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MCC INSTAL

Active
Private limited company·Algemene bouw van residentiële gebouwen· 7 yrs active
Drukpersstraat 9-11 ·1000 Brussel, Belgium
Open bankruptcy
KBO/BCE: BE 0720.525.896
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Age7 yrs

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for MCC INSTAL according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €56k and a net result of €49k.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

1 events
09-12-2025
Bankruptcy Opening
Date: 02-12-2025 · Ondernemingsrechtbank Brussel · MCC INSTAL BV DRUKPERS- STRAAT 9-11, 1000 BRUSSEL · Publications in State Gazette ↗

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 14 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
The year end is derived from 6 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 29-09-2025 60 d late 2025-00530186
31-12-2023 31-07-2024 09-10-2024 70 d late 2024-00503498
31-12-2022 31-07-2023 30-07-2023 1 d early 2023-00291125
31-12-2021 31-07-2022 04-09-2022 35 d late 2022-20417589
31-12-2020 31-07-2021 20-10-2021 81 d late 2021-72400402
31-12-2019 31-07-2020 10-09-2020 41 d late 2020-52500475

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€49k+514.6%
Working capital€43k-50.1%
Directors1

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 29-09-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20k€40kOperating result 2019: €42k€42kNet result 2019: €35k€35kOperating result 2021: €-9k€-9kNet result 2021: €34k€34kOperating result 2022: €3k€3kNet result 2022: €8k€8kOperating result 2023: €50k€50kNet result 2023: €49k€49k2019202120222023
Operating resultNet result
EBITDA
€61k
+395.9% 19-23
Net profit
€49k
+514.6% 19-23
Cash flow
€60k
+246.4% 19-23
Total assets
€103k
-5.0% 19-23
Equity
€56k
+6.8% 19-23
Working capital
€43k
-50.1% 19-23
Staff costs
€1k
- 19-23
Income taxes
€782
+567.6% 19-23
Debt
€47k
-16.1% 19-23
Debt ≤ 1y
€45k
+3190.0% 19-23
Debt > 1y
€2k
-84.5% 19-23
Current ratio
1.96
-96.9% 19-23
Quick ratio
1.96
-96.9% 19-23
Solvency
54.4%
+12.5% 19-23
Debt / equity
0.84
-21.5% 19-23
ROE
86.7%
+475.3% 19-23
ROA
47.2%
+547.2% 19-23
Interest coverage
142.34
+1031.8% 19-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€61k
Net profit€49k
Cash flow€60k
Staff costs-
Income taxes€782
Dividends-
Total assets€103k
Equity€56k
Debt€47k
of which ≤ 1y€45k
of which > 1y€2k
Working capital€43k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.96
Quick ratio1.96
Working capital ratio41.8%
Solvency54.4%
Debt / equity0.84
Long-term debt ratio0.03
Interest coverage142.34
Gross margin-
Net margin-
ROA47.2%
ROE86.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€103k
Fixed assets 21/28€15k
Tangible fixed assets 22/27€15k
Current assets 29/58€88k
Amounts receivable within one year 40/41€70k
Cash & bank 54/58€17k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€103k
Equity 10/15€56k
Contributions / capital 10/11€1k
Reserves 13€100
Accumulated profits (losses) 14€55k
Amounts payable 17/49€47k
Amounts payable after one year 17€2k
Amounts payable within one year 42/48€45k
Income statement
Gross operating margin 9900€63k
Operating result 9901€50k
Financial charges 65€427
Result before taxes 9903€49k
Income taxes 67/77€782
Net result for the period 9904€49k
Result to be appropriated 9905€49k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2023 · computed
24 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Directors

Directors & mandates

Not yet read from the acts

5 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator STEFFI VANHULLE
GROTE BAAN 68, 9120 BEVEREN- KRUIBEKE-ZWIJNDRECHT
02-12-2025 → present Belgian State Gazette

Legal Structure

NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Private limited company(610)
Incorporation09-02-2019
StatusActive
Postal code1000
First BS signal 09-12-2025
Latest BS signal 09-12-2025

Structure & network

Ownership & control

No ownership or control structure found in the sources.

For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.

1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Drukpersstraat 9-111000 Brussel

Establishment units

1 location
MCC INSTAL
Stationsstraat 26, 1930 ZaventemVervaardiging van metalen constructiewerken of gebinten voor de bouw
since 20192.286.852.303
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area4,511 m²
Buildings2
Building footprint1,074 m²
Volume (LiDAR)15,805 m³
Tallest building21.8 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23772C0086/00K000 Flanders 2,687 m² 1 · 877 m² 18.8 m · 5 fl.
21803C0268/00C002
ProtectedSite or landscape · MonumentVoormalig Hotel en bank Empain - voormalig Hotel de Knuyt de VosmaerSource ↗
Brussels 1,823 m² 1 · 197 m² 21.8 m · 6 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette
09-12-2025
Bankruptcy Opening
Date: 02-12-2025 · Ondernemingsrechtbank Brussel · MCC INSTAL BV DRUKPERS- STRAAT 9-11, 1000 BRUSSEL · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-12-09 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgisch Staatsblad · acts

1 acts
Address history · 1
02-01-2024
Registered-office move
All acts · 1 updated 2 years ago
2024
02-01-2024 Registered office moved from Zaventem to Brussels Registered-office change
  • Stationsstraat 26, 1930 Zaventem → Rue de la Presse 9-11, 1000 Brussels

Analysis

Snowflake analysis

financial profile on 5 axes
Health24Profitability100Solvency96Growth78Stability0
60 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 24
Profitability 100
Solvency 96
Growth 78
Stability 0

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AI due-diligence brief

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Algemene bouw van andere niet-residentiële gebouwen41003Ontwikkeling van residentiële bouwprojecten41101Ontwikkeling van niet-residentiële bouwprojecten41102Algemene bouw van andere niet-residentiële gebouwen41203Dakwerkzaamheden43410Dakwerkzaamheden43910Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Overige gespecialiseerde bouwwerkzaamheden43999Ontwikkeling van residentiële bouwprojecten68121Ontwikkeling van niet-residentiële bouwprojecten68122
Primary activity highlighted.
Names & trade names
Legal nameFR MCC INSTAL
Registered office
Drukpersstraat 9-11
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.