SRMG GROUP
ActiveThe computed 12-month bankruptcy probability of SRMG GROUP is 2.2% (moderate). The 2025 annual accounts show equity of €46k and a net result of €20k. Equity is growing by ~55.4% per year across the filed fiscal years. Its solvency ranks better than 78% of 27711 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.76 against 4.75 in 2024; short-term debt: 26.6% and cash: 0.1% of total assets), and 26.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.4%
Return on assets
32.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
16 d early
2024
15 d early
2023
42 d early
2022
42 d early
2021
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€54k
EBIT margin
-4.7%
Net result
€20k▲ 125%
2024 · €9k
2021: €7k
2022: €-3k
2023: €10k
2024: €9k
2021 → 2025
Working capital
€46k▲ 77.6%
2024 · €26k
2021: €8k
2022: €6k
2023: €17k
2024: €26k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€54k
Equity€9k-€7k▼ 27.5%€17k▲ 154%€26k▲ 52.7%€46k▲ 77.6%
Operating result€9k-€-3k€13k€12k▼ 5.3%€30k▲ 149%
Net result€7k-€-3k€10k€9k▼ 13.1%€20k▲ 125%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 149% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €63k
Equity
€46k▲ 77.6%
Debt
€17k▲ 142%
The debt ratio rises from 21.0% to 26.6%. Equity and debt are higher.
Key figures and ratios
Solvency
73.4%▼
2024 · 79.0%
Current ratio
3.76▼
2024 · 4.75
Quick ratio
3.76▼
2024 · 4.75
Debt / equity
0.36▲
2024 · 0.27
ROE
43.7%▲
2024 · 34.5%
ROA
32.1%▲
2024 · 27.2%
Debt
€17k▲
2024 · €7k
Debt ≤ 1 year
€17k▲
2024 · €7k
Income taxes
€10k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€63k▲
Current assets29/58€33k€63k▲
Amounts receivable within one year40/41€32k€63k▲
Trade receivables40€1k-
Other amounts receivable41€30k€63k▲
Cash at bank and in hand54/58€1k€89▼
Equity and liabilities
Total equity and liabilities10/49€33k€63k▲
Equity10/15€26k€46k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€24k€44k▲
Amounts payable17/49€7k€17k▲
Amounts payable within one year42/48€7k€17k▲
Trade debts44€372€374▲
Suppliers440/4€372€374▲
Taxes, remuneration and social security45€7k€16k▲
Taxes450/3€3k€16k▲
Remuneration and social security454/9€4k-
Income statement
Code20242025
Non-recurring operating income76A-€83
Other operating charges640/8€101€965▲
Gross operating margin9900€12k€31k▲
Operating profit (loss)9901€12k€30k▲
Financial income75/76B€15€0▼
Recurring financial income75€15€0▼
Financial charges65/66B€52€133▲
Recurring financial charges65€52€133▲
Profit (loss) for the period before taxes9903€12k€30k▲
Income taxes67/77€3k€10k▲
Profit (loss) for the period9904€9k€20k▲
Profit (loss) for the period to be appropriated9905€9k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€44k▲
Profit (loss) brought forward from the previous period14P€15k€24k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2021net €20k ▲125%
Operating result €30k, net result €20k, both a record.
16-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 3.90
Current ratio from 1.72 to 3.90; short-term debt falls from €8k to €6k.
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €-3k ▼137%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Raeren · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eynattener Strasse 444730 Raeren1 establishment unit
SRMG GROUP
since 20202.304.972.101
Similar companies · same sector, comparable size
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,045 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2020
Fiscal year end30-06
Activities, NACEBEL
43990Other specialised construction activities
43995Specialised construction activities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filings
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.