GOURM-ET
ActiveSummary
The computed 12-month bankruptcy probability of GOURM-ET is 4.7% (elevated). The 2025 annual accounts show negative equity (-€105,537) and a net result of -€28,106. Equity is shrinking by ~18% per year across the filed fiscal years. Its solvency ranks better than 5% of 3787 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2022
Profitability0=
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
4.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.31 against 0.41 in 2022; short-term debt: 259.2% and cash: 0.9% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-241.6%
Return on assets
-64.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
181920212225
2018 to 2025 · latest year -€105,537
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2022
92 d late
2021
114 d late
2020
231 d late
2019
147 d late
2018
61 d late
2017
22 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 100 days after the deadline; the sector median for financial year 2022 is 16 days after the deadline, and 56% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 November (4 of the last 5 filed years within 83 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€105,537▼ 40.9%
2022 · -€74,907
Total assets
€43,682▲ 15.7%
2022 · €37,769
Net result
-€28,106▼ 55.4%
2022 · -€18,084
Working capital
-€78,426▼ 66.0%
2022 · -€47,243
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222025
Operating result€447-€23,315€451-€17,978-€27,980-
Net result€309-€23,469below the sector's middle half€298within the sector's middle half-€18,084below the sector's middle half-€28,106below the sector's middle half-
Equity-€33,652▲ 0.9%-€57,121below the sector's middle half▼ 69.7%-€56,822below the sector's middle half▲ 0.5%-€74,907below the sector's middle half▼ 31.8%-€105,537below the sector's middle half-
Total assets€42,829▲ 145%€40,733within the sector's middle half▼ 4.9%€14,022below the sector's middle half▼ 65.6%€37,769below the sector's middle half▲ 169%€43,682below the sector's middle half-
Debt€76,480▲ 48.7%€97,854▲ 27.9%€70,844▼ 27.6%€112,676▲ 59.0%€149,219-
Working capital€5,347▲ 16.1%-€10,739within the sector's middle half-€29,158below the sector's middle half▼ 172%-€47,243below the sector's middle half▼ 62.0%-€78,426below the sector's middle half-
Solvency-78.6%▲ 116.0pp-140.2%below the sector's middle half▼ 61.7pp-405.2%below the sector's middle half▼ 265.0pp-198.3%below the sector's middle half▲ 206.9pp-241.6%below the sector's middle half-
Current ratio1.17▼ 0.730.77within the sector's middle half▼ 0.400.23below the sector's middle half▼ 0.540.41below the sector's middle half▲ 0.180.31below the sector's middle half-
Return on assets (ROA)0.7%▲ 131.0pp-57.6%below the sector's middle half▼ 58.3pp2.1%within the sector's middle half▲ 59.7pp-47.9%below the sector's middle half▼ 50.0pp-64.3%below the sector's middle half-
Staff (FTE)1.1
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is -€27,980 in 2025, compared with -€17,978 in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2022 as the grey bar beneath
Assets €43,682
Fixed assets
€8,903 ▲ 69.6%
Current assets
€34,779 ▲ 6.9%
Key figures and ratios
Debt to equity
-1.41▲
2022 · -1.50
Debt ≤ 1 year
€113,205▲
2022 · €79,762
Debt > 1 year
€36,014▲
2022 · €32,914
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
8.1%
stopped otherwise
85%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 4.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,260 | €1,260 | - | - | - | - |
| Other operating charges640/8 | - | - | €978 | €150 | €4 | - |
| Non-recurring operating charges66A | - | - | - | - | €16,000 | - |
| Gross operating margin9900 | €2,361 | -€21,958 | €1,429 | -€17,828 | -€11,976 | - |
| Operating profit (loss)9901 | €447 | -€23,315 | €451 | -€17,978 | -€27,980 | - |
| Recurring financial income75 | - | €0 | - | - | - | - |
| Financial charges65/66B | - | - | €153 | €106 | €126 | - |
| Recurring financial charges65 | €138 | €154 | €153 | €106 | €126 | - |
| Profit (loss) for the period before taxes9903 | €309 | -€23,469 | €298 | -€18,084 | -€28,106 | - |
| Profit (loss) for the period9904 | €309 | -€23,469 | €298 | -€18,084 | -€28,106 | - |
