Capify
ActiveCapify has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €247k and a net result of €133k. Its solvency ranks better than 61% of 340 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100=
Solvency100▲+7
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days only on tighter terms
Liquidity ample (current ratio 4.56 against 3.05 in 2025; short-term debt: 21.1% and cash: 83.4% of total assets), and 21.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
78.9%
Return on assets
42.5%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 08-09-2026, 53 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2026
53 d early
2025
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€247k▲ 116%
2025 · €115k
2025: €115k
2025 → 2026
Total assets
€314k▲ 86.6%
2025 · €168k
2025: €168k
2025 → 2026
Net result
€133k▲ 15.6%
2025 · €115k
2025: €115k
2025 → 2026
Working capital
€236k▲ 116%
2025 · €109k
2025: €109k
2025 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20252026Trend
Equity€115k-€247k▲ 116%
Operating result€149k-€172k▲ 15.7%
Net result€115k-€133k▲ 15.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2026; 2026 is 16% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €314k
Fixed assets
€11k▲ 106%
Current assets
€302k▲ 86.0%
Equity and liabilities €314k
Equity
€247k▲ 116%
Debt
€66k▲ 24.4%
The debt ratio falls from 31.7% to 21.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€175k▲
2025 · €150k
Cash flow
€137k▲
2025 · €117k
Solvency
78.9%▲
2025 · 68.3%
Current ratio
4.56▲
2025 · 3.05
Quick ratio
4.56▲
2025 · 3.05
Debt / equity
0.27▼
2025 · 0.46
ROE
53.9%▼
2025 · 100.6%
ROA
42.5%▼
2025 · 68.7%
Interest coverage
4338.85▲
2025 · 826.85
Debt
€66k▲
2025 · €53k
Debt ≤ 1 year
€66k▲
2025 · €53k
Income taxes
€39k▲
2025 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€168k€314k▲
Fixed assets21/28€6k€11k▲
Tangible fixed assets22/27€6k€11k▲
Plant, machinery and equipment23-€3k
Furniture and vehicles24€6k€4k▼
Other tangible fixed assets26-€5k
Current assets29/58€162k€302k▲
Amounts receivable within one year40/41€63k€39k▼
Trade receivables40€63k€39k▼
Other amounts receivable41€234-
Cash at bank and in hand54/58€97k€261k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€168k€314k▲
Equity10/15€115k€247k▲
Contributions10/11€100€100=
Reserves13€115k€247k▲
Distributable reserves133€115k€247k▲
Amounts payable17/49€53k€66k▲
Amounts payable within one year42/48€53k€66k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€49k€63k▲
Taxes450/3€49k€63k▲
Other amounts payable47/48€2k€1k▼
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€589€502▼
Non-recurring operating charges66A€190€127▼
Gross operating margin9900€151k€176k▲
Operating profit (loss)9901€149k€172k▲
Financial income75/76B€29€614▲
Recurring financial income75€29€614▲
Financial charges65/66B€182€40▼
Recurring financial charges65€182€40▼
Profit (loss) for the period before taxes9903€149k€173k▲
Income taxes67/77€33k€39k▲
Profit (loss) for the period9904€115k€133k▲
Profit (loss) for the period to be appropriated9905€115k€133k▲
Appropriation of the result
Profit (loss) to be appropriated9906€115k€133k▲
Transfer to equity691/2€115k€133k▲
To other reserves6921€115k€133k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Equity above €200kEq €247k ▲116%
2 profitable years in a row build equity to €247k.
2025
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edgard Blancquaertstraat 129030 GentGround area
1,567 m²
Building footprint
165 m²
Volume, LiDAR
904 m³
Parcel 44038A0848/00Y003, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Capify
since 20242.358.545.201
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44038A0848/00Y003 | Flanders | 1,567 m² | 1 · 165 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
648800XZ81O3MASX2B48
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 38,966 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2024
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.