Skip to content

MAXXIMUM

Active Risk: not assessed
Private limited companyfounded 200224 yrs activeArnaud Fraiteurlaan 15-23, 1050 Elsene, BelgiumKBO/BCE: BE 0477.832.193
Summary

MAXXIMUM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.2m and a net result of -€12,336. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 5587 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
31 d late
2023
100 d late
2022
399 d late
2021
78 d late
2020
81 d early
2019
25 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 76 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 June 2002, MAXXIMUM was incorporated.1 Total assets went from EUR 1.6 million in 2018 to EUR 1.4 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€1.2m▼ 1.1%
2024 · €1.2m
Net result
-€12,336
2024 · €45,885
Total assets
€1.4m▼ 6.3%
2024 · €1.5m
Solvency
85.0%▲ 4.5pp
2024 · 80.4%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€15,000=
Operating result€288,033▲ 2,364%€55,316▼ 80.8%€5,086▼ 90.8%€17,558▲ 245%-€14,712
Net result€275,119within the sector's middle half€48,946within the sector's middle half▼ 82.2%€2,963within the sector's middle half▼ 93.9%€45,885within the sector's middle half▲ 1,448%-€12,336below the sector's middle half
Equity€1.1mwithin the sector's middle half▲ 34.4%€1.1mwithin the sector's middle half▲ 4.5%€1.1mwithin the sector's middle half▲ 0.3%€1.2mwithin the sector's middle half▲ 4.1%€1.2mwithin the sector's middle half▼ 1.1%
Total assets€1.5mbelow the sector's middle half▼ 1.6%€1.5mbelow the sector's middle half▼ 2.5%€1.5mbelow the sector's middle half▼ 0.5%€1.5mbelow the sector's middle half▼ 1.0%€1.4mwithin the sector's middle half▼ 6.3%
Debt€442,291▼ 40.4%€355,974▼ 19.5%€345,823▼ 2.9%€285,236▼ 17.5%€205,302▼ 28.0%
Working capital-€328,143within the sector's middle half▲ 45.6%-€279,197within the sector's middle half▲ 14.9%-€276,234within the sector's middle half▲ 1.1%-€218,600within the sector's middle half▲ 20.9%€374,364above the sector's middle half
Solvency70.9%within the sector's middle half▲ 19.0pp76.0%within the sector's middle half▲ 5.1pp76.5%within the sector's middle half▲ 0.6pp80.4%within the sector's middle half▲ 3.9pp85.0%above the sector's middle half▲ 4.5pp
Current ratio0.26below the sector's middle half▲ 0.070.22below the sector's middle half▼ 0.040.20below the sector's middle half▼ 0.010.23below the sector's middle half▲ 0.032.82within the sector's middle half▲ 2.59
Return on assets (ROA)18.1%above the sector's middle half▲ 25.2pp3.3%within the sector's middle half▼ 14.8pp0.2%within the sector's middle half▼ 3.1pp3.1%within the sector's middle half▲ 2.9pp-0.9%below the sector's middle half▼ 4.0pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000€300,000Operating result 2021: €288,033€288,033Net result 2021: €275,119€275,119Operating result 2022: €55,316€55,316Net result 2022: €48,946€48,946Operating result 2023: €5,086€5,086Net result 2023: €2,963€2,963Operating result 2024: €17,558€17,558Net result 2024: €45,885€45,885Operating result 2025: -€14,712-€14,712Net result 2025: -€12,336-€12,33620212022202320242025-€20,000€0€20,000€40,000Operating result 2023: €5,086€5,090Net result 2023: €2,963€2,960Operating result 2024: €17,558€17,600Net result 2024: €45,885€45,900Operating result 2025: -€14,712-€14,700Net result 2025: -€12,336-€12,300202320242025
