MC Construct
ActiveSummary
MC Construct has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €384,505 and a net result of €381. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability69▼-17
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 17.08 against 10.31 in 2023; short-term debt: 5.4% and cash: 69.2% of total assets), and 5.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
60 d late
2022
57 d late
2021
121 d late
2020
61 d late
2019
38 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2024, micro schema
In the rankings
#7 company by equity in Rixensart, Construction sector
Equity
€384,505▲ 0.1%
2023 · €384,124
Total assets
€406,935▼ 3.1%
2023 · €420,018
Net result
€381▼ 99.3%
2023 · €57,739
Working capital
€352,228▲ 5.4%
2023 · €334,188
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€60,901▲ 40.3%-€25,292€92,671€78,819▼ 14.9%€645▼ 99.2%
Net result€44,111▲ 48.8%-€25,394€74,687€57,739▼ 22.7%€381▼ 99.3%
Equity€277,092▲ 18.9%€251,698▼ 9.2%€326,385▲ 29.7%€384,124▲ 17.7%€384,505▲ 0.1%
Total assets€300,520▲ 10.5%€278,140▼ 7.4%€372,689▲ 34.0%€420,018▲ 12.7%€406,935▼ 3.1%
Debt€23,428▼ 39.9%€26,442▲ 12.9%€46,304▲ 75.1%€35,894▼ 22.5%€22,431▼ 37.5%
Working capital€251,391▲ 9.1%€231,860▼ 7.8%€300,810▲ 29.7%€334,188▲ 11.1%€352,228▲ 5.4%
Staff (FTE)0.11▲ 900%1=1=1=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 99% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €406,935
Fixed assets
€32,799 ▼ 34.3%
Current assets
€374,136 ▲ 1.1%
Equity and liabilities €406,935
Equity
€384,505 ▲ 0.1%
Debt
€22,431 ▼ 37.5%
Debt's share of the balance-sheet total falls from 8.5% to 5.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17,782▼
2023 · €92,325
Cash flow
€17,518▼
2023 · €71,245
Current ratio
17.08▲
2023 · 10.31
Debt to equity
0.06▼
2023 · 0.09
ROE
0.1%▼
2023 · 15.0%
ROA
0.1%▼
2023 · 13.7%
Interest coverage
83.35▼
2023 · 447.12
Debt ≤ 1 year
€21,908▼
2023 · €35,894
Income taxes
€162▼
2023 · €20,948
Staff costs
€16,939▲
2023 · €16,397
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €14,205 | €14,549 | €16,397 | €16,939 | ▲ 3.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,168 | €6,114 | €7,677 | €13,506 | €17,137 | ▲ 26.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | -€9,256 | - | - |
| Other operating charges640/8 | - | €1,505 | €889 | €1,205 | €598 | ▼ 50.4% |
| Gross operating margin9900 | €60,613 | -€3,469 | €115,786 | €100,671 | €35,319 | ▼ 64.9% |
| Operating profit (loss)9901 | €60,901 | -€25,292 | €92,671 | €78,819 | €645 | ▼ 99.2% |
| Financial income75/76B | - | €91 | €2,194 | €74 | €111 | ▲ 49.2% |
| Recurring financial income75 | €4 | €91 | €2,194 | €74 | €111 | ▲ 49.2% |
| Financial charges65/66B | - | €192 | €231 | €206 | €213 | ▲ 3.3% |
| Recurring financial charges65 | €205 | €192 | €231 | €206 | €213 | ▲ 3.3% |
| Profit (loss) for the period before taxes9903 | €60,701 | -€25,394 | €94,635 | €78,687 | €542 | ▼ 99.3% |
| Income taxes67/77 | €16,589 | - | €19,948 | €20,948 | €162 | ▼ 99.2% |
| Profit (loss) for the period9904 | €44,111 | -€25,394 | €74,687 | €57,739 | €381 | ▼ 99.3% |
| Profit (loss) for the period to be appropriated9905 | €44,111 | -€25,394 | €74,687 | €57,739 | €381 | ▼ 99.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €300,520 | €278,140 | €372,689 | €420,018 | €406,935 | ▼ 3.1% |
| Fixed assets21/28 | €25,700 | €19,838 | €25,575 | €49,936 | €32,799 | ▼ 34.3% |
| Tangible fixed assets22/27 | €25,700 | €19,838 | €25,575 | €49,936 | €32,799 | ▼ 34.3% |
