Checked.be
Active
BE 0730.861.841Private limited company
MC construct & design
Rue de la Toureille 19 ·7370 Dour, Belgium· 7 yrs active
Sector: Other building finishing work
(43350)
Conclusion
The computed 12-month bankruptcy probability of MC construct & design is 3.1% (moderate). The 2024 annual accounts show equity of €54k and a net result of €-38k. Its solvency ranks better than 21% of 11123 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €54k |
| Net result | €-38k |
| Better than sector | 21% |
| Active | 7 yrs |
Financial profile
30
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
2
Profitability
0
Solvency
18
Growth
32
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
2
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 07-10-2025 with the NBB · fiscal year 2024 · micro schema
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 15.7% | 40.8% | |
| Net result | €-38k | €11k | |
| Equity | €54k | €34k | |
| Gross operating margin | €32k | €35k | |
| Staff costs | €40k | €24k |
€-10k
-
23-24
€-38k
-
23-24
€-19k
-
23-24
€344k
+32.3%
23-24
€54k
-41.5%
23-24
€-37k
-
23-24
€40k
-11.3%
23-24
€1k
-
23-24
€290k
+73.0%
23-24
€253k
+103.5%
23-24
€37k
-14.6%
23-24
0.85
-27.3%
23-24
0.26
-76.8%
23-24
15.7%
-55.8%
23-24
5.37
+195.7%
23-24
-70.9%
-
23-24
-11.1%
-
23-24
-1.14
-
23-24
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €-10k |
| Net profit | €-38k |
| Cash flow | €-19k |
| Staff costs | €40k |
| Income taxes | - |
| Dividends | - |
| Total assets | €344k |
| Equity | €54k |
| Debt | €290k |
| of which ≤ 1y | €253k |
| of which > 1y | €37k |
| Working capital | €-37k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.85 |
| Quick ratio | 0.26 |
| Working capital ratio | -10.8% |
| Solvency | 15.7% |
| Debt / equity | 5.37 |
| Long-term debt ratio | 0.68 |
| Interest coverage | -1.14 |
| Gross margin | - |
| Net margin | - |
| ROA | -11.1% |
| ROE | -70.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €344k |
| Fixed assets | 21/28 | €128k |
| Tangible fixed assets | 22/27 | €128k |
| Current assets | 29/58 | €216k |
| Stocks & contracts in progress | 3 | €151k |
| Amounts receivable within one year | 40/41 | €56k |
| Cash & bank | 54/58 | €1k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €344k |
| Equity | 10/15 | €54k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €44k |
| Amounts payable | 17/49 | €290k |
| Amounts payable after one year | 17 | €37k |
| Amounts payable within one year | 42/48 | €253k |
| Trade debts payable within one year | 44 | €20k |
| Income statement | ||
| Gross operating margin | 9900 | €32k |
| Operating result | 9901 | €-29k |
| Financial charges | 65 | €9k |
| Result before taxes | 9903 | €-38k |
| Net result for the period | 9904 | €-38k |
| Result to be appropriated | 9905 | €-38k |
Legal Structure
| NACE primary | Other building finishing work(43350) |
| Legal form | Private limited company(610) |
| Incorporation | 19-07-2019 |
| Status | Active |
| Postal code | 7370 |
Establishment units
Rue du Peuple 26, 7370 Dour
since 20192.292.681.310
Real-estate footprint
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53020A0821/00K000 | Wallonia | 1,616 m² | - | - |
| 53020B0700/00L002 | Wallonia | 81 m² | 1 · 86 m² | 10.7 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
17-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 48 days late
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 98 days late
28-09
State Gazette act
Registered-office change
2022
07-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 99 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
State Gazette actNBB filing
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Address history · 1
28-09-2023
Registered-office move
All acts · 1
updated 2 years ago
2023
28-09-2023 Registered office moved within Dour
- Rue du peuple 26, 7370 Dour → Rue de la Toureille 19, 7370 Dour
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Rue de la Toureille 19, 7370 Dour",
"city": "Dour",
"region": "waals_gewest",
"street": "Rue de la Toureille",
"country": "BE",
"postcode": "7370",
"box_number": null,
"street_number": "19",
"locality_suffix": null
},
"old_address": {
"raw": "Rue du peuple 26, 7370 Dour",
"city": "Dour",
"region": "waals_gewest",
"street": "Rue du peuple",
"country": "BE",
"postcode": "7370",
"box_number": null,
"street_number": "26",
"locality_suffix": null
},
"effective_date": "2023-05-02",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale du 02/05/2023 acte le changement d\u0027adresse vers Rue de la Toureille 19, 7370 Dour.",
"region_changed": false,
"is_statute_change": false,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": null,
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2023-09-28",
"filing_date": "2023-09-19",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "algemene_vergadering",
"date": "2023-05-02",
"unanimous": null
},
"subject_company": {
"kbo": "0730.861.841",
"name_full": "MC construct",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Camarut Mihai",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur g\u00E9rant"
},
"co_filed_documents": []
}Credit advice
Company registry (CBE)
Activities
Other building finishing work43350Specialised construction activities43130Specialised construction activities43992Other building cleaning and industrial cleaning81220
Names & trade names
| Legal nameFR | MC construct & design |
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