JLS INTERIEUR
ActiveThe computed 12-month bankruptcy probability of JLS INTERIEUR is 3.0% (moderate). The 2025 annual accounts show equity of €20k and a net result of €-2k. Equity is growing by ~46.1% per year across the filed fiscal years. Its solvency ranks better than 47% of 27446 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency75▲+5
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.23 in 2024), and 55.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.1%
Return on assets
-4.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
24 d late
2024
4 d early
2023
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 9.0%
2024 · €22k
2023: €2k
2024: €22k
2023 → 2025
Total assets
€45k▼ 11.1%
2024 · €51k
2023: €32k
2024: €51k
2023 → 2025
Net result
€-2k
2024 · €21k
2023: €-1k
2024: €21k
2023 → 2025
Working capital
€9k▲ 41.7%
2024 · €7k
2023: €-12k
2024: €7k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€2k-€22k▲ 1,317%€20k▼ 9.0%
Operating result€-600-€28k€244▼ 99.1%
Net result€-1k-€21k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€11k▼ 30.4%
Current assets
€35k▼ 2.7%
Equity and liabilities €45k
Equity
€20k▼ 9.0%
Debt
€25k▼ 12.8%
The debt ratio falls from 56.9% to 55.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€8k▼
2024 · €35k
Cash flow
€6k▼
2024 · €28k
Solvency
44.1%▲
2024 · 43.1%
Current ratio
1.37▲
2024 · 1.23
Quick ratio
1.29▲
2024 · 1.03
Debt / equity
1.27▼
2024 · 1.32
ROE
-9.9%▼
2024 · 96.9%
ROA
-4.3%▼
2024 · 41.7%
Interest coverage
3.72▼
2024 · 24.97
Debt
€25k▼
2024 · €29k
Debt ≤ 1 year
€25k▼
2024 · €29k
Income taxes
€132▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€45k▼
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€14k€10k▼
Plant, machinery and equipment23€11k€9k▼
Furniture and vehicles24€3k€1k▼
Financial fixed assets28€941€941=
Current assets29/58€35k€35k▼
Stocks and contracts in progress3€6k€2k▼
Stocks30/36€773€2k▲
Contracts in progress37€5k-
Amounts receivable within one year40/41€28k€22k▼
Trade receivables40€25k€14k▼
Other amounts receivable41€3k€8k▲
Cash at bank and in hand54/58€2k€475▼
Deferred charges and accrued income490/1€30€10k▲
Equity and liabilities
Total equity and liabilities10/49€51k€45k▼
Equity10/15€22k€20k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€19k€17k▼
Amounts payable17/49€29k€25k▼
Amounts payable within one year42/48€29k€25k▼
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€8k€10k▲
Suppliers440/4€8k€10k▲
Taxes, remuneration and social security45€8k€6k▼
Taxes450/3€7k€6k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€12k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€473€537▲
Gross operating margin9900€35k€8k▼
Operating profit (loss)9901€28k€244▼
Financial income75/76B€12€14▲
Recurring financial income75€12€14▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€26k€-2k▼
Income taxes67/77€5k€132▼
Profit (loss) for the period9904€21k€-2k▼
Profit (loss) for the period to be appropriated9905€21k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€17k▼
Profit (loss) brought forward from the previous period14P€-1k€19k▲
Profit to be distributed694/7€859-
Return on contributions (dividend)694€859-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €-2k ▼109%
Net result drops to €-2k, the lowest in the series.
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.23
Current ratio from 0.59 to 1.23; short-term debt falls from €30k to €29k.
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Truierbaan 493500 HasseltGround area
3.7 ha
Building footprint
1.1 ha
Volume, LiDAR
85,727 m³
Parcel 71325F0580/00C007, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JLS INTERIEUR
since 20222.339.543.691
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71325F0580/00C007 | Flanders | 3.7 ha | 1 · 1.1 ha | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,817 companies in sector 43341 we hold annual accounts for 2,639. 2,029 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2022
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
41001General construction of residential buildings
43333Wallpapering and laying of floor and wall coverings in other materials
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.