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Complete company report
Generated 13-07-2026
Active BE 0786.453.135Private limited company

MD CREATIVE

Spoorstraat 30 ·2060 Antwerpen, Belgium· 4 yrs active
Sector: Specialised construction (43310)
Conclusion Checked

The computed 12-month bankruptcy probability of MD CREATIVE is 4.1% (elevated). The 2023 annual accounts show equity of €17k and a net result of €13k. Its solvency ranks better than 90% of 8914 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €17k
Net result €13k
Better than sector 90%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health100Profitability100Solvency100Growth50Stability79
86 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
4.1% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 31-10-2023 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 75.6% 38.7%
better than 90% of 8914 sector peers
Net result €13k €12k
better than 52% of 8899 sector peers
Equity €17k €30k
better than 34% of 8919 sector peers
Gross operating margin €21k €33k
better than 36% of 8889 sector peers
Total assets €23k €89k
better than 11% of 8915 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2023
Revenue€54k
EBITDA€21k
Net profit€13k
Cash flow€16k
Staff costs-
Income taxes€5k
Dividends-
Total assets€23k
Equity€17k
Debt€6k
of which ≤ 1y€6k
of which > 1y-
Working capital€10k
Employees (FTE)-
Ratios (computed)
2023
Current ratio2.74
Quick ratio2.74
Working capital ratio42.4%
Solvency75.6%
Debt / equity0.32
Long-term debt ratio-
Interest coverage3993.44
Gross margin37.2%
Net margin24.7%
ROA58.2%
ROE77.0%
EBITDA margin38.1%
Days sales outstanding20d
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€23k
Fixed assets 21/28€8k
Tangible fixed assets 22/27€8k
Current assets 29/58€15k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€12k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€23k
Equity 10/15€17k
Contributions / capital 10/11€4k
Reserves 13€10k
Accumulated profits (losses) 14€3k
Amounts payable 17/49€6k
Amounts payable within one year 42/48€6k
Income statement
Turnover 70€54k
Gross operating margin 9900€21k
Operating result 9901€18k
Financial income 75€73
Financial charges 65€5
Result before taxes 9903€18k
Income taxes 67/77€5k
Net result for the period 9904€13k
Result to be appropriated 9905€13k
Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43310)
Legal form Private limited company(610)
Incorporation23-05-2022
StatusActive
Postal code2060
Establishment units 1 location
Spoorstraat 30, 2060 Antwerpen
Algemene bouw van residentiële gebouwen
since 20222.332.026.092
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11805E0531/00C012 Flanders 51 m² 1 · 51 m² 10.1 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023
31-10-2023
NBB filing Annual accounts filed
fiscal year 2023 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Stukadoorswerk43310Stukadoorswerk43310Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Slopen43110Slopen43110Elektrotechnische installatiewerken, uitgezonderd aan gebouwen43212Elektrotechnische installatiewerken van nijverheidsinrichtingen43212Plaatsen van vloer- en wandtegels43331Plaatsen van vloer- en wandtegels43331Schilderen van gebouwen43341Schilderen van gebouwen43341
Primary activity highlighted.
Names & trade names
Legal nameNL MD CREATIVE
Registered office
Spoorstraat 30
2060 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative