) 86, 9120 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0877.990.055

MDW CONSTRUCTIES has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €31k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 1000 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
100 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 5.35 against 4.21 in 2024), and 18.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
81.6%
Return on assets
20.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
12 d late
2023
3 d early
2022
7 d early
2021
2 d late
2020
2 d early
2019
26 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€125k▲ 33.1%
2024 · €94k
2022: €79k 2023: €85k 2024: €94k
2022 → 2025
Total assets
€153k▲ 24.4%
2024 · €123k
2022: €100k 2023: €111k 2024: €123k
2022 → 2025
Net result
€31k▲ 8.5%
2024 · €29k
2022: €7k 2023: €7k 2024: €29k
2022 → 2025
Working capital
€122k▲ 31.0%
2024 · €93k
2022: €76k 2023: €84k 2024: €93k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€79k-€85k▲ 8.4%€94k▲ 10.3%€125k▲ 33.1%
Operating result€11k-€11k▼ 5.7%€44k▲ 316%€47k▲ 7.5%
Net result€7k-€7k▼ 3.8%€29k▲ 336%€31k▲ 8.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2022: €11k€11kNet result 2022: €7k€7kOperating result 2023: €11k€11kNet result 2023: €7k€7kOperating result 2024: €44k€44kNet result 2024: €29k€29kOperating result 2025: €47k€47kNet result 2025: €31k€31k2022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 8% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153k
Fixed assets €2k▲ 520%
Current assets €151k▲ 22.9%
Equity and liabilities €153k
Equity €125k▲ 33.1%
Debt €28k▼ 3.4%
The debt ratio falls from 23.7% to 18.4%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€48k
2024 · €45k
Cash flow
€31k
2024 · €29k
Solvency
81.6%
2024 · 76.3%
Current ratio
5.35
2024 · 4.21
Quick ratio
5.35
2024 · 4.21
Debt / equity
0.23
2024 · 0.31
ROE
24.9%
2024 · 30.5%
ROA
20.3%
2024 · 23.3%
Interest coverage
489.64
2024 · 443.21
Debt
€28k
2024 · €29k
Debt ≤ 1 year
€28k
2024 · €29k
Income taxes
€17k
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Total assets 20/58€123k€153k
Fixed assets 21/28€392€2k
Tangible fixed assets 22/27€392€2k
Current assets 29/58€123k€151k
Amounts receivable within one year 40/41€10k€2k
Cash & bank 54/58€113k€149k
Total equity & liabilities 10/49€123k€153k
Equity 10/15€94k€125k
Contributions / capital 10/11€19k€19k=
Reserves 13€75k€106k
Amounts payable 17/49€29k€28k
Amounts payable within one year 42/48€29k€28k
Trade debts payable within one year 44€4k€7k
Income statement Code20242025
Gross operating margin 9900€46k€48k
Operating result 9901€44k€47k
Financial income 75€478€746
Financial charges 65€101€97
Result before taxes 9903€45k€48k
Income taxes 67/77€16k€17k
Net result for the period 9904€29k€31k
Result to be appropriated 9905€29k€31k

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2022net €31k ▲8.5%
Operating result €47k, net result €31k, both a record.
31-12
Financial Equity above €100kEq €125k ▲33.1%
4 profitable years in a row build equity to €125k.
12-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
28-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €7k ▼3.8%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
24-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
02-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
29-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
26-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
25-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

Of 979 companies in sector 25401 we hold annual accounts for 392. 313 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded14-12-2005
Fiscal year end31-12
Activities, NACEBEL
25401Forging of metal
25110Manufacture of metal structures and parts of structures
25530Machining of metals
28110
28520
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 18-07-2026. Scores and ratios are computed by Checked and are not a credit decision.