Summary
LARGA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.24M and a net result of €49k. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 83% of 8048 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
15 d early
2023
33 d early
2022
32 d early
2021
41 d early
2020
124 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.24M▲ 3.9%
2024 · €1.19M
2018: €1.77M
2019: €1.88M▲ +6.3% vs 2018
2020: €1.89M▲ +0.2% vs 2019
2021: €1.89M▲ +0.3% vs 2020highest in 8 years
2022: €1.81M▼ -4.6% vs 2021
2023: €1.74M▼ -3.7% vs 2022
2024: €1.19M▼ -31.5% vs 2023lowest in 8 years
2025: €1.24M▲ +3.9% vs 2024
2018 → 2025
Net result
€49k▼ 62.0%
2024 · €128k
2018: €-78k
2019: €112k▲ +244% vs 2018
2020: €-18k▼ -116% vs 2019
2021: €6k▲ +132% vs 2020
2022: €-86k▼ -1630% vs 2021lowest in 8 years
2023: €-67k▲ +22.9% vs 2022
2024: €128k▲ +292% vs 2023highest in 8 years
2025: €49k▼ -62.0% vs 2024
2018 → 2025
Total assets
€1.46M▲ 2.8%
2024 · €1.42M
2018: €2.19M
2019: €2.28M▲ +4.1% vs 2018highest in 8 years
2020: €2.20M▼ -3.5% vs 2019
2021: €2.19M▼ -0.5% vs 2020
2022: €2.08M▼ -5.0% vs 2021
2023: €1.98M▼ -4.7% vs 2022
2024: €1.42M▼ -28.4% vs 2023lowest in 8 years
2025: €1.46M▲ +2.8% vs 2024
2018 → 2025
Solvency
85.0%▲ 0.9pp
2024 · 84.2%
2018: 80.9%lowest in 8 years
2019: 82.7%▲ +2.2% vs 2018
2020: 85.9%▲ +3.8% vs 2019
2021: 86.6%▲ +0.8% vs 2020
2022: 87.0%▲ +0.5% vs 2021
2023: 87.9%▲ +1.1% vs 2022highest in 8 years
2024: 84.2%▼ -4.3% vs 2023
2025: 85.0%▲ +1.0% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.89M-€1.81M▼ 4.6%€1.74M▼ 3.7%€1.19M▼ 31.5%€1.24M▲ 3.9%
2021: €1.89Mhighest in 5 years
2022: €1.81M▼ -4.6% vs 2021
2023: €1.74M▼ -3.7% vs 2022
2024: €1.19M▼ -31.5% vs 2023lowest in 5 years
2025: €1.24M▲ +3.9% vs 2024
Operating result€-27k-€-78k▼ 186%€-122k▼ 55.7%€-112k▲ 8.2%€-69k▲ 38.2%
2021: €-27khighest in 5 years
2022: €-78k▼ -186% vs 2021
2023: €-122k▼ -55.7% vs 2022lowest in 5 years
2024: €-112k▲ +8.2% vs 2023
2025: €-69k▲ +38.2% vs 2024
Net result€6k-€-86k€-67k▲ 22.9%€128k€49k▼ 62.0%
2021: €6k
2022: €-86k▼ -1630% vs 2021lowest in 5 years
2023: €-67k▲ +22.9% vs 2022
2024: €128k▲ +292% vs 2023highest in 5 years
2025: €49k▼ -62.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €69k in 2025 against €112k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.46M
Fixed assets
€455k ▼ 5.4%
Current assets
€1.00M ▲ 7.0%
Equity and liabilities €1.46M
Equity
€1.24M ▲ 3.9%
Provisions
€56k ▼ 6.9%
Debt
€162k ▼ 1.4%
Debt's share of the balance-sheet total falls from 11.6% to 11.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
3.9%▼
2024 · 10.8%
ROA
3.4%▼
2024 · 9.1%
Debt ≤ 1 year
€88k▲
2024 · €70k
Debt > 1 year
€74k▼
2024 · €94k
Income taxes
€4k▲
2024 · €560
Staff costs
€0▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.42M€1.46M▲
Fixed assets21/28€481k€455k▼
Tangible fixed assets22/27€481k€455k▼
Furniture and vehicles24€481k€455k▼
Current assets29/58€935k€1.00M▲
Stocks and contracts in progress3€31k€35k▲
Stocks30/36€31k€35k▲
Amounts receivable within one year40/41€51k€80k▲
Trade receivables40€7k€23k▲
Other amounts receivable41€44k€56k▲
Current investments50/53€825k€848k▲
Cash at bank and in hand54/58€26k€38k▲
Deferred charges and accrued income490/1€4k€452▼
Equity and liabilities
Total equity and liabilities10/49€1.42M€1.46M▲
Equity10/15€1.19M€1.24M▲
Contributions10/11€849k€849k=
Reserves13€197k€185k▼
Tax-exempt reserves132€180k€168k▼
Distributable reserves133€17k€17k=
Profit (loss) carried forward14€122k€183k▲
Investment grants15€24k€21k▼
Provisions and deferred taxes16€60k€56k▼
Deferred taxes168€60k€56k▼
Amounts payable17/49€164k€162k▼
Amounts payable after more than one year17€94k€74k▼
Financial debts170/4€94k€74k▼
Amounts payable within one year42/48€70k€88k▲