The operating result turns negative in 2025: a loss of €14,712 after €17,558 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets €787,033 ▼ 43.5%
Current assets €579,666 ▲ 770%
Equity and liabilities €1.4m
Equity €1.2m ▼ 1.1%
Debt €205,302 ▼ 28.0%
Debt's share of the balance-sheet total falls from 19.6% to 15.0%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
ROE
-1.1%▼
2024 · 3.9%
Debt ≤ 1 year
€205,302▼
2024 · €285,236
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.5m€1.4m▼
Fixed assets21/28€1.4m€787,033▼
Tangible fixed assets22/27-€7,250
Furniture and vehicles24-€7,250
Financial fixed assets28€1.4m€779,783▼
Current assets29/58€66,636€579,666▲
Amounts receivable within one year40/41€63,593€555,093▲
Trade receivables40€9,067€35,980▲
Other amounts receivable41€54,527€519,113▲
Cash at bank and in hand54/58€293€24,574▲
Deferred charges and accrued income490/1€2,750-
Equity and liabilities
Total equity and liabilities10/49€1.5m€1.4m▼
Equity10/15€1.2m€1.2m▼
Contributions10/11€243,500€267,850▲
Capital10€243,500-
Issued capital100€243,500-
Reserves13€164,390€140,040▼
Non-distributable reserves130/1€24,350-
Legal reserve130€24,350-
Distributable reserves133€140,040€140,040=
Profit (loss) carried forward14€765,844€753,507▼
Amounts payable17/49€285,236€205,302▼
Amounts payable within one year42/48€285,236€205,302▼
Financial debts43€442€305▼
Credit institutions430/8€442€305▼
Trade debts44€688€227▼
Suppliers440/4€688€227▼
Taxes, remuneration and social security45€23,189€4,611▼
Taxes450/3€23,189€4,611▼
Other amounts payable47/48€260,917€200,160▼
Income statement Code20242025
Non-recurring operating income76A€20,000-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€750
Other operating charges640/8€1,441€2,456▲
Gross operating margin9900€18,999-€11,506▼
Operating profit (loss)9901€17,558-€14,712▼
Financial income75/76B€46,225€425,940▲
Recurring financial income75€46,225€425,940▲
Financial charges65/66B€13,309€423,564▲
Recurring financial charges65€13,309€5,845▼
Non-recurring financial charges66B-€417,719
Profit (loss) for the period before taxes9903€50,474-€12,336▼
Income taxes67/77€4,589-
Profit (loss) for the period9904€45,885-€12,336▼
Profit (loss) for the period to be appropriated9905€45,885-€12,336▼
Appropriation of the result
Profit (loss) to be appropriated9906€811,729€753,507▼
Profit (loss) brought forward from the previous period14P€765,844€765,844=
Transfer to equity691/2€45,885-
To other reserves6921€45,885-

