“MBS HOLDING”
ActiveThe computed 12-month bankruptcy probability of “MBS HOLDING” is 1.8% (moderate). The 2025 annual accounts show equity of €27k and a net result of €-9k. Equity is growing by ~28.8% per year across the filed fiscal years. Its solvency ranks better than 77% of 13270 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-31
Solvency87▲+27
Growth61▼-17
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 1.53 in 2024; short-term debt: 38.1% and cash: 0.7% of total assets), and 38.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.9%
Return on assets
-20%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-9k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
31 d late
2023
2 d early
2022
35 d early
2021
2 d early
2020
1 d early
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€81k▲ 13.5%
2018 · €71k
2018: €71k
2018 → 2019
EBIT margin
65.3%▲ 68.0pp
2018 · -2.7%
2018: -2.7%
2018 → 2019
Net result
€-9k▼ 232%
2024 · €-3k
2018: €-3k
2019: €50k
2020: €2k
2021: €4k
2022: €22k
2023: €7k
2024: €-3k
2018 → 2025
Working capital
€27k▼ 24.4%
2024 · €35k
2018: €-48k
2019: €2k
2020: €4k
2021: €9k
2022: €31k
2023: €38k
2024: €35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€31k▲ 252%€38k▲ 22.7%€35k▼ 6.8%€27k▼ 24.4%
Operating result€6k-€30k▲ 394%€10k▼ 68.3%€-3k€-8k▼ 232%
Net result€4k-€22k▲ 396%€7k▼ 68.3%€-3k€-9k▼ 232%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €3k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€75=
Current assets
€43k▼ 57.4%
Equity and liabilities €43k
Equity
€27k▼ 24.4%
Debt
€16k▼ 75.0%
The debt ratio falls from 65.1% to 38.1%. Equity and debt are lower.
Key figures and ratios
Solvency
61.9%▲
2024 · 34.9%
Current ratio
2.62▲
2024 · 1.53
Quick ratio
2.62▲
2024 · 0.91
Debt / equity
0.62▼
2024 · 1.87
ROE
-32.3%▼
2024 · -7.3%
ROA
-20.0%▼
2024 · -2.6%
Debt
€16k▼
2024 · €66k
Debt ≤ 1 year
€16k▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€43k▼
Fixed assets21/28€75€75=
Financial fixed assets28€75€75=
Current assets29/58€101k€43k▼
Stocks and contracts in progress3€41k-
Stocks30/36€41k-
Amounts receivable within one year40/41€58k€43k▼
Trade receivables40€52k€42k▼
Other amounts receivable41€5k€671▼
Cash at bank and in hand54/58€2k€288▼
Equity and liabilities
Total equity and liabilities10/49€101k€43k▼
Equity10/15€35k€27k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€15k€6k▼
Amounts payable17/49€66k€16k▼
Amounts payable within one year42/48€66k€16k▼
Trade debts44€24k€4k▼
Suppliers440/4€24k€4k▼
Advances received on contracts in progress46€29k€5k▼
Taxes, remuneration and social security45€6k-
Taxes450/3€6k-
Other amounts payable47/48€6k€7k▲
Income statement
Code20242025
Other operating charges640/8€387€2k▲
Gross operating margin9900€-2k€-6k▼
Operating profit (loss)9901€-3k€-8k▼
Financial charges65/66B€29€158▲
Recurring financial charges65€29€158▲
Profit (loss) for the period before taxes9903€-3k€-9k▼
Income taxes67/77€17-
Profit (loss) for the period9904€-3k€-9k▼
Profit (loss) for the period to be appropriated9905€-3k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€6k▼
Profit (loss) brought forward from the previous period14P€18k€15k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 1.04
Current ratio from 0.17 to 1.04; short-term debt falls from €58k to €57k.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 50 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue P.J. Boulet 74682 OupeyeGround area
871 m²
Building footprint
103 m²
Parcel 62052A0708/00R000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue P.J. Boulet 7, 4682 Oupeye
since 20092.175.795.023
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62052A0708/00R000 | Wallonia | 871 m² | 1 · 103 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,328 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2009
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.