MB SOLUTIONS SA

Active

Public limited companyfounded 20233 yrs activeRue du Tiege 12, 4890 Thimister-Clermont, BelgiumKBO/BCE: BE 0799.145.386

MB SOLUTIONS SA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €418k and a net result of €248k. Its solvency ranks better than 25% of 230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

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Checked score

Score 2025

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability85▲+8

Solvency46▲+11

Growth78

Track record94

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €24k at 30 days acceptable

Liquidity short (current ratio 0.99 against 0.77 in 2023; short-term debt: 43.8% and cash: 4% of total assets), and 78.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

21.4%

Return on assets

12.7%

Age of the figures

15 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 38

Relative position

BE, all sectors

reference

Sector 38

higher

← fewer bankruptcies more bankruptcies →

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 230 sector peers (2025).

NBB · sector comparison

Position among 230 sector peers

Solvency

better than 25%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

44 d early

2023

22 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€248k▲ 127%

2023 · €109k

2023: €109k

2023 → 2025

Working capital

€-7k▲ 94.6%

2023 · €-127k

2023: €-127k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232025Trend

Equity€170k-€418k▲ 145%

Operating result€196k-€393k▲ 101%

Net result€109k-€248k▲ 127%

Result per fiscal year

Operating resultNet result

The operating result is €393k in 2025, compared with €196k in 2023. Comparable figures for the intervening years are unavailable.

Balance-sheet composition

2025 in colour, 2023 as the grey bar beneath

Assets €1.96M

56.6%

43.4%

Fixed assets €1.11M▼ 16.3%

Current assets €850k▲ 101%

Equity and liabilities €1.96M

21.4%

78.6%

Equity €418k▲ 145%

Debt €1.54M▼ 2.3%

The debt ratio falls from 90.2% to 78.6%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2023

EBITDA

€857k▲

2023 · €434k

Cash flow

€712k▲

2023 · €347k

Solvency

21.4%▲

2023 · 9.8%

Current ratio

0.99▲

2023 · 0.77

Quick ratio

0.99▲

2023 · 0.77

Debt / equity

3.68▼

2023 · 9.25

ROE

59.2%▼

2023 · 63.9%

ROA

12.7%▲

2023 · 6.2%

Interest coverage

11.18▲

2023 · 7.44

Debt

€1.54M▼

2023 · €1.58M

Debt ≤ 1 year

€857k▲

2023 · €550k

Debt > 1 year

€679k▼

2023 · €1.02M

Income taxes

€85k▲

2023 · €29k

Staff costs

€283k▲

2023 · €54k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2023

Balance sheet Code20232025

Assets

Total assets20/58€1.75M€1.96M▲

Fixed assets21/28€1.32M€1.11M▼

Intangible fixed assets21€155k€130k▼

Tangible fixed assets22/27€1.17M€978k▼

Plant, machinery and equipment23€22k€40k▲

Furniture and vehicles24€24k€80k▲

Leasing and similar rights25€1.12M€857k▼

Other tangible fixed assets26-€2k

Financial fixed assets28-€124

Current assets29/58€423k€850k▲

Amounts receivable within one year40/41€381k€764k▲

Trade receivables40€381k€708k▲

Other amounts receivable41€8€56k▲

Cash at bank and in hand54/58€41k€79k▲

Deferred charges and accrued income490/1€59€7k▲

Equity and liabilities

Total equity and liabilities10/49€1.75M€1.96M▲

Equity10/15€170k€418k▲

Contributions10/11€62k€62k=

Capital10€62k€62k=

Issued capital100€62k€62k=

Reserves13€5k€6k▲

Non-distributable reserves130/1€5k€6k▲

Legal reserve130€5k€6k▲

Profit (loss) carried forward14€104k€351k▲

Amounts payable17/49€1.58M€1.54M▼

Amounts payable after more than one year17€1.02M€679k▼

Financial debts170/4€1.02M€679k▼

Amounts payable within one year42/48€550k€857k▲

Current portion of amounts payable after more than one year42€290k€331k▲

Financial debts43€100k€0▼

Credit institutions430/8€100k€0▼

Trade debts44€92k€296k▲

Suppliers440/4€92k€296k▲

Taxes, remuneration and social security45€64k€29k▼

Taxes450/3€60k€3k▼

Remuneration and social security454/9€5k€26k▲

Other amounts payable47/48€3k€200k▲

Accrued charges and deferred income492/3€2k€4k▲

Income statement Code20232025

Remuneration, social security and pensions62€54k€283k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€238k€464k▲

Other operating charges640/8€4k€4k▲

Gross operating margin9900€492k€1.14M▲

Operating profit (loss)9901€196k€393k▲

Financial income75/76B-€17k

Recurring financial income75-€17k

Financial charges65/66B€58k€77k▲

Recurring financial charges65€58k€77k▲

Profit (loss) for the period before taxes9903€137k€333k▲

Income taxes67/77€29k€85k▲

Profit (loss) for the period9904€109k€248k▲

Profit (loss) for the period to be appropriated9905€109k€248k▲

Appropriation of the result

Profit (loss) to be appropriated9906€109k€352k▲

Profit (loss) brought forward from the previous period14P-€104k

Transfer to equity691/2€5k€1k▼

To the legal reserve6920€5k€1k▼

Social balance

Average headcount (FTE)90871.03.0▲

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

2025

18-12

NBB filing Annual accounts filed

fiscal year 2025 · full schema

30-06

Financial Equity above €200kEq €418k ▲145%

2 profitable years in a row build equity to €418k.

2024

09-07

NBB filing Annual accounts filed

fiscal year 2023 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Thimister-Clermont · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Tiege 124890 Thimister-Clermont

Ground area

3,976 m²

Building footprint

990 m²

Volume, LiDAR

8,738 m³

Parcel 63077C0486/00N000, Wallonia · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

MB SOLUTIONS

Rue du Tiege 12, 4890 Thimister-ClermontSewerage

since 20232.342.647.493

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
63077C0486/00N000	Wallonia	3,976 m²	1 · 990 m²	9.8 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

10 categories

MB SOLUTIONS SA SA44262

category B, class 1 · category B1, class 1 · category C1, class 1 · category C2, class 1 · category C6, class 1 · category C7, class 1 · category D1, class 1 · category D24, class 1 · category G1, class 1 · category G5, class 1

decision 16-10-2024