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Operating income70/76A€291,000-----
Turnover70€15,000-----
Non-recurring operating income76A€276,000--€20,000--
Operating charges60/66A€2,967-----
Services and other goods61€2,099-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630----€750-
Other operating charges640/8€868€1,028-€1,441€2,456▲ 70.5%
Gross operating margin9900-€56,344€5,086€18,999-€11,506▼ 161%
Operating profit (loss)9901€288,033€55,316€5,086€17,558-€14,712▼ 184%
Financial income75/76B---€46,225€425,940▲ 821%
Recurring financial income75---€46,225€425,940▲ 821%
Financial charges65/66B€6,022€4,570€1,044€13,309€423,564▲ 3,082%
Recurring financial charges65€6,022€4,570€1,044€13,309€5,845▼ 56.1%
Other financial charges652/9€6,022-----
Non-recurring financial charges66B----€417,719-
Profit (loss) for the period before taxes9903€282,010€50,747€4,042€50,474-€12,336▼ 124%
Income taxes67/77€6,891€1,801€1,079€4,589--
Taxes670/3€6,891-----
Profit (loss) for the period9904€275,119€48,946€2,963€45,885-€12,336▼ 127%
Profit (loss) for the period to be appropriated9905€275,119€48,946€2,963€45,885-€12,336▼ 127%
Line20212022202320242025Change
Assets
Total assets20/58€1.5m€1.5m€1.5m€1.5m€1.4m▼ 6.3%
Fixed assets21/28€1.4m€1.4m€1.4m€1.4m€787,033▼ 43.5%
Tangible fixed assets22/27----€7,250-
Furniture and vehicles24----€7,250-
Financial fixed assets28€1.4m€1.4m€1.4m€1.4m€779,783▼ 44.0%
Affiliated companies280/1€1.4m-----
Participating interests280€1.4m-----
Current assets29/58€114,148€76,776€69,589€66,636€579,666▲ 770%
Amounts receivable within one year40/41€109,806€66,234€69,405€63,593€555,093▲ 773%
Trade receivables40-€19,850€43,105€9,067€35,980▲ 297%
Other amounts receivable41€109,806€46,384€26,300€54,527€519,113▲ 852%
Cash at bank and in hand54/58€4,342€10,543€12€293€24,574▲ 8,299%
Deferred charges and accrued income490/1--€171€2,750--
Equity and liabilities
Total equity and liabilities10/49€1.5m€1.5m€1.5m€1.5m€1.4m▼ 6.3%
Equity10/15€1.1m€1.1m€1.1m€1.2m€1.2m▼ 1.1%
Contributions10/11€243,500€243,500€243,500€243,500€267,850▲ 10.0%
Capital10€243,500€243,500€243,500€243,500--
Issued capital100€243,500€243,500€243,500€243,500--
Reserves13€118,505€118,505€118,505€164,390€140,040▼ 14.8%
Non-distributable reserves130/1€24,350€24,350€24,350€24,350--
Legal reserve130€24,350€24,350€24,350€24,350--
Distributable reserves133€94,155€94,155€94,155€140,040€140,040=
Profit (loss) carried forward14€713,934€762,880€765,844€765,844€753,507▼ 1.6%
Amounts payable17/49€442,291€355,974€345,823€285,236€205,302▼ 28.0%
Amounts payable within one year42/48€442,291€355,974€345,823€285,236€205,302▼ 28.0%
Financial debts43--€641€442€305▼ 31.1%
Credit institutions430/8--€641€442€305▼ 31.1%
Trade debts44€3,141€5,406€17,498€688€227▼ 67.0%
Suppliers440/4€3,141€5,406€17,498€688€227▼ 67.0%
Taxes, remuneration and social security45€103,348€59,713€60,862€23,189€4,611▼ 80.1%
Taxes450/3€103,348€59,713€60,862€23,189€4,611▼ 80.1%
Other amounts payable47/48€335,803€290,855€266,821€260,917€200,160▼ 23.3%
Line20212022202320242025Change
Profit (loss) for the period9904€275,119€48,946€2,963€45,885-€12,336▼ 127%
+ Depreciation and write-downs630----€750-
Operating cash flow (approximation)€275,119€48,946€2,963€45,885-€11,587▼ 125%
Investment in fixed assets (approximation)-€0€0€11,749€604,551▲ 5,046%
Change in cash-€6,201-€10,530€280€24,281▲ 8,563%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial Liquidity times 12current ratio 2.82
Current ratio from 0.23 to 2.82; short-term debt falls from €285,236 to €205,302.
31-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
08-11
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 100 days late
02-09
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 399 days late
2022
17-10
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 78 days late
2021
31-12
Financial Back to profitnet €275,119
Net result €275,119 after one loss-making year.
31-12
Financial Equity above €1mEq €1.1m ▲34.4%
Equity rises from €800,820 to €1.1m.
11-05
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Weakest financial yearnet -€108,796
Net result drops to -€108,796, the lowest in the series; recovery starts the following year.
06-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
29-05
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
27-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
25-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2003
seat establishment The establishment unit on the map
Ground area
9,984 m²
Building footprint
1,899 m²
Volume, LiDAR
31,219 m³
2 parcels, Brussels, Wallonia · tallest building 28.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Avenue des Chasseurs 61, 1410 Waterloo
Holdings
since 20032.132.304.676
2 parcels
Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21446F0030/00A000 Brussels 7,406 m² 1 · 1,655 m² 28.5 m · 6 fl.
25763I0327/00H002 Wallonia 2,578 m² 1 · 243 m² 7.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2021 list no shareholders, and no other source names one.

Holdings 1

According to the 2021 annual accounts of MAXXIMUM and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

2549005O2TMWUIBVTQ34
live in the LEI register

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 12,349 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-06-2002
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0477832193
Also 9925:BE0477832193
Registered 15-04-2024

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.