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MBD CONSTRUCT

Active Private limited companyfounded 2020active for 6 yearsLaneuville,Voie du Paradis 15, 6800 Libramont-ChevignyKBO/BCE: BE 0751.662.896
MBD CONSTRUCT
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Overview

Lifetime

5 annual accounts with figures on one time axis
peak €36,505 (2021)
€30,169▲ 12×
lowest -€11,582 (2022)
€16,990▲ 17×
peak €27,267 (2025)
€27,267▲ 165%
€20,168▲ 180%
Board3 names since 2020
3 directors and 2 others
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Gross margin from €2,608 to €30,169Result from €1,010 to €16,990Appointment: (director) 17-09Equity from €10,277 to €27,267Debts from €7,208 to €20,168Investments €6,173

Key points

from the 2025 annual accounts

Turnover

≈ €260,000 estimated

The micro format states no turnover.

Investments

€6,173 7.6 × depreciation
20212025

Green is investment, beige is depreciation.

Filings

5 annual accounts 5 late
AprilJune31 JulyOctober20222024

The 2021 accounts came latest: 61 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as MBD CONSTRUCT has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for MBD CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Director
Director
  • 70 sharesdeed of 04-08-2020
  • 30 sharesdeed of 04-08-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0751662896
Appointment: (director) General meeting of 29-08-2025 · Gazette deed
Resignation: (director) General meeting of 01-06-2021 · Gazette deed
First establishment Laneuville,Voie du Paradis 15, Libramont-Chevigny
All 13 events

Comparable companies

same main activity, similar in size and age
Company
MBD CONSTRUCT Libramont-Chevigny €47,435 €30,169 57.5% -
PRO BARU Ghent €45,147 €24,111 76.4% -
A&D PROJECTS Genk €60,123 €34,663 13.6% -
SACCO CONSTRUCT Binche €61,555 €28,547 45.1% -
HS-LIFTING Riemst €50,619 €24,101 -63.9% -
BJD DELTA Anderlecht €61,575 €27,846 58.1% -
SRMG GROUP Raeren €63,271 €31,243 73.4% -

These companies have the same main activity as MBD CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €45,100 and €63,300, founded between 2019 and 2021.

Official details

Source: KBO
Status
Active since 31-07-2020Normal situation
Activity
Other specialised construction activitiesNACE 43990and 3 others
Establishment unit
2.306.220.1346800 Libramont-Chevigny, since 26-08-2020
Financial year end
31 December
Peppol
Reachable since 13-03-2026
Company details

Annual accounts 2025

€30,169▲ 12×
€16,990▲ 17×
€27,267▲ 165%
€47,435▲ 171%
Filing
Filed on 24-08-2026
Financials

Insights on MBD CONSTRUCT

MBD CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €36,505 in 2021 to €30,169 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 24-08-2026, 24 days late
€30,169
▲ 12×
€24,877
▲ 19×
€16,990
▲ 17×
€21,179
▲ 116%
57.5%
▼ 1.3 percentage points
2.05
▼ 0.36

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €260,000. Estimated: probably between €170,000 and €460,000.

Balance sheet

balance sheet total €47,435 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

57.5%

Higher than 62% of 35,156 companies in 2025.

2.05

Higher than 56% of 34,529 companies in 2025.

35.8%

Higher than 90% of 34,730 companies in 2025.