Current portion of amounts payable after more than one year42€27k€27k▲
Financial debts43€49€11▼
Other loans439€49€11▼
Trade debts44€29k€55k▲
Suppliers440/4€29k€55k▲
Taxes, remuneration and social security45€9k€1k▼
Taxes450/3€6k€1k▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€5k€4k▼
Accrued charges and deferred income492/3€0€433▲
Income statement
Code20242025
Non-recurring operating income76A€5k€2k▼
Remuneration, social security and pensions62€13k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€43k▼
Other operating charges640/8€8k€8k▲
Non-recurring operating charges66A-€657
Gross operating margin9900€-33k€-17k▲
Operating profit (loss)9901€-112k€-69k▲
Financial income75/76B€233k€129k▼
Recurring financial income75€233k€129k▼
Financial charges65/66B€-408€11k▲
Recurring financial charges65€-408€11k▲
Profit (loss) for the period before taxes9903€121k€49k▼
Transfer from deferred taxes780€8k€4k▼
Income taxes67/77€560€4k▲
Profit (loss) for the period9904€128k€49k▼
Transfer from tax-exempt reserves789€23k€13k▼
Profit (loss) for the period to be appropriated9905€151k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€122k€183k▲
Profit (loss) brought forward from the previous period14P€-30k€122k▲
Transfer from equity791/2€0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €32k | €0 | - | €5k | €2k | ▼ 62.7% |
| Remuneration, social security and pensions62 | €26k | €23k | €25k | €13k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €87k | €87k | €82k | €58k | €43k | ▼ 26.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €8k | €0 | - | - | - |
| Other operating charges640/8 | €2k | €2k | €6k | €8k | €8k | ▲ 12.6% |
| Non-recurring operating charges66A | €2k | €0 | - | - | €657 | - |
| Gross operating margin9900 | €89k | €43k | €-10k | €-33k | €-17k | ▲ 47.8% |
| Operating profit (loss)9901 | €-27k | €-78k | €-122k | €-112k | €-69k | ▲ 38.2% |
| Financial income75/76B | €39k | €51k | €29k | €233k | €129k | ▼ 44.5% |
| Recurring financial income75 | €33k | €51k | €29k | €233k | €129k | ▼ 44.5% |
| Non-recurring financial income76B | €5k | €0 | - | - | - | - |
| Financial charges65/66B | €5k | €71k | €-14k | €-408 | €11k | ▲ 2,849% |
| Recurring financial charges65 | €5k | €71k | €-14k | €-408 | €11k | ▲ 2,849% |
| Non-recurring financial charges66B | €0 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €6k | €-99k | €-78k | €121k | €49k | ▼ 59.7% |
| Transfer from deferred taxes780 | €13k | €13k | €12k | €8k | €4k | ▼ 45.6% |
| Income taxes67/77 | €14k | €558 | €545 | €560 | €4k | ▲ 656% |
| Profit (loss) for the period9904 | €6k | €-86k | €-67k | €128k | €49k | ▼ 62.0% |
| Transfer from tax-exempt reserves789 | €40k | €40k | €37k | €23k | €13k | ▼ 45.6% |
| Profit (loss) for the period to be appropriated9905 | €46k | €-47k | €-30k | €151k | €61k | ▼ 59.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.19M | €2.08M | €1.98M | €1.42M | €1.46M | ▲ 2.8% |
| Fixed assets21/28 | €644k | €561k | €486k | €481k | €455k | ▼ 5.4% |
| Tangible fixed assets22/27 | €644k | €561k | €486k | €481k | €455k | ▼ 5.4% |
| Furniture and vehicles24 | €644k | €561k | €486k | €481k | €455k | ▼ 5.4% |
| Financial fixed assets28 | €0 | - | - | - | - | - |
| Current assets29/58 | €1.54M | €1.51M | €1.49M | €935k | €1.00M | ▲ 7.0% |
| Amounts receivable after more than one year29 | €48k | €0 | - | - | - | - |
| Other amounts receivable291 | €48k | €0 | - | - | - | - |
| Stocks and contracts in progress3 | €59k | €51k | €51k | €31k | €35k | ▲ 14.8% |
| Stocks30/36 | €59k | €51k | €51k | €31k | €35k | ▲ 14.8% |
| Amounts receivable within one year40/41 | €55k | €72k | €60k | €51k | €80k | ▲ 57.2% |
| Trade receivables40 | €13k | €4k | €16k | €7k | €23k | ▲ 256% |
