Checked.be
Active
BE 0876.335.513Private limited company
MBM CONSULT
Rue de l'Abbaye St. Feuillien(R) 4 ·7070 Le Roeulx, Belgium· 20 yrs active
Sector: Agents specialised in the wholesale of other particular products
(46180)
Conclusion
MBM CONSULT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €372k and a net result of €-18k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 15880 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €372k |
| Net result | €-18k |
| Better than sector | 95% |
| Active | 20 yrs |
Financial profile
58
/ 100
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
37
Profitability
0
Solvency
100
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2005, 20 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
37
/ 100
Weak
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€14k
estimate, not credit advice
Score history
75
2021
78
2022
53
2023
37
2024
purely financial, excl. current insolvency signals
Score components
Profitability
Negatieve ROE -5%
-10
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 22-02-2025 with the NBB · fiscal year 2024 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~4.3%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 100.0% | 39.5% | |
| Net result | €-18k | €5k | |
| Equity | €372k | €56k | |
| Gross operating margin | €-18k | €26k | |
| Total assets | €372k | €175k |
€130k
-
21-24
€-18k
-
21-24
€171k
-
21-24
€372k
-4.6%
21-24
€372k
-4.6%
21-24
€369k
+9.8%
21-24
€-2k
-
21-24
€20k
+23.5%
21-24
€20k
+23.5%
21-24
19.65
-10.6%
21-24
19.65
-10.6%
21-24
100.0%
0.0%
21-24
0.05
-
21-24
-4.8%
-
21-24
-4.8%
-
21-24
Figures by fiscal year and ratios
Change versus the prior fiscal year, coloured by direction (green = favourable).
| Fiscal year | 2024 Δ | 2023 Δ | 2022 Δ | 2021 Δ |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | - | - | - | - |
| Net profit | - | -39.4% | -80.1% | - |
| Cash flow | - | - | - | - |
| Staff costs | - | - | - | - |
| Income taxes | - | -44.5% | -54.5% | - |
| Dividends | - | - | - | - |
| Total assets | -4.6% | 0.0% | +10.4% | - |
| Equity | -4.6% | +5.4% | +9.8% | - |
| Debt | - | - | +23.5% | - |
| of which ≤ 1y | - | - | +23.5% | - |
| of which > 1y | - | - | - | - |
| Working capital | - | - | +9.8% | - |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Current ratio | - | - | 19.65 | 21.98 |
| Quick ratio | - | - | 19.65 | 21.98 |
| Working capital ratio | - | - | 94.5% | 95.0% |
| Solvency | 100.0% | 100.0% | 94.9% | 95.5% |
| Debt / equity | - | - | 0.05 | - |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | - | - | - | - |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | -4.8% | 5.1% | 8.4% | 46.9% |
| ROE | -4.8% | 5.1% | 8.9% | 49.1% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €372k | €390k | €390k | €353k |
| Fixed assets | 21/28 | €2k | €2k | €2k | €2k |
| Financial fixed assets | 28 | €2k | €2k | €2k | €2k |
| Current assets | 29/58 | €371k | €388k | €388k | €352k |
| Amounts receivable within one year | 40/41 | €78k | €99k | €97k | €88k |
| Investments | 50/53 | €225k | €245k | €229k | €235k |
| Cash & bank | 54/58 | €67k | €43k | €61k | €27k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €372k | €390k | €390k | €353k |
| Equity | 10/15 | €372k | €390k | €370k | €337k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | - |
| Reserves | 13 | €289k | €289k | €270k | €240k |
| Accumulated profits (losses) | 14 | €77k | €95k | €94k | €91k |
| Amounts payable | 17/49 | - | - | €20k | €16k |
| Amounts payable within one year | 42/48 | - | - | €20k | €16k |
| Trade debts payable within one year | 44 | - | - | €462 | €207 |
| Income statement | |||||
| Gross operating margin | 9900 | €-18k | €31k | €58k | €130k |
| Operating result | 9901 | €-19k | €30k | €52k | €125k |
| Financial income | 75 | €17 | €129 | €50 | €2k |
| Financial charges | 65 | €356 | €254 | €229 | €136 |
| Result before taxes | 9903 | €-20k | €30k | €52k | €127k |
| Income taxes | 67/77 | €-2k | €10k | €19k | €41k |
| Net result for the period | 9904 | €-18k | €20k | €33k | €86k |
| Result to be appropriated | 9905 | €-18k | €20k | €33k | €86k |
Legal Structure
| NACE primary | Agents specialised in the wholesale of other particular products(46180) |
| Legal form | Private limited company(610) |
| Incorporation | 29-09-2005 |
| Status | Active |
| Postal code | 7070 |
Updates
2025
22-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
30-06
Financial
Weakest financial yearnet €-18k ▼189%
Net result drops to €-18k, the lowest in the series.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
26-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
06-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
26-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Agents specialised in the wholesale of other particular products4618051180
Names & trade names
| Legal nameFR | MBM CONSULT |
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