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MCL CONSTRUCT

Active
Private limited companyfounded 2025active for 1 yearRue des Etangs(Jeh) 14, 4540 Amay, BelgiumKBO/BCE: BE 1021.458.104
Summary

MCL CONSTRUCT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,295 and a net result of €13,295. Its solvency ranks better than 74% of 34,728 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Site preparation
NACE 43120
1 site
Size
€0turnover 2025
Equity
€18,295
Profit
€13,295
Financial health
88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
2025 accounts 14 days early
Why 88raises riskSize: turnover €0, total assets €26,641Founded in 2025lowers riskLiquidity: current ratio 2.80, cash €20,366Equity €18,295 (68.7% of total assets)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 84% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 94
equity 68.7% of total assets
Liquidity 87
short-term debt 31.3% · cash 76.4%
Profitability 100
return on assets 49.9%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,640 companies, NACE 43, micro)
Last 24 months 04-2026: 1.9% 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 2.3%▲ +0.4 percentage points vs 06-2026highest value 08-2026: 0.4%▼ -1.9 percentage points vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.8, above the usual 1.5; short-term debt: 31.3% and cash: 76.4% of total assets), and 31.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 75% on solvency, 84% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.80, cash €20,366
NBB · annual accounts
raises risk · Size: turnover €0, total assets €26,641
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €18,295 (68.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
14 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: LEENDERS Melvin Paul Roger…

Financials · financial year 2025, micro format

Turnover
€0
Total assets
€26,641
Net result
€13,295
Working capital
€15,058
Balance-sheet composition
Assets €26,641
Fixed assets €3,237
Current assets €23,404
Equity and liabilities €26,641
Equity €18,295
Debt €8,346
Debt finances 31.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€16,926
Cash flow
€13,405
Current ratio
2.80
Debt to equity
0.46
ROE
72.7%
ROA
49.9%
Interest coverage
over 100
Debt ≤ 1 year
€8,346
Income taxes
€3,500

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€26,641
Fixed assets21/28€3,237
Tangible fixed assets22/27€3,237
Furniture and vehicles24€3,237
Current assets29/58€23,404
Amounts receivable within one year40/41€2,668
Trade receivables40€250
Other amounts receivable41€2,418
Cash at bank and in hand54/58€20,366
Deferred charges and accrued income490/1€370
Equity and liabilities
Total equity and liabilities10/49€26,641
Equity10/15€18,295
Contributions10/11€5,000
Profit (loss) carried forward14€13,295
Amounts payable17/49€8,346
Amounts payable within one year42/48€8,346
Trade debts44€3,566
Suppliers440/4€3,566
Advances received on contracts in progress46€3,780
Taxes, remuneration and social security45€1,000
Taxes450/3€1,000
Income statement Code2025
Turnover70€0
Goods, raw materials, services and sundry goods60/61€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€110
Other operating charges640/8€109
Gross operating margin9900€17,035
Operating profit (loss)9901€16,816
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€21
Recurring financial charges65€21
Profit (loss) for the period before taxes9903€16,795
Income taxes67/77€3,500
Profit (loss) for the period9904€13,295
Profit (loss) for the period to be appropriated9905€13,295
Appropriation of the result
Profit (loss) to be appropriated9906€13,295

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€0
Goods, raw materials, services and sundry goods60/61€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€110
Other operating charges640/8€109
Gross operating margin9900€17,035
Operating profit (loss)9901€16,816
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€21
Recurring financial charges65€21
Profit (loss) for the period before taxes9903€16,795
Income taxes67/77€3,500
Profit (loss) for the period9904€13,295
Profit (loss) for the period to be appropriated9905€13,295
Line2025
Assets
Total assets20/58€26,641
Fixed assets21/28€3,237
Tangible fixed assets22/27€3,237
Furniture and vehicles24€3,237
Current assets29/58€23,404
Amounts receivable within one year40/41€2,668
Trade receivables40€250
Other amounts receivable41€2,418
Cash at bank and in hand54/58€20,366
Deferred charges and accrued income490/1€370
Equity and liabilities
Total equity and liabilities10/49€26,641
Equity10/15€18,295
Contributions10/11€5,000
Profit (loss) carried forward14€13,295
Amounts payable17/49€8,346
Amounts payable within one year42/48€8,346
Trade debts44€3,566
Suppliers440/4€3,566
Advances received on contracts in progress46€3,780
Taxes, remuneration and social security45€1,000
Taxes450/3€1,000
Line2025
Profit (loss) for the period9904€13,295
+ Depreciation and write-downs630€110
Operating cash flow (approximation)€13,405