| Other amounts receivable41 | €43k | €69k | €43k | €44k | €56k | ▲ 27.7% |
| Current investments50/53 | €1.30M | €1.32M | €1.35M | €825k | €848k | ▲ 2.8% |
| Cash at bank and in hand54/58 | €68k | €66k | €31k | €26k | €38k | ▲ 49.2% |
| Deferred charges and accrued income490/1 | €11k | €4k | €2k | €4k | €452 | ▼ 87.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.19M | €2.08M | €1.98M | €1.42M | €1.46M | ▲ 2.8% |
| Equity10/15 | €1.89M | €1.81M | €1.74M | €1.19M | €1.24M | ▲ 3.9% |
| Contributions10/11 | €4.62M | €4.62M | €1.55M | €849k | €849k | = |
| Reserves13 | €297k | €257k | €220k | €197k | €185k | ▼ 6.4% |
| Non-distributable reserves130/1 | €17k | €17k | €0 | - | - | - |
| Reserves not available under the articles1311 | €17k | €17k | €0 | - | - | - |
| Tax-exempt reserves132 | €280k | €240k | €203k | €180k | €168k | ▼ 6.9% |
| Distributable reserves133 | - | - | €17k | €17k | €17k | = |
| Profit (loss) carried forward14 | €-3.02M | €-3.07M | €-30k | €122k | €183k | ▲ 50.4% |
| Investment grants15 | - | - | - | €24k | €21k | ▼ 10.5% |
| Provisions and deferred taxes16 | €93k | €80k | €68k | €60k | €56k | ▼ 6.9% |
| Deferred taxes168 | €93k | €80k | €68k | €60k | €56k | ▼ 6.9% |
| Amounts payable17/49 | €200k | €190k | €171k | €164k | €162k | ▼ 1.4% |
| Amounts payable after more than one year17 | €143k | €123k | €103k | €94k | €74k | ▼ 21.7% |
| Financial debts170/4 | €143k | €123k | €103k | €94k | €74k | ▼ 21.7% |
| Amounts payable within one year42/48 | €56k | €66k | €63k | €70k | €88k | ▲ 25.3% |
| Current portion of amounts payable after more than one year42 | €22k | €22k | €22k | €27k | €27k | ▲ 1.5% |
| Financial debts43 | - | €149 | €0 | €49 | €11 | ▼ 76.9% |
| Credit institutions430/8 | - | €149 | €0 | - | - | - |
| Other loans439 | - | - | - | €49 | €11 | ▼ 76.9% |
| Trade debts44 | €18k | €24k | €27k | €29k | €55k | ▲ 88.5% |
| Suppliers440/4 | €18k | €24k | €27k | €29k | €55k | ▲ 88.5% |
| Taxes, remuneration and social security45 | €13k | €17k | €10k | €9k | €1k | ▼ 83.6% |
| Taxes450/3 | €11k | €15k | €6k | €6k | €1k | ▼ 74.8% |
| Remuneration and social security454/9 | €2k | €2k | €4k | €3k | €0 | ▼ 100% |
| Other amounts payable47/48 | €4k | €4k | €4k | €5k | €4k | ▼ 23.4% |
| Accrued charges and deferred income492/3 | €138 | €117 | €5k | €0 | €433 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €-86k | €-67k | €128k | €49k | ▼ 62.0% |
| + Depreciation and write-downs630 | €87k | €87k | €82k | €58k | €43k | ▼ 26.3% |
| Operating cash flow (approximation) | €92k | €778 | €15k | €186k | €91k | ▼ 50.9% |
| Investment in fixed assets (approximation) | - | €-5k | €-6k | €-53k | €-17k | ▲ 68.4% |
| Change in cash | - | €-2k | €-35k | €-5k | €13k | ▲ 332% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €128k
Net result €128k after 2 loss-making years.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-86k
Net result drops to €-86k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €112k
Net result €112k after one loss-making year.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gesves · 1 establishment unit since 2003
Ground area
5,011 m²
Building footprint
826 m²
Parcel 92042E0645/00F000, Wallonia. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
LARGA
since 20032.135.656.522
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92042E0645/00F000 | Wallonia | 5,011 m² | 1 · 825 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 12,198 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-12-2003
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
01450Raising of sheep and goats
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
93110Operation of sports facilities
Scores and ratios are computed by Checked and are not a credit decision.