MAXTEM
ActiveThe computed 12-month bankruptcy probability of MAXTEM is 2.5% (moderate). The 2025 annual accounts show equity of €7k and a net result of €6k. Its solvency ranks better than 79% of 7331 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency96
Growth-
Track record67
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.43; short-term debt: 29.2% and cash: 33% of total assets), and 29.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 09-10-2025, 22 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
22 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€7k
Total assets
€10k
Net result
€6k
Working capital
€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €10k
Equity
€7k
Debt
€3k
Debt finances 29.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€10k
Cash flow
€7k
Solvency
70.8%
Current ratio
3.43
Quick ratio
3.43
Debt / equity
0.41
ROE
86.0%
ROA
61.0%
Interest coverage
9.78
Debt
€3k
Debt ≤ 1 year
€3k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€10k
Current assets29/58€10k
Amounts receivable within one year40/41€7k
Trade receivables40€5k
Other amounts receivable41€2k
Cash at bank and in hand54/58€3k
Equity and liabilities
Total equity and liabilities10/49€10k
Equity10/15€7k
Contributions10/11€1k
Profit (loss) carried forward14€6k
Amounts payable17/49€3k
Amounts payable within one year42/48€3k
Trade debts44€242
Suppliers440/4€242
Taxes, remuneration and social security45€3k
Taxes450/3€2k
Remuneration and social security454/9€1k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Gross operating margin9900€10k
Operating profit (loss)9901€9k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€8k
Income taxes67/77€2k
Profit (loss) for the period9904€6k
Profit (loss) for the period to be appropriated9905€6k
Appropriation of the result
Profit (loss) to be appropriated9906€6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwijnaardsesteenweg 449000 GentGround area
479 m²
Building footprint
290 m²
Volume, LiDAR
2,950 m³
2 parcels, Brussels, Flanders · tallest building 15.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MAXTEM
since 20242.358.079.106
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0028/00E002 | Brussels | 265 m² | 1 · 88 m² | 15.8 m · 5 fl. |
| 44808H0052/00R006 | Flanders | 214 m² | 1 · 202 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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NIKA PROJECT
BE 1022.259.937
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BOUW COMPANY
BE 0661.862.969
Zaventem · Eq €7k
SWIMAT
BE 0894.425.320
Lobbes · Eq €7k
BATIVILLA
BE 0777.881.008
Puurs-Sint-Amands · Eq €7k
Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 7,930 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2024
Fiscal year end31-03
Activities, NACEBEL
41001General construction of residential buildings
33110Repair and maintenance of fabricated metal products
43990Other specialised construction activities
43995Specialised construction activities
71121Engineering and related technical consultancy, excluding land surveyors
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.