MBD CONSTRUCT Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021
Balance sheet: assets
20/58 47,43517,48540,46228,48340,650
21/28 6,1317701,5479,07622,465
22/27 5,7684071,1848,71322,102
23 -4071,1842,0792,973
24 5,768--6,63419,129
28 363363363363363
29/58 41,30516,71538,91519,40718,185
40/41 28,70813,85428,82514,47412,710
40 28,08110,93121,78012,16411,908
41 6272,9237,0462,311803
54/58 12,5972,86110,0894,9324,465
490/1 ----1,010
Balance sheet: equity and liabilities
10/49 47,43517,48540,46228,48340,650
10/15 27,26710,2779,2675,39816,980
10/11 10,00010,00010,00010,00010,000
14 17,267277-733-4,6026,980
17/49 20,1687,20831,19523,08523,669
17 ----2,532
170/4 ----2,532
42/48 20,1266,93230,69522,58520,638
42 8392,1163,9752,7593,959
44 9,0714,74511,6981,1527,450
440/4 9,0714,74511,1141,1527,450
441 --584--
45 8,716709,56210,0933,193
450/3 8,716706,5187,0493,193
454/9 --3,0443,044-
47/48 1,500-5,4598,5816,036
492/3 42276500500500
Income statement
9900 30,1692,60812,802-3,20936,505
62 ----3417,250
630 8127788944,5198,884
640/8 4,4815116,8163,468676
9901 24,8771,3195,092-11,1629,695
75/76B -582---
76B -582---
65/66B 4814641,223420963
65 4814641,223312606
66B ---109357
9903 24,3951,4383,869-11,5828,733
67/77 7,405428--1,752
9904 16,9901,0103,869-11,5826,980
9905 16,9901,0103,869-11,5826,980
Appropriation of the result
9906 17,267277-733-4,6026,980
14P 277-733-4,6026,980-
Document PDFPDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 24-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 24 days after the deadline. Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00434415.

Financial year Type Filed Reference Document
31-12-2025 micro format 24-08-2026 2026-00434415 PDF
31-12-2024 micro format 25-08-2025 2025-00473394 PDF
31-12-2023 micro format 30-09-2024 2024-00490344 PDF
31-12-2022 micro format 28-09-2023 2023-00471484 PDF
31-12-2021 micro format 30-09-2022 2022-20454782 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021
25,6882,0975,986-6,64318,579
17,8021,7884,763-7,06315,864
6,1730-6,634-8,87031,349
9,736-7,2295,157468-
21,1799,7838,220-3,178-2,453
57.5%58.8%22.9%19.0%41.8%
2.052.411.270.860.88
0.740.703.374.281.39
62.3%9.8%41.7%-214.6%41.1%
35.8%5.8%9.6%-40.7%17.2%
53.364.524.89-21.3230.66

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€6,173---€30,986
Financial fixed assets----€363
€812€778€894€4,519€8,884

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on MBD CONSTRUCT

The operating result for 2025 is nearly 19 times that of 2024 and the highest since 2021. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total rises from 41.2% to 42.5%. Equity and debt are higher.

Board & ownership

Board

3 directors, no change since 2025
Director (not named in the articles)
appointed by deed of 04-08-2020
listed in the 2021 annual accounts, filed on 30-09-2022
Director (not named in the articles)
appointed by deed of 04-08-2020 term without a fixed end
listed in the 2021 annual accounts, filed on 30-09-2022
Director (not named in the articles)
appointed by deed of 17-09-2025 term without a fixed end
earlier director, until 14-07-2023
listed in the 2021 annual accounts, filed on 30-09-2022
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
“Est appelé aux fonctions d’administrateur non statutaire, pour une durée illimitée, Messieurs FILBICHE Marc et Benjamin, prénommés, ici…”
Full text

Est appelé aux fonctions d’administrateur non statutaire, pour une durée illimitée, Messieurs FILBICHE Marc et Benjamin, prénommés, ici présents et qui acceptent. Chaque administrateur disposera des pouvoirs de représentation les plus larges prévus par le Code, sous réserve de ce qui suit : Pour toutes opérations entrainant un transfert de droits réels immobiliers (vente échange, achat, etc…), ainsi que pour toutes opérations engageant la société pour un montant égal ou supérieur à cinquante mille euros (50.000,00-EUR), la signature conjointe d’au moins deux administrateurs sera requise.

deed of 04-08-2020

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today

Director (not named in the articles)

