MCL CONSTRUCT
ActiveSummary
MCL CONSTRUCT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,295 and a net result of €13,295. Its solvency ranks better than 74% of 34,728 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
- Equity
- €18,295
- Profit
- €13,295
- LEENDERS Melvin Paul Roger JeanDirector
- Servais Cindy Sylvie RolandeDirector
Why 88raises riskSize: turnover €0, total assets €26,641Founded in 2025lowers riskLiquidity: current ratio 2.80, cash €20,366Equity €18,295 (68.7% of total assets)Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 75% on solvency, 84% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: LEENDERS Melvin Paul Roger…
Financials · financial year 2025, micro format
Peer companies
Historical observationOf the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Turnover70 | €0 |
| Goods, raw materials, services and sundry goods60/61 | €0 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €110 |
| Other operating charges640/8 | €109 |
| Gross operating margin9900 | €17,035 |
| Operating profit (loss)9901 | €16,816 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €21 |
| Recurring financial charges65 | €21 |
| Profit (loss) for the period before taxes9903 | €16,795 |
| Income taxes67/77 | €3,500 |
| Profit (loss) for the period9904 | €13,295 |
| Profit (loss) for the period to be appropriated9905 | €13,295 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €26,641 | |
| Fixed assets21/28 | €3,237 | |
| Tangible fixed assets22/27 | €3,237 | |
| Furniture and vehicles24 | €3,237 | |
| Current assets29/58 | €23,404 | |
| Amounts receivable within one year40/41 | €2,668 | |
| Trade receivables40 | €250 | |
| Other amounts receivable41 | €2,418 | |
| Cash at bank and in hand54/58 | €20,366 | |
| Deferred charges and accrued income490/1 | €370 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €26,641 | |
| Equity10/15 | €18,295 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | €13,295 | |
| Amounts payable17/49 | €8,346 | |
| Amounts payable within one year42/48 | €8,346 | |
| Trade debts44 | €3,566 | |
| Suppliers440/4 | €3,566 | |
| Advances received on contracts in progress46 | €3,780 | |
| Taxes, remuneration and social security45 | €1,000 | |
| Taxes450/3 | €1,000 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €13,295 |
| + Depreciation and write-downs630 | €110 |
| Operating cash flow (approximation) | €13,405 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 17-07-2026 | 2026-00304910 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| LEENDERS Melvin Paul Roger Jean |
|
| Servais Cindy Sylvie Rolande |
|
Owners and capital
Capital and shareholders
- Servais Cindy Sylvie Rolande 25 shares (25%) · €1,250
- LEENDERS Melvin Paul Roger Jean 75 shares (75%) · €3,750
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 27-03-2025 Incorporation · €5,000 · 100 shares
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
27-03
Gazette deed
IncorporationAppointments: LEENDERS Melvin Paul Roger Jean (director) and Servais Cindy Sylvie Rolande (director) · Founder · Founding capital15 facts ▸
- Founder, Servais Cindy Sylvie Rolande (comparante et fondatrice)
- Founder, LEENDERS Melvin Paul Roger Jean (comparant et fondateur)
- Incorporation, “MCL CONSTRUCT” (deed in French)
- Founding capital, €5,000
- Other provision, “plan financier, fondateurs” (deed in French)
- Other provision, “responsabilité des fondateurs en cas de faillite, faillite dans les trois ans de sa constitution” (deed in French)
- Other provision, “signature et conservation du plan financier, daté et paraphé par les fondateurs à l'instant” (deed in French)
- Bank account, “Belfius, compte spécial ouvert au nom de la société en formation” (deed in French)
- Other provision, “arrêt des statuts, II. STATUTS” (deed in French)
- Capital
- Registered office clause, “4540 Amay, Rue des Etangs 14” (deed in French)
- Board rule, “administrateur”, 2 (deed in French)
- +3 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1021.458.104
Recognitions · licences · registrations
Recognised contractor
4 categories- D1 All shell construction and roofing-in of buildingsclass 1, up to €162,000
- G General earthworks contractsclass 1, up to €162,000
- G2 Drainage worksclass 1, up to €162,000
- G5 Demolitionclass 1, up to €162,000
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 61003A1707/00G004 | Wallonia | 861 m² | 1 · 149 m² | 8.5 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “L'entreprise générale de construction privée et/ou publique (gros œuvre et mise sous toit, exécution totale ou partielle des travaux ou…” (deed in French)
13 activities (deed in French)
- L'entreprise générale de construction privée et/ou publique (gros œuvre et mise sous toit, exécution totale ou partielle des travaux ou coordination de ceux-ci lors de leur exécution par des sous-traitants) d'ouvrages de bâtiments ou de génie civil, de maisons individuelles, d'immeubles résidentiels, de bureaux, de bâtiments d’usage industriel, commercial ou agricole
