Debts
€17,506 75% of the balance sheet
McLL
Lifetime
8 annual accounts with figures on one time axispeak €78,291 (2018)
€7,180▼ 62.1%
lowest -€19,269 (2019)
€3,273▼ 80.6%
peak €45,392 (2018)
€5,806▲ 129%
€17,506▼ 13.7%
peak 1 FTE (2019)
-not published
Board1 name since 2018
1 directorLOCQUET Marie-Claire
Documentsfilings and deeds
29-08-202629 days late
2025micro format
Gross margin from €18,964 to €7,180Result from €16,902 to €3,273Equity from €2,534 to €5,806Cash from €4,431 to €8,429
Key points
from the 2025 annual accountsFilings
8 annual accounts 7 late
The 2019 accounts came latest: 31 days after the end of the period.
Position in the sector
€5,806
Less equity than 86% of companies in head offices and management consultancy. Sector median €78,216 · 39,396 companies.
Checked score
94
Excellent
Financially stronger than 54% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.2%
01-2025: 1.2%● unchanged vs 12-2024
02-2025: 1.2%● unchanged vs 01-2025
03-2025: 1.2%● unchanged vs 02-2025
04-2025: 1.2%● unchanged vs 03-2025highest value
05-2025: 1.1%▼ -0.1 percentage points vs 04-2025
06-2025: 1.1%● unchanged vs 05-2025
07-2025: 0.5%▼ -0.6 percentage points vs 06-2025
08-2025: 0.1%▼ -0.4 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €23,312
Liquidity: current ratio 1.05, cash €8,429
Figures for financial year 2025 (filed on 29-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 27% of them on solvency, 44% on liquidity, 55% on profitability and 92% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as McLL has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of McLL itself is lower: < 0.1% within 12 months. It rests on far more data about McLL than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for McLL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.05 (0.85 in 2024), below the usual 1.5. Short-term debt is 75.1% and cash 36.2% of total assets. 75.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filingsDeviation from the deadline
2025
29 days late
2024
6 days early
2023
30 days late
2022
30 days late
2021
23 days late
2020
20 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 22 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0689586658
Registered office moved within Waregem
New registered office: Processiestraat 62, 8790 Waregem · Previous registered office: Schietspoelstraat 10, 8790 Waregem · Appointment: LOCQUET Marie-Claire (director) · General meeting of 13-06-2023 · Gazette deed
Incorporation
published on 01-02-2018 · Gazette deed
First establishment
Processiestraat 62, Waregem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| McLL Waregem | €23,312 | €7,180 | 24.9% | - |
| LFZO Rixensart | €21,468 | €6,759 | -12.5% | - |
| S & J PROJECTS Antwerp | €21,457 | €6,699 | -858.2% | - |
| AS IS 2 B Consult Villers-la-Ville | €25,444 | €6,417 | 82.1% | - |
| Meneer de Leeuw Ghent | €22,952 | €6,387 | 25.8% | - |
| BECKERS HOME CONSULTING Herve | €24,764 | €8,354 | -37.0% | - |
| Moksee Brussels | €26,534 | €8,081 | 96.7% | - |
These companies have the same main activity as McLL: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €21,500 and €26,500, founded between 2017 and 2018.
Official details
Source: KBO- Status
- Active since 30-01-2018Normal situation
- Activity
- Business and other management consultancyNACE 70200and 4 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2022
- Establishment unit
- 2.272.453.1478790 Waregem, since 30-01-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 02-01-2026
Insights on McLL
McLL files the micro format. That format states no turnover. The gross margin fell from €78,291 in 2018 to €7,180 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about McLL
- What is the company number of McLL?
- The company number of McLL is 0689.586.658. The VAT number is the same number with BE in front: BE 0689.586.658.
- Where is McLL based?
- The registered office is at Processiestraat 62, 8790 Waregem.Company details
- What does McLL do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of McLL?
- McLL is a private limited company (BV).
- When was McLL founded?
- McLL was founded on 30-01-2018.
- Is McLL still active?
- Yes, McLL is an active enterprise in the KBO register.
- How many employees does McLL have?
- McLL had an average of 0.3 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- Which joint committee does McLL fall under?
- In its 2022 annual accounts, McLL states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of McLL?
- The turnover in financial year 2025 is ≈ €33,000. This figure is estimated from the gross margin of €7,180 and 205 comparable companies (NACE 70200). It probably lies between €16,000 and €67,000. It is a rough estimate.
- Is McLL profitable?
- In financial year 2025, McLL made a profit of €3,273.
- Where can I find the annual accounts of McLL?
- McLL filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of McLL due?
- McLL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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