Director (not named in the articles)

Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
    • Director (not named in the articles), appointed by deed of 04-08-2020, still in office
    • Director (not named in the articles), appointed by deed of 04-08-2020, still in office
    • Director, from before 31-12-2021 to 14-07-2023
    • Director (not named in the articles), appointed by deed of 17-09-2025, still in office

See the board, name and registered office on a given date →

Control

Founders
,
This company
MBD CONSTRUCT
Equity €27,267
Profit €16,990 in 2025

Capital

Contribution
€10,000
Shares
100
Contribution per share
€100
Equity per share
€273 in 2025
Source
deed of 04-08-2020

Articles of association

deed of 04-08-2020 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director

Shareholders

At incorporation deed of 04-08-2020 ↗
  • 70 shares (70%) · €7,000
  • 30 shares (30%) · €3,000

Network & group

No group

MBD CONSTRUCT has no parent and no holdings in its annual accounts. MBD CONSTRUCT shares no director with another company.

Timeline

Timeline

13 events since 2020

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 24 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0751662896
2025
Highest result from 2021 to 2025 net €16,990 ▲1,582% The operating result of €24,877 and the net result of €16,990 are both a record.
Appointment: (director)General meeting of 29-08-20252 points ▸
  • General meeting, 29-08-2025
  • Director appointment, (director (not named in the articles))

Open the deed in the Belgian Official Gazette

Annual accounts 2024 filed PDFmicro format · 25 days late
2024
Annual accounts 2023 filed PDFmicro format · 61 days late
2023
Back to profit net €3,869 The net result is €3,869, after one loss-making year.
Annual accounts 2022 filed PDFmicro format · 59 days late
Resignation: (director)General meeting of 01-06-20212 points ▸
  • General meeting, 01-06-2021
  • Director resignation,
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2022
Weakest financial year net -€11,582 The net result drops to -€11,582, the lowest from 2021 to 2025. It recovers the following year.
Annual accounts 2021 filed PDFmicro format · 61 days late
2020
First establishment Laneuville,Voie du Paradis 15, Libramont-Chevigny
IncorporationFounding capital of €10,000, 100 shares · Founders: and · Appointments: (director) and (director) · published on 04-08-20207 points ▸
  • Founder,
  • Founder,
  • Founding capital, €10,000, 100 shares
  • 100 shares
  • Board rule, 2
  • Director appointment, (director (not named in the articles))
  • Director appointment, (director (not named in the articles))
  • The deed holds 7 more points.

Open the deed in the Belgian Official Gazette

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 31 July 2020, MBD CONSTRUCT was incorporated as a private limited company by two natural persons, with a starting capital of €10,000.12 Today the board has 3 members.3 Total assets went from €40,650 in 2021 to €47,435 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 04-08-2020
  3. 3National Bank, annual accounts 2021
  4. 4National Bank, annual accounts 2021 and 2025

Company details

Identity

Enterprise number
0751.662.896
VAT number
BE 0751.662.896
Peppol ID
0208:0751662896
Other Peppol ID
9925:BE0751662896
Legal form
Private limited company
Status
Active, normal situation
Founded
31-07-2020
Financial year
ends on 31 December
Peppol
Reachable since 13-03-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
MBD CONSTRUCT in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 04-08-2020 (in French)

Activities

NACEBEL 2025
43990 Other specialised construction activities main activity
43120 Site preparation
43230 Insulation installation
43910 Bricklaying and masonry work
Codes under NACEBEL 2008
43999 Specialised construction activities main activity
43120 Site preparation
43291 Specialised construction activities
43994 Specialised construction activities

Registered office and establishments

1 establishment
Establishment Since Unit number
Laneuville,Voie du Paradis 15 registered office 6800 Libramont-Chevigny 43120 Site preparation 26-08-2020 2.306.220.134

Contact

E-mail mfilbiche@skynet.be

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0751.662.896

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