| Profit (loss) for the period to be appropriated9905 | €309 | -€23,469 | €298 | -€18,084 | -€28,106 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €42,829 | €40,733 | €14,022 | €37,769 | €43,682 | - |
| Fixed assets21/28 | €6,510 | €5,250 | €5,250 | €5,250 | €8,903 | - |
| Tangible fixed assets22/27 | €1,260 | - | €0 | - | €8,903 | - |
| Plant, machinery and equipment23 | - | - | €0 | - | €8,903 | - |
| Furniture and vehicles24 | - | - | €0 | - | - | - |
| Financial fixed assets28 | €5,250 | €5,250 | €5,250 | €5,250 | - | - |
| Current assets29/58 | €36,319 | €35,483 | €8,772 | €32,519 | €34,779 | - |
| Stocks and contracts in progress3 | €2,729 | €1,477 | - | - | - | - |
| Amounts receivable within one year40/41 | €25,805 | €26,926 | €172 | €28,032 | €34,368 | - |
| Trade receivables40 | - | - | - | €27,858 | €27,857 | - |
| Other amounts receivable41 | - | - | €172 | €174 | €6,511 | - |
| Cash at bank and in hand54/58 | €7,785 | €7,080 | €8,600 | €2,220 | €411 | - |
| Deferred charges and accrued income490/1 | - | - | - | €2,267 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €42,829 | €40,733 | €14,022 | €37,769 | €43,682 | - |
| Equity10/15 | -€33,652 | -€57,121 | -€56,822 | -€74,907 | -€105,537 | - |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | - |
| Reserves13 | €24,001 | €24,001 | €24,001 | €24,001 | €24,001 | - |
| Non-distributable reserves130/1 | - | - | €1,325 | €1,325 | €1,325 | - |
| Reserves not available under the articles1311 | - | - | - | €1,325 | - | - |
| Other1319 | - | - | €1,325 | - | €1,325 | - |
| Distributable reserves133 | - | - | €22,676 | €22,676 | €22,676 | - |
| Profit (loss) carried forward14 | -€76,253 | -€99,722 | -€99,423 | -€117,508 | -€148,138 | - |
| Amounts payable17/49 | €76,480 | €97,854 | €70,844 | €112,676 | €149,219 | - |
| Amounts payable after more than one year17 | €45,508 | €51,632 | €32,914 | €32,914 | €36,014 | - |
| Financial debts170/4 | - | - | €32,914 | €32,914 | €36,014 | - |
| Amounts payable within one year42/48 | €30,972 | €46,222 | €37,930 | €79,762 | €113,205 | - |
| Trade debts44 | €2,359 | €11,322 | €37,930 | €37,312 | €51,427 | - |
| Suppliers440/4 | - | - | €37,930 | €37,312 | €51,427 | - |
| Advances received on contracts in progress46 | - | - | - | €31,200 | €55,200 | - |
| Taxes, remuneration and social security45 | - | - | - | €11,250 | €6,578 | - |
| Taxes450/3 | - | - | - | - | €28 | - |
| Remuneration and social security454/9 | - | - | - | €11,250 | €6,550 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €309 | -€23,469 | €298 | -€18,084 | -€28,106 | - |
| + Depreciation and write-downs630 | €1,260 | €1,260 | - | - | - | - |
| Operating cash flow (approximation) | €1,569 | -€22,209 | €298 | -€18,084 | -€28,106 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - | - |
| Change in cash | - | -€705 | €1,520 | -€6,380 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet -€28,106
Net result drops to -€28,106, the lowest in the series.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 114 days late
19-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 231 days late
2021
31-12
Financial
Back to profitnet €298
Net result €298 after one loss-making year.
2020
25-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 147 days late
2019
31-12
Financial
Back to profitnet €309
Net result €309 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
2015
27-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2023
Ground area
83 m²
Building footprint
83 m²
Volume, LiDAR
1,089 m³
Parcel 21906D0371/00B000, Brussels · tallest building 15.8 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Haachtsesteenweg 108, 1030 Schaarbeek
since 20232.360.726.018
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0371/00B000 | Brussels | 83 m² | 1 · 83 m² | 15.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.360.726.018
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Of 20,509 companies in sector 56111 we hold annual accounts for 11,467. 7,788 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-10-2008
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0807009712
Also
9925:BE0807009712
Registered
15-05-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.