- L'étude et la réalisation de tous travaux de construction, publics et privés, en qualité d'entrepreneur général ou en soustraitance, la conception et la construction de tous bâtiments et édifices, l'étude et la réalisation de décorations tant intérieures qu'extérieures
- Toutes opérations se rapportant directement ou indirectement à l'entretien, la rénovation, les travaux de réparations, la démolition d'embellissements, de renouvellement et de modernisation, et la maintenance de tous les types d'ouvrages d'art, de biens immeubles, et plus généralement toutes opérations se rapportant directement ou indirectement aux secteurs des travaux publics et privés et du bâtiment
- La prestation de conseils et d'assistance tant au point de vue technique qu'administratif et commercial à toutes sociétés et entreprises, pour tout ce qui concerne le secteur des biens immobiliers
- L'acquisition de tous terrains, la construction de tous bâtiments publics et particuliers, l'achat, la vente, la location, la division et le lotissement de tous immeubles
- La prise en considération de tous travaux concernant la distribution de l'eau, du gaz, de l'électricité, etc., l'établissement et l'exploitation de tous moyens de transport, ports, canaux, routes, etc.
- L'achat, la vente, la location, l'importation, l'exportation de tous matériaux, marchandises, appareils et outillages nécessaires aux travaux de construction, d'entretien, de maintenance, de réparation et de renouvellement des ouvrages d'art et bâtiments
- La réparation et l’installation de machines et d’équipements, la réparation de matériel électroniques et optiques, d’équipements électriques, et d’autres équipements, d’ordinateurs et de biens personnels et domestiques, d’équipements périphériques, d’équipements de télécommunication, de produits électroniques grand public, d’appareils électroménagers et d’équipements pour la maison et le jardin, ou d’autres biens de consommation, l’installation de machines et d’équipements industriels, de système d’alimentation de secours (groupes électrogènes)
- Les travaux d’installation électriques, gaz, de plomberie et autres, d’installation électrotechnique de bâtiment, d’installation de câbles et d’appareils électriques, de système de télécommunication et d’installations informatiques, de système de surveillance et d’alarme contre les effractions, d’installations électrotechniques, installation électrique de chauffage, de climatisation et de ventilation, d’enseignes lumineuses ou non, installation de système d’éclairage et de signalisation, d’antenne paraboliques ou autres et de paratonnerres
- Tous travaux de plafonnage, de rénovation, d’enduits de façades, le montage de cloisons sèches à base de plâtre, le nettoyage de bâtiments nouveaux et le nettoyage à la vapeur, le sablage et autres activités analogues appliquées aux parties extérieures des bâtiments
- Toutes activités de plafonnage, de rejointoyage de cimentage et de pose de chapes, l'enduisage et le recouvrement de supports, de murs, de sols et de plafonds par du plâtre, des plaques de plâtre, de mortier ou du ciment et la réparation de ceux-ci
- Tous travaux d'achèvement, de finition et de décoration, notamment la pose de carrelages, chapes, pavés, mosaïques, faïences, pierres naturelles et pierres de taille, céramiques, bétons, marbres, granits, ardoises, klinkers, planchers, etc, la réalisation de travaux de plafonnage, peinture, tapissage, cimentage, et autres enduits, etc
- Toutes prestations de service telles que l’activité d’intermédiaire et de conseil dans les domaines précités, le conseil en management, le bureau d’étude, l’immobilier, la gestion du bâtiment et la gestion d’immeuble (acquisition, location, construction, etc) sans toutefois que cette activité ne tombe dans le champ d’application de l’arrêté royal du six septembre mil neuf cent nonante-trois protégeant le titre professionnel et l’exercice de la profession d’agent immobilier, ainsi que toutes prestations administratives
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- MCL CONSTRUCT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- One provision in the deed
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Article 12. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Indéterminée sauf décision contraire, personnes physiques ou morales,actionnaires ou non” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitié à charge cédant et moitié à charge acquéreurs proportionnellement au nombre acquis s'ils sont plusieurs, toutes cessions entre vifs à…” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of May at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Formes prévues pour modifications aux statuts, 23” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “24, désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments” (deed in French)