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 17-07-2026 2026-00304910

Similar companies · same sector, comparable size

Of the 8,339 active companies whose main activity is site preparation (NACE 43120), figures are known for 3,298. 1,961 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2025
LEENDERS Melvin Paul Roger Jean
Director (not named in the articles) · since 27-03-2025
Current
Servais Cindy Sylvie Rolande
Director (not named in the articles) · since 27-03-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2025, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
LEENDERS Melvin Paul Roger Jean
  • Director (not named in the articles), from 27-03-2025 to date
Servais Cindy Sylvie Rolande
  • Director (not named in the articles), from 27-03-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 27-03-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 27-03-2025 Incorporation · €5,000 · 100 shares

Group and network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 25 March 2025, MCL CONSTRUCT was incorporated as a private limited company by two natural persons, with a starting capital of €5,000.12 Of the 2 current board members, 2 have served since 2025.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 27-03-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
17-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
27-03
Gazette deed Incorporation
Appointments: LEENDERS Melvin Paul Roger Jean (director) and Servais Cindy Sylvie Rolande (director) · Founder · Founding capital15 facts ▸
  • Founder, Servais Cindy Sylvie Rolande (comparante et fondatrice)
  • Founder, LEENDERS Melvin Paul Roger Jean (comparant et fondateur)
  • Incorporation, “MCL CONSTRUCT” (deed in French)
  • Founding capital, €5,000
  • Other provision, “plan financier, fondateurs” (deed in French)
  • Other provision, “responsabilité des fondateurs en cas de faillite, faillite dans les trois ans de sa constitution” (deed in French)
  • Other provision, “signature et conservation du plan financier, daté et paraphé par les fondateurs à l'instant” (deed in French)
  • Bank account, “Belfius, compte spécial ouvert au nom de la société en formation” (deed in French)
  • Other provision, “arrêt des statuts, II. STATUTS” (deed in French)
  • Capital
  • Registered office clause, “4540 Amay, Rue des Etangs 14” (deed in French)
  • Board rule, “administrateur”, 2 (deed in French)
  • +3 further facts in this act
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded25-03-2025
Financial year end31-12
Activities, NACEBEL 2025
43120Site preparation
41003General construction of other non-residential buildings
42211Civil engineering
42212Civil engineering
43110Demolition
43910Bricklaying and masonry work
Contact
E-mail info@mcl-construct.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:1021458104
Registered 03-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1021.458.104

Recognitions · licences · registrations

Recognised contractor

4 categories
MCL CONSTRUCT SRLapproval no. 46023
  • D1 All shell construction and roofing-in of buildingsclass 1, up to €162,000
  • G General earthworks contractsclass 1, up to €162,000
  • G2 Drainage worksclass 1, up to €162,000
  • G5 Demolitionclass 1, up to €162,000
decision 16-03-2026

