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MCL

Active
Private limited companyfounded 20242 yrs activeRue Sainte-Véronique 13, 4000 Liège, BelgiumKBO/BCE: BE 1008.402.397
Summary

MCL has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €91,815 and a net result of €89,815. Its solvency ranks better than 58% of 37969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2024
Axes
Profitability100
Solvency91
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.9; short-term debt: 34.2% and cash: 73.7% of total assets), and 34.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 24 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 April 2024, MCL was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€91,815
Total assets
€139,577
Net result
€89,815
Working capital
€90,815

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €139,577
Fixed assets €1,000
Current assets €138,577
Equity and liabilities €139,577
Equity €91,815
Debt €47,762
Debt finances 34.2% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
2.90
Debt to equity
0.52
ROE
97.8%
ROA
64.3%
Debt ≤ 1 year
€47,762
Income taxes
€35,926

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 31 lines
Balance sheet Code2024
Assets
Total assets20/58€139,577
Fixed assets21/28€1,000
Financial fixed assets28€1,000
Current assets29/58€138,577
Amounts receivable within one year40/41€35,659
Trade receivables40€35,659
Cash at bank and in hand54/58€102,918
Equity and liabilities
Total equity and liabilities10/49€139,577
Equity10/15€91,815
Contributions10/11€2,000
Reserves13€89,091
Distributable reserves133€89,091
Profit (loss) carried forward14€724
Amounts payable17/49€47,762
Amounts payable within one year42/48€47,762
Trade debts44€1,979
Suppliers440/4€1,979
Taxes, remuneration and social security45€45,783
Taxes450/3€45,783
Income statement Code2024
Other operating charges640/8€120
Gross operating margin9900€125,916
Operating profit (loss)9901€125,796
Financial charges65/66B€55
Recurring financial charges65€55
Profit (loss) for the period before taxes9903€125,741
Income taxes67/77€35,926
Profit (loss) for the period9904€89,815
Profit (loss) for the period to be appropriated9905€89,815
Appropriation of the result
Profit (loss) to be appropriated9906€89,815
Transfer to equity691/2€89,091
To other reserves6921€89,091

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Other operating charges640/8€120
Gross operating margin9900€125,916
Operating profit (loss)9901€125,796
Financial charges65/66B€55
Recurring financial charges65€55
Profit (loss) for the period before taxes9903€125,741
Income taxes67/77€35,926
Profit (loss) for the period9904€89,815
Profit (loss) for the period to be appropriated9905€89,815
Line2024
Assets
Total assets20/58€139,577
Fixed assets21/28€1,000
Financial fixed assets28€1,000
Current assets29/58€138,577
Amounts receivable within one year40/41€35,659
Trade receivables40€35,659
Cash at bank and in hand54/58€102,918
Equity and liabilities
Total equity and liabilities10/49€139,577
Equity10/15€91,815
Contributions10/11€2,000
Reserves13€89,091
Distributable reserves133€89,091
Profit (loss) carried forward14€724
Amounts payable17/49€47,762
Amounts payable within one year42/48€47,762
Trade debts44€1,979
Suppliers440/4€1,979
Taxes, remuneration and social security45€45,783
Taxes450/3€45,783
Line2024
Profit (loss) for the period9904€89,815
Operating cash flow (approximation)€89,815

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
145 m²
Building footprint
63 m²
Volume, LiDAR
826 m³
Parcel 62805B0315/00T009, Wallonia · tallest building 15.7 m, ±4 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
MCL
Rue Sainte-Véronique 13, 4000 LiègeOther legal services
since 20242.361.996.817
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62805B0315/00T009 Wallonia 145 m² 1 · 63 m² 15.7 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 40,481 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
69109Other legal services
82990Other business support services
Contact
E-mail frederic_lemaire@skynet.be
Phone +352621278093
E-invoicing
Reachable via Peppol
Peppol ID 0208:1008402397
Registered 05-01-2026

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.