MBT-HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €3.58M and a net result of €-19k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 46% of 6156 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
29 d late
2022
31 d late
2021
26 d late
2020
27 d late
2019
28 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€3.58M▼ 0.5%
2023 · €3.60M
2018: €2.35M
2019: €3.30M
2020: €3.42M
2021: €3.53M
2022: €3.45M
2023: €3.60M
2018 → 2024
Net result
€-19k
2023 · €146k
2018: €-1.23M
2019: €949k
2020: €125k
2021: €105k
2022: €-71k
2023: €146k
2018 → 2024
Total assets
€7.41M▼ 0.2%
2023 · €7.42M
2018: €6.99M
2019: €7.39M
2020: €7.36M
2021: €7.86M
2022: €7.53M
2023: €7.42M
2018 → 2024
Solvency
48.4%▼ 0.2pp
2023 · 48.6%
2018: 33.6%
2019: 44.6%
2020: 46.5%
2021: 44.8%
2022: 45.9%
2023: 48.6%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€3.42M-€3.53M▲ 3.1%€3.45M▼ 2.0%€3.60M▲ 4.2%€3.58M▼ 0.5%
Operating result€-634-€-28k▼ 4,393%€-128k▼ 351%€-12k▲ 90.7%€-7k▲ 43.5%
Net result€125k-€105k▼ 16.7%€-71k€146k€-19k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2024 against €12k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7.41M
Fixed assets
€6.79M▼ 3.4%
Current assets
€610k▲ 59.0%
Equity and liabilities €7.41M
Equity
€3.58M▼ 0.5%
Debt
€3.82M▲ 0.2%
The debt ratio rises from 51.4% to 51.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
48.4%▼
2023 · 48.6%
ROE
-0.5%▼
2023 · 4.1%
ROA
-0.3%▼
2023 · 2.0%
Debt
€3.82M▲
2023 · €3.82M
Debt ≤ 1 year
€1k▼
2023 · €6k
Debt > 1 year
€3.82M▲
2023 · €3.80M
A ratio outside any meaningful range has been withheld (balance sheet total €7.41M, equity €3.58M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€7.42M€7.41M▼
Fixed assets21/28€7.03M€6.79M▼
Financial fixed assets28€7.03M€6.79M▼
Current assets29/58€384k€610k▲
Amounts receivable after more than one year29€338k€334k▼
Other amounts receivable291€338k€334k▼
Stocks and contracts in progress3-€273k
Stocks30/36-€273k
Amounts receivable within one year40/41€43k€3k▼
Trade receivables40-€3k
Other amounts receivable41€43k€0▼
Cash at bank and in hand54/58€3k€11▼
Equity and liabilities
Total equity and liabilities10/49€7.42M€7.41M▼
Equity10/15€3.60M€3.58M▼
Contributions10/11€2.98M€2.98M=
Capital10€2.98M€2.98M=
Issued capital100€2.98M€2.98M=
Reserves13€300k€300k=
Non-distributable reserves130/1€298k€298k=
Legal reserve130€298k€298k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€327k€307k▼
Amounts payable17/49€3.82M€3.82M▲
Amounts payable after more than one year17€3.80M€3.82M▲
Other amounts payable178/9€3.80M€3.82M▲
Amounts payable within one year42/48€6k€1k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€1k€998▼
Suppliers440/4€1k€998▼
Other amounts payable47/48€5k€500▼
Accrued charges and deferred income492/3€10k€4k▼
Income statement
Code20232024
Other operating charges640/8€3k€108▼
Gross operating margin9900€-9k€-7k▲
Operating profit (loss)9901€-12k€-7k▲
Financial income75/76B€253k€948▼
Recurring financial income75€253k€948▼
Financial charges65/66B€94k€13k▼
Recurring financial charges65€21k€13k▼
Non-recurring financial charges66B€73k€0▼
Profit (loss) for the period before taxes9903€146k€-19k▼
Profit (loss) for the period9904€146k€-19k▼
Profit (loss) for the period to be appropriated9905€146k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€327k€307k▼
Profit (loss) brought forward from the previous period14P€180k€327k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity times 6current ratio 407.50
Current ratio from 68.59 to 407.50; short-term debt falls from €6k to €1k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Back to profitnet €146k
Net result €146k after one loss-making year.
31-12
Financial
Liquidity times 58current ratio 68.59
Current ratio from 1.19 to 68.59; short-term debt falls from €355k to €6k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-12
Financial
Liquidity times 8current ratio 2.22
Current ratio from 0.27 to 2.22; short-term debt falls from €1.09M to €350k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €949k
Net result €949k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keiberg(H) 108551 ZwevegemGround area
6,882 m²
Building footprint
877 m²
Volume, LiDAR
4,468 m³
Parcel 34014B1018/00F000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MBT-HOLDING
since 20062.367.202.549
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34014B1018/00F000 | Flanders | 6,882 m² | 1 · 876 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,759. 9,158 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-02-2006
Fiscal year end31-12
Activities, NACEBEL
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.