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Amay · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
861 m²
Building footprint
149 m²
Building volume
710 m³
Parcel 61003A1707/00G004, Wallonia · tallest building 8.5 m. Linked by address, not a title deed.
1 establishment unit
MCL CONSTRUCT
Rue des Etangs(Jeh) 14, 4540 AmaySite preparation
since 2025unit no. 2.372.206.066
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
61003A1707/00G004 Wallonia 861 m² 1 · 149 m² 8.5 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“L'entreprise générale de construction privée et/ou publique (gros œuvre et mise sous toit, exécution totale ou partielle des travaux ou…” (deed in French)
13 activities (deed in French)
  1. L'entreprise générale de construction privée et/ou publique (gros œuvre et mise sous toit, exécution totale ou partielle des travaux ou coordination de ceux-ci lors de leur exécution par des sous-traitants) d'ouvrages de bâtiments ou de génie civil, de maisons individuelles, d'immeubles résidentiels, de bureaux, de bâtiments d’usage industriel, commercial ou agricole
  2. L'étude et la réalisation de tous travaux de construction, publics et privés, en qualité d'entrepreneur général ou en soustraitance, la conception et la construction de tous bâtiments et édifices, l'étude et la réalisation de décorations tant intérieures qu'extérieures
  3. Toutes opérations se rapportant directement ou indirectement à l'entretien, la rénovation, les travaux de réparations, la démolition d'embellissements, de renouvellement et de modernisation, et la maintenance de tous les types d'ouvrages d'art, de biens immeubles, et plus généralement toutes opérations se rapportant directement ou indirectement aux secteurs des travaux publics et privés et du bâtiment
  4. La prestation de conseils et d'assistance tant au point de vue technique qu'administratif et commercial à toutes sociétés et entreprises, pour tout ce qui concerne le secteur des biens immobiliers
  5. L'acquisition de tous terrains, la construction de tous bâtiments publics et particuliers, l'achat, la vente, la location, la division et le lotissement de tous immeubles
  6. La prise en considération de tous travaux concernant la distribution de l'eau, du gaz, de l'électricité, etc., l'établissement et l'exploitation de tous moyens de transport, ports, canaux, routes, etc.
  7. L'achat, la vente, la location, l'importation, l'exportation de tous matériaux, marchandises, appareils et outillages nécessaires aux travaux de construction, d'entretien, de maintenance, de réparation et de renouvellement des ouvrages d'art et bâtiments
  8. La réparation et l’installation de machines et d’équipements, la réparation de matériel électroniques et optiques, d’équipements électriques, et d’autres équipements, d’ordinateurs et de biens personnels et domestiques, d’équipements périphériques, d’équipements de télécommunication, de produits électroniques grand public, d’appareils électroménagers et d’équipements pour la maison et le jardin, ou d’autres biens de consommation, l’installation de machines et d’équipements industriels, de système d’alimentation de secours (groupes électrogènes)
  9. Les travaux d’installation électriques, gaz, de plomberie et autres, d’installation électrotechnique de bâtiment, d’installation de câbles et d’appareils électriques, de système de télécommunication et d’installations informatiques, de système de surveillance et d’alarme contre les effractions, d’installations électrotechniques, installation électrique de chauffage, de climatisation et de ventilation, d’enseignes lumineuses ou non, installation de système d’éclairage et de signalisation, d’antenne paraboliques ou autres et de paratonnerres
  10. Tous travaux de plafonnage, de rénovation, d’enduits de façades, le montage de cloisons sèches à base de plâtre, le nettoyage de bâtiments nouveaux et le nettoyage à la vapeur, le sablage et autres activités analogues appliquées aux parties extérieures des bâtiments
  11. Toutes activités de plafonnage, de rejointoyage de cimentage et de pose de chapes, l'enduisage et le recouvrement de supports, de murs, de sols et de plafonds par du plâtre, des plaques de plâtre, de mortier ou du ciment et la réparation de ceux-ci
  12. Tous travaux d'achèvement, de finition et de décoration, notamment la pose de carrelages, chapes, pavés, mosaïques, faïences, pierres naturelles et pierres de taille, céramiques, bétons, marbres, granits, ardoises, klinkers, planchers, etc, la réalisation de travaux de plafonnage, peinture, tapissage, cimentage, et autres enduits, etc
  13. Toutes prestations de service telles que l’activité d’intermédiaire et de conseil dans les domaines précités, le conseil en management, le bureau d’étude, l’immobilier, la gestion du bâtiment et la gestion d’immeuble (acquisition, location, construction, etc) sans toutefois que cette activité ne tombe dans le champ d’application de l’arrêté royal du six septembre mil neuf cent nonante-trois protégeant le titre professionnel et l’exercice de la profession d’agent immobilier, ainsi que toutes prestations administratives

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
MCL CONSTRUCT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
One provision in the deed

deed of 27-03-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Article 12. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
Board ruleHow the board is made up, meets and takes decisions.
“Indéterminée sauf décision contraire, personnes physiques ou morales,actionnaires ou non” (deed in French)

deed of 27-03-2025

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
One provision in the deed
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Moitié à charge cédant et moitié à charge acquéreurs proportionnellement au nombre acquis s'ils sont plusieurs, toutes cessions entre vifs à…” (deed in French)

deed of 27-03-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of May at 18:00

deed of 27-03-2025

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Formes prévues pour modifications aux statuts, 23” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“24, désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments” (deed in French)

deed of 27-03-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Compte de capitaux propres statutairement indisponible, présumés ne pas être inscrits sur ce compte indisponible” (deed in French)
Other provision: “Appels de fonds, les actions doivent être libérées à leur émission” (deed in French)
Other provision: “Droit de préférence en cas d'apport en numéraire avec émission d'actions nouvelles, organe qui procède à l'émission” (deed in French)
Other provision: “Numéraire et/ou nature notamment mise à disposition gratuite d'un logement,d'un véhicule et tout autre avantage en nature coût supporté en…” (deed in French)
Other provision: “Admission à l'assemblée générale, 17” (deed in French)
Other provision: “Séances – procès-verbaux, 18” (deed in French)
Other provision: “Délibérations, 19” (deed in French)
Other provision: “Séance tenante par l'organe d'administration, prorogation” (deed in French)
Other provision: “Répartition – réserves, 22” (deed in French)
Liquidation distribution: “Biens conservés remis pour partage dans même proportion, 25” (deed in French)
Other provision: “Communications, sommations, assignations, significations, élection de domicile” (deed in French)
Other provision: “Tribunaux du siège, compétence judiciaire” (deed in French)
Other provision: “Droit commun, 28” (deed in French)
Other provision: “Paiement des dividendes et acomptes, 29” (deed in French)
2 more provisions in the deed, see the deed of 27-03-2025

deed of 27-03-2025