Active BE 0548.740.480Private limited company

MAXSUR

Dorpsstraat 26 ·2590 Berlaar, Belgium· 12 yrs active

Sector: NACE 66220 (66220)

Conclusion Checked

MAXSUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2023 annual accounts show equity of €413k and a net result of €26k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 596 sector peers (fiscal year 2023). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.

Key figures

Equity	€413k
Net result	€26k
Staff (FTE)	3.3
Better than sector	69%

Snowflake analysis 5 axes · computed by Checked

62 / 100

Strong profile, led by stability.

Health 0

Profitability 31

Solvency 99

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Established

Founded in 2014, 12 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview9 NBB filings

Annual accounts filed on 10-12-2024 with the NBB · fiscal year 2023 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~9.7%/year over 6 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2023 · NACE 66 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	61.7%	37.9%	better than 69% of 596 sector peers
Net result	€26k	€23k	better than 53% of 597 sector peers
Equity	€413k	€50k	better than 93% of 597 sector peers
Gross operating margin	€365k	€66k	better than 92% of 596 sector peers
Staff costs	€195k	€69k	higher than 86% of 213 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€26k

- -40% vs sector

Total assets

€670k

-13.7% far above sector median

Equity

€413k

+6.7% far above sector median

Employees (FTE)

3

-13.2% +120% vs sector

Staff costs

€195k

-23.2% +239% vs sector

Income taxes

€11k

+9224.7% -6% vs sector

Debt

€257k

-33.9% far above sector median

Debt ≤ 1y

€122k

-34.1% +111% vs sector

Debt > 1y

€135k

-33.8% +135% vs sector

Solvency

61.7%

+23.6% +10% vs sector

ROE

6.3%

- -88% vs sector

ROA

3.9%

- -88% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Revenue	n/a
EBITDA	n/a
Net profit	€26k
Cash flow	n/a
Staff costs	€195k
Income taxes	€11k
Dividends	-
Total assets	€670k
Equity	€413k
Debt	€257k
of which ≤ 1y	€122k
of which > 1y	€135k
Working capital	n/a
Employees (FTE)	3.3

Ratios (computed)

	2023
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	61.7%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	3.9%
ROE	6.3%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2023

Assets

Fixed assets €320k · 47.8% Current assets €350k · 52.2%

Equity & liabilities

Equity €413k · 61.7% Debt €257k · 38.4%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€670k
Fixed assets	21/28	€320k
Intangible fixed assets	21	€209k
Tangible fixed assets	22/27	€111k
Financial fixed assets	28	€75
Current assets	29/58	€350k
Cash & bank	54/58	€342k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€670k
Equity	10/15	€413k
Contributions / capital	10/11	€19k
Reserves	13	€395k
Amounts payable	17/49	€257k
Amounts payable after one year	17	€135k
Amounts payable within one year	42/48	€122k
Trade debts payable within one year	44	€20k
Income statement
Gross operating margin	9900	€365k
Operating result	9901	€43k
Financial income	75	€1k
Financial charges	65	€7k
Result before taxes	9903	€37k
Income taxes	67/77	€11k
Net result for the period	9904	€26k
Result to be appropriated	9905	€26k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	66220
Legal form	Private limited company(610)
Incorporation	20-03-2014
Status	Active
Postal code	2590

Establishment units 1 location

MAXSUR

Dorpsstraat 26, 2590 BerlaarAgenten en makelaars in bankdiensten

since 20182.273.443.636

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12002A0236/00P000	Flanders	217 m²	1 · 129 m²	10.2 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 9 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024

10-12-2024