| Plant, machinery and equipment23 | - | - | €580 | €437 | €293 | ▼ 32.9% |
| Furniture and vehicles24 | - | €19,838 | €24,995 | €49,500 | €32,507 | ▼ 34.3% |
| Current assets29/58 | €274,819 | €258,302 | €347,114 | €370,082 | €374,136 | ▲ 1.1% |
| Amounts receivable within one year40/41 | €50,777 | €84,217 | €126,522 | €76,455 | €88,983 | ▲ 16.4% |
| Trade receivables40 | - | €58,149 | €100,016 | €73,984 | €72,571 | ▼ 1.9% |
| Other amounts receivable41 | - | €26,068 | €26,507 | €2,471 | €16,411 | ▲ 564% |
| Cash at bank and in hand54/58 | €204,644 | €156,623 | €210,177 | €283,338 | €281,472 | ▼ 0.7% |
| Deferred charges and accrued income490/1 | - | €17,462 | €10,415 | €10,288 | €3,681 | ▼ 64.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €300,520 | €278,140 | €372,689 | €420,018 | €406,935 | ▼ 3.1% |
| Equity10/15 | €277,092 | €251,698 | €326,385 | €384,124 | €384,505 | ▲ 0.1% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €270,892 | €245,498 | €320,185 | €377,924 | €378,305 | ▲ 0.1% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | €35,750 | €35,750 | €35,750 | €35,750 | = |
| Distributable reserves133 | - | €207,888 | €282,575 | €340,314 | €340,695 | ▲ 0.1% |
| Amounts payable17/49 | €23,428 | €26,442 | €46,304 | €35,894 | €22,431 | ▼ 37.5% |
| Amounts payable within one year42/48 | €23,428 | €26,442 | €46,304 | €35,894 | €21,908 | ▼ 39.0% |
| Trade debts44 | €2,406 | €11,843 | €9,737 | €6,800 | €9,175 | ▲ 34.9% |
| Suppliers440/4 | - | €11,843 | €9,737 | €6,800 | €9,175 | ▲ 34.9% |
| Taxes, remuneration and social security45 | - | €8,298 | €30,618 | €26,230 | €9,782 | ▼ 62.7% |
| Taxes450/3 | - | €1,711 | €11,607 | €18,884 | €2,284 | ▼ 87.9% |
| Remuneration and social security454/9 | - | €6,587 | €19,011 | €7,345 | €7,498 | ▲ 2.1% |
| Other amounts payable47/48 | - | €6,301 | €5,949 | €2,865 | €2,950 | ▲ 3.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | €523 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,111 | -€25,394 | €74,687 | €57,739 | €381 | ▼ 99.3% |
| + Depreciation and write-downs630 | €2,168 | €6,114 | €7,677 | €13,506 | €17,137 | ▲ 26.9% |
| Operating cash flow (approximation) | €46,280 | -€19,280 | €82,364 | €71,245 | €17,518 | ▼ 75.4% |
| Investment in fixed assets (approximation) | - | -€251 | -€13,413 | -€37,867 | €0 | ▲ 100% |
| Change in cash | - | -€48,021 | €53,554 | €73,161 | -€1,866 | ▼ 103% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
31-12
Financial
Back to profitnet €74,687
Net result €74,687 after one loss-making year.
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 121 days late
2021
31-12
Financial
Weakest financial yearnet -€25,394
Net result drops to -€25,394, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 54 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2009
Ground area
382 m²
Building footprint
93 m²
Volume, LiDAR
609 m³
Parcel 25033C0543/00_000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
MC Construct
since 20092.180.042.237
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033C0543/00_000 | Wallonia | 382 m² | 1 · 93 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 10,200 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-07-2009
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41003General construction of other non-residential buildings
43350Other building finishing work
Scores and ratios are computed by Checked and are not a credit decision.