Ferronnerie SCHEPERS
ActiveSummary
Ferronnerie SCHEPERS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 1909 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-11
Solvency46▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 0.65 in 2024; short-term debt: 20.1% and cash: 16.4% of total assets), and 78.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
about 50% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.4%
Return on assets
10.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
2023
57 d late
2022
60 d late
2021
31 d late
2020
41 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 84.7%
2024 · €15k
2020: €-8k
2021: €-18k▼ -138% vs 2020lowest in 6 years
2022: €-18k▲ +1.1% vs 2021
2023: €-13k▲ +29.2% vs 2022
2024: €15k▲ +219% vs 2023
2025: €28k▲ +84.7% vs 2024highest in 6 years
2020 → 2025
Total assets
€129k▼ 11.6%
2024 · €146k
2020: €48klowest in 6 years
2021: €148k▲ +211% vs 2020highest in 6 years
2022: €123k▼ -16.9% vs 2021
2023: €132k▲ +7.0% vs 2022
2024: €146k▲ +11.2% vs 2023
2025: €129k▼ -11.6% vs 2024
2020 → 2025
Net result
€14k▼ 52.4%
2024 · €28k
2020: €-4k
2021: €-10k▼ -136% vs 2020lowest in 6 years
2022: €191▲ +102% vs 2021
2023: €5k▲ +2613% vs 2022
2024: €28k▲ +447% vs 2023highest in 6 years
2025: €14k▼ -52.4% vs 2024
2020 → 2025
Working capital
€5k
2024 · €-18k
2020: €-8k
2021: €-37k▼ -391% vs 2020lowest in 6 years
2022: €-34k▲ +9.5% vs 2021
2023: €-30k▲ +11.4% vs 2022
2024: €-18k▲ +40.5% vs 2023
2025: €5k▲ +126% vs 2024highest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-18k-€-18k▲ 1.1%€-13k▲ 29.2%€15k€28k▲ 84.7%
2021: €-18klowest in 5 years
2022: €-18k▲ +1.1% vs 2021
2023: €-13k▲ +29.2% vs 2022
2024: €15k▲ +219% vs 2023
2025: €28k▲ +84.7% vs 2024highest in 5 years
Operating result€-8k-€2k€7k▲ 220%€39k▲ 456%€22k▼ 44.9%
2021: €-8klowest in 5 years
2022: €2k▲ +127% vs 2021
2023: €7k▲ +220% vs 2022
2024: €39k▲ +456% vs 2023highest in 5 years
2025: €22k▼ -44.9% vs 2024
Net result€-10k-€191€5k▲ 2,613%€28k▲ 447%€14k▼ 52.4%
2021: €-10klowest in 5 years
2022: €191▲ +102% vs 2021
2023: €5k▲ +2613% vs 2022
2024: €28k▲ +447% vs 2023highest in 5 years
2025: €14k▼ -52.4% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets
€99k ▼ 12.5%
Current assets
€31k ▼ 8.4%
Equity and liabilities €129k
Equity
€28k ▲ 84.7%
Debt
€102k ▼ 22.6%
Debt's share of the balance-sheet total falls from 89.8% to 78.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▼
2024 · €49k
Cash flow
€28k▼
2024 · €38k
Current ratio
1.18▲
2024 · 0.65
Quick ratio
1.09▲
2024 · 0.60
Debt to equity
3.68▼
2024 · 8.77
ROE
48.9%▼
2024 · 189.8%
ROA
10.5%▼
2024 · 19.4%
Interest coverage
11.24▼
2024 · 13.01
Debt ≤ 1 year
€26k▼
2024 · €51k
Debt > 1 year
€76k▼
2024 · €80k
Income taxes
€5k▼
2024 · €7k
Staff costs
€300▲
2024 · €164
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€146k€129k▼
Fixed assets21/28€113k€99k▼
Tangible fixed assets22/27€113k€99k▼
Land and buildings22€92k€87k▼
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24€17k€10k▼
Current assets29/58€33k€31k▼
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€24k€5k▼
Trade receivables40€21k€3k▼
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€5k€21k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€146k€129k▼
Equity10/15€15k€28k▲
Contributions10/11€2k€2k=
Reserves13-€10k
Distributable reserves133-€10k
Profit (loss) carried forward14€13k€16k▲
Amounts payable17/49€131k€102k▼
Amounts payable after more than one year17€80k€76k▼
Financial debts170/4€80k€76k▼
Amounts payable within one year42/48€51k€26k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€11k€5k▼
Suppliers440/4€11k€5k▼
Advances received on contracts in progress46€3k€3k=
Taxes, remuneration and social security45€683€1k▲
Taxes450/3€683€1k▲
Other amounts payable47/48€31k€12k▼
Income statement
Code20242025
Remuneration, social security and pensions62€164€300▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€14k▲
Other operating charges640/8€822€899▲
Gross operating margin9900€50k€37k▼
Operating profit (loss)9901€39k€22k▼
Financial income75/76B€69€59▼
Recurring financial income75€69€59▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€36k€18k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€28k€14k▼
Profit (loss) for the period to be appropriated9905€28k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€26k▲
Profit (loss) brought forward from the previous period14P€-15k€13k▲
Transfer to equity691/2-€10k
To other reserves6921-€10k
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €159 | - | €164 | €300 | ▲ 82.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €8k | €8k | €10k | €14k | ▲ 42.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €-2k | - | - | - | - |
| Other operating charges640/8 | €1k | €3k | €648 | €822 | €899 | ▲ 9.4% |
| Gross operating margin9900 | €-2k | €10k | €16k | €50k | €37k | ▼ 26.3% |
| Operating profit (loss)9901 | €-8k | €2k | €7k | €39k | €22k | ▼ 44.9% |
| Financial income75/76B | €20 | €31 | €27 | €69 | €59 | ▼ 14.2% |
| Recurring financial income75 | €20 | €31 | €27 | €69 | €59 | ▼ 14.2% |
| Financial charges65/66B | €2k | €2k | €2k | €4k | €3k | ▼ 15.8% |
| Recurring financial charges65 | €2k | €2k | €2k | €4k | €3k | ▼ 15.8% |
| Profit (loss) for the period before taxes9903 | €-10k | €191 | €5k | €36k | €18k | ▼ 47.9% |
| Income taxes67/77 | - | - | - | €7k | €5k | ▼ 30.1% |
| Profit (loss) for the period9904 | €-10k | €191 | €5k | €28k | €14k | ▼ 52.4% |
| Profit (loss) for the period to be appropriated9905 | €-10k | €191 | €5k | €28k | €14k | ▼ 52.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €148k | €123k | €132k | €146k | €129k | ▼ 11.6% |
| Fixed assets21/28 | €113k | €105k | €102k | €113k | €99k | ▼ 12.5% |
| Tangible fixed assets22/27 | €113k | €105k | €102k | €113k | €99k | ▼ 12.5% |
| Land and buildings22 | €109k | €104k | €98k | €92k | €87k | ▼ 6.1% |
| Plant, machinery and equipment23 | €2k | €1k | €4k | €4k | €1k | ▼ 58.3% |
| Furniture and vehicles24 | €1k | €375 | - | €17k | €10k | ▼ 38.2% |
| Current assets29/58 | €35k | €18k | €30k | €33k | €31k | ▼ 8.4% |
| Stocks and contracts in progress3 | - | - | - | €3k | €2k | ▼ 11.1% |
| Stocks30/36 | - | - | - | €3k | €2k | ▼ 11.1% |
| Amounts receivable within one year40/41 | €28k | €9k | €25k | €24k | €5k | ▼ 77.7% |
| Trade receivables40 | €4k | €9k | €20k | €21k | €3k | ▼ 87.8% |
| Other amounts receivable41 | €25k | €732 | €5k | €3k | €3k | ▼ 1.8% |
| Cash at bank and in hand54/58 | €6k | €7k | €4k | €5k | €21k | ▲ 304% |
| Deferred charges and accrued income490/1 | €694 | €1k | €1k | €2k | €2k | ▲ 10.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €148k | €123k | €132k | €146k | €129k | ▼ 11.6% |
| Equity10/15 | €-18k | €-18k | €-13k | €15k | €28k | ▲ 84.7% |
| Contributions10/11 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves13 | - | - | - | - | €10k | - |
| Distributable reserves133 | - | - | - | - | €10k | - |
| Profit (loss) carried forward14 | €-20k | €-20k | €-15k | €13k | €16k | ▲ 20.7% |
| Amounts payable17/49 | €166k | €141k | €144k | €131k | €102k | ▼ 22.6% |
| Amounts payable after more than one year17 | €93k | €89k | €85k | €80k | €76k | ▼ 5.7% |
| Financial debts170/4 | €93k | €89k | €85k | €80k | €76k | ▼ 5.7% |
| Amounts payable within one year42/48 | €72k | €51k | €59k | €51k | €26k | ▼ 49.1% |
| Current portion of amounts payable after more than one year42 | €4k | €4k | €5k | €5k | €5k | ▲ 1.7% |
| Trade debts44 | €6k | €10k | €12k | €11k | €5k | ▼ 53.2% |
| Suppliers440/4 | €6k | €10k | €12k | €11k | €5k | ▼ 53.2% |
| Advances received on contracts in progress46 | €3k | €3k | €3k | €3k | €3k | = |
| Taxes, remuneration and social security45 | €830 | €830 | €3k | €683 | €1k | ▲ 50.8% |
| Taxes450/3 | €830 | €830 | €3k | €683 | €1k | ▲ 50.8% |
| Other amounts payable47/48 | €59k | €33k | €37k | €31k | €12k | ▼ 62.3% |
| Accrued charges and deferred income492/3 | €498 | €555 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-10k | €191 | €5k | €28k | €14k | ▼ 52.4% |
| + Depreciation and write-downs630 | €5k | €8k | €8k | €10k | €14k | ▲ 42.5% |
| Operating cash flow (approximation) | €-6k | €8k | €13k | €38k | €28k | ▼ 27.8% |
| Investment in fixed assets (approximation) | - | €0 | €-5k | €-21k | €0 | ▲ 100% |
| Change in cash | - | €1k | €-3k | €2k | €16k | ▲ 903% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2020net €28k ▲447%
Operating result €39k, net result €28k, both a record.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Back to profitnet €191
Net result €191 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
10-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 41 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Orp-Jauche · 1 establishment unit since 2009
Ground area
2,573 m²
Building footprint
245 m²
Volume, LiDAR
786 m³
2 parcels, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ferronnerie Schepers
since 20092.181.478.035
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25074A0429/00H000 | Wallonia | 2,071 m² | 1 · 126 m² | 8.4 m · 2 fl. |
| 25082D0258/00D002indicative | Wallonia | 502 m² | 1 · 119 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 981 companies in sector 25401 we hold annual accounts for 407. 253 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-09-2009
Fiscal year end31-12
Activities, NACEBEL 2025
25401Forging of metal
Scores and ratios are computed by Checked and